RSS Company News - Experian Corporate website

Mon, 20 Apr 2026 06:47:00 GMT

Costa Mesa, Calif., April 20, 2026 — Experian, a global data and technology company, today announced a joint effort with TazWorks, a leading technology platform for background screening companies powered by MeridianLink, Inc. As part of the collaboration, Experian will integrate its Experian Verify™ instant employment verification solution into the TazWorks platform. The integration helps accelerate hiring timelines, reduce manual verification efforts and improve confidence in employment data.

The effort builds on Experian’s broader collaboration with MeridianLink, where Experian Verify is already integrated into Mortgage Credit Link (MCL), extending consistent verification capabilities across both mortgage and employment use cases.

“As employers and screening providers work to improve efficiency while maintaining confidence in their data, access to trusted, real-time verification insights is increasingly important,” said John Tsefrikas, senior vice president and general manager for Experian Verification Solutions. “By integrating Experian Verify into TazWorks, we’re strengthening our position in employment screening and helping clients access trusted data more seamlessly within their existing workflows.”

Experian Verify is powered by one of the industry’s largest instant employer payroll networks, with millions of unique and accurate employer payroll records. This helps enable screening providers to access timely, high-quality employment insights to support decision making and risk mitigation.

“TazWorks is focused on equipping screening providers with the tools and integrations they need to operate efficiently at scale,” said Jake Shapiro, director of product at TazWorks. “Integrating Experian Verify into our platform brings high-quality employment screening functionality directly into our consumer reporting agencies’ workflows, helping them streamline processes and make more confident decisions.”

Experian brings deep experience in employment verification, with a long track record of supporting lenders in streamlining processes, managing costs and improving the consumer experience. Expanding these capabilities into employment screening reinforces Experian’s role delivering trusted verification solutions across essential business processes.

Experian will showcase its employment screening capabilities as a Platinum Sponsor at the TazWorks LIVE! Conference in May, where attendees can learn more about the integration and broader verification solutions.

For more information, visit https://www.experian.com/business/products/experian-verify.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

We invest in talented people and new advanced technologies to unlock the power of data and to innovate. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

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Thu, 16 Apr 2026 07:39:00 GMT

Costa Mesa, Calif., April 16, 2026 — Experian has been named a 2026 CIO 100 Award winner by Foundry’s CIO for its enterprise workplace transformation, which integrates artificial intelligence and modern digital tools to improve productivity and decision-making across its global workforce.

For more than 40 years, the CIO 100 Awards have honored companies that drive business value through technology leadership.

“The organizations we’re recognizing this year are not simply maintaining operations, they are actively shaping business outcomes,” said Richard Smith, head of event content for the CIO 100 Awards and Conference. “Artificial intelligence, data, security and cloud capabilities now converge under a single leadership vision. This year’s winners reflect what is possible when those elements are fully aligned.”

Powering an AI-Enabled Workforce

A central component of the initiative is Experian’s focus on trusted, well-governed data, reinforced by strong guardrails to ensure AI and analytics deliver secure, reliable insights. Experian uses AI responsibly, with human oversight where appropriate, and takes no shortcuts when it comes to governance, privacy and security. The company has expanded its use of enterprise-grade AI tools, enabling employees to automate tasks and work more efficiently.

“Receiving the CIO 100 Award highlights how Experian is bringing together artificial intelligence, a modern digital workplace and trusted data to drive innovation across our global workforce,” said Alex Lintner, CEO of Technology and Software Solutions at Experian. “By equipping employees with these capabilities, we’re improving productivity, accelerating decisions and delivering better outcomes for our customers while advancing as a data- and AI-driven organization. This progress reflects the strong execution of our digital workplace team in delivering a modern, AI-enabled employee experience.”

From Transformation to Tangible Results

Led by the digital workplace team, the transformation is delivering measurable results across the organization. More than 17,000 employees now use AI-powered tools, generating over one million interactions each month. Onboarding readiness exceeds 90%, while employee satisfaction scores average 4.5 or higher. First-call resolution rates have improved to approximately 85%.

These gains are supported by a global operating model and are expected to deliver significant cost savings over three years. The initiative builds on Experian’s broader technology strategy, including a cloud-first transformation with Amazon Web Services (AWS) that has improved scalability and accelerated AI innovation.

