What we do
Experian is a global data and technology company that supports critical financial and commercial decision-making. We maintain proprietary, large-scale data assets, advanced decisioning software, and AI-enabled analytics that help people and organisations make better decisions at speed and scale.
Individuals use Experian to understand, protect and improve their financial position, while businesses rely on our platforms to assess risk, detect fraud, comply with regulation, and engage customers more effectively. From lending and identity verification to healthcare, automotive and marketing, our capabilities sit at the heart of high-frequency, high-integrity decisions that power modern economies – increasingly augmented by AI to deliver faster insights, automation and more personalised outcomes.
Our business activities
Business to business
Our B2B activities help organisations make faster and more accurate decisions by turning complex data into actionable intelligence. This includes our Financial Services business and our Verticals businesses in Automotive, Healthcare and Marketing Services, where our data, software, and AI-enabled analytics integrate directly into client workflows to support decisioning, risk management, fraud prevention and customer engagement at scale.
Consumer Services
Consumer Services helps individuals understand, protect and improve their financial health. We bring together credit information, affordability insights, identity protection and personalised offers in a single experience. AI increasingly enhances how we do this – helping deliver more relevant insights, proactive guidance and tailored recommendations. As trust and engagement deepen, the ecosystem compounds, creating more value for consumers and partners.
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Where we operate
We operate across four geographic regions, which allows us to tailor our products to local market needs while sharing innovation globally. This structure helps us serve domestic and international customers effectively, combining local insight with the benefits of a scaled global platform.
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Who we serve
We serve consumers and organisations. Individuals use our services to improve their financial health, while businesses rely on our data and decisioning platforms to assess risk, prevent fraud and engage customers. Together, these ecosystems reinforce each other and expand our reach.
Countries where we operate
| North America | Latin America | UK and Ireland | EMEA and Asia Pacific |
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