Scaling Innovation Across a Global Enterprise

Experian also continues to expand its AI capabilities through the Experian Ascend Platform™, which supports customer decisioning with machine learning and real-time data insights. The platform is used by more than 1,400 users globally, processing millions of credit reports daily and billions of transactions each year. In addition to the evolution of EVA, Experian Virtual Assistant™ that expands personalized, conversational financial guidance to millions of consumers.

Experian executives and others from winning organizations were recognized at the CIO 100 Awards and Conference.

About Experian Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain insights into the automotive market using our data, analytics and software. We also assist millions of people in achieving their financial goals and help them save time and money.

We operate across financial services, healthcare, automotive, agrifinance, insurance, and other industries.

A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

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Mon, 13 Apr 2026 12:39:00 GMT

London, April 9th 2026 – Experian, in partnership with the National Literacy Trust, is launching The Library of No Returns – a fairytale-inspired pop-up designed to spark excitement around reading, remove barriers to books, and highlight the powerful link between childhood literacy and future financial health.

Supported by Britain’s Got Talent star and children’s author, Alesha Dixon, the Library of No Returns brings to life a simple idea - reading stories earlier in life can help better your story later in life – and follows new insights which reveals the extent poor literacy levels blight communities across the country.

New analysis by Experian of millions of Britons’ credit profiles, alongside data on every UK constituency’s vulnerability to low literacy1 reveals a strong correlation between the two, suggesting financial capability is closely linked to reading and comprehension skills. In constituencies with the highest vulnerability to low literacy, average credit scores are between 6% and 12% below the national average of 850.

The findings are reinforced by National Literacy Trust research showing that children with strong reading skills are four times more likely to have good financial skills than children with poor literacy (35.6% vs 8.8%).2 Conversely, children in the bottom quartile of reading ability are more than six times more likely to fall into the bottom quartile of financial capability.

Alesha Dixon, Campaign Ambassador, said: “Reading and writing opened doors for me long before I understood money or credit scores. I had to teach myself those skills later in life.

“If we can help children fall in love with books now, we’re not just inspiring imagination - we’re helping build the confidence and skills that shape their financial futures. That’s why I’m proud to support The Library of No Returns with Experian and the National Literacy Trust.”

The Library of No Returns pop-up will transform Pelsall Community Centre in Walsall into an immersive storytelling environment where families can browse a curated selection of books, enjoy live readings and take a book home to keep. Alesha Dixon will host storytelling sessions for children on the day, alongside authors Steve Antony and Monika Singh Gangotra.

Throughout the day, Experian experts will also be on hand to offer parents and carers informal guidance to help build financial confidence, with tea and coffee available to create a welcoming space for conversation.

John Webb, Head of Consumer Affairs at Experian UK&I, said: “People often think of literacy and financial wellbeing as separate issues, but they are closely connected. If children are

supported to build strong reading skills early on, they are better placed to understand the world around them, make informed decisions and feel confident managing money later in life.

“At Experian, we’re committed to helping people build their financial confidence so that they’re better equipped to make smart money moves. That starts with understanding what shapes financial confidence in the first place. Through our partnership with the National Literacy Trust, we want to help more children access books, enjoy reading and build foundations that can open up better opportunities in the future.”

The campaign comes at a time when access to books and enjoyment of reading are under pressure. One in 10 children aged 5 to 18 do not have a book of their own at home3, rising to one in six in the most disadvantaged communities. Just 33% of children aged 8 to 18 say they enjoy reading in their free time4 – the lowest level since 2005.

Library of No Returns forms part of a wider campaign that will see more than 5,000 books distributed to communities with lower literacy levels, with further book drops planned in Stoke, Merthyr Tydfil and Nottingham following the Walsall launch.

A supporting donation drive will also run through The Big Give, with Experian matching donations to raise further funds for the National Literacy Trust’s work in communities that need it most. A group of influencers relevant to millennial parents will support the campaign by attending the event and helping raise awareness of the wider issue of low literacy and its impact on children’s futures.

Jason Vit, National Literacy Trust, said: “Experian’s literacy vulnerability score has been pivotal in helping the National Literacy Trust target the areas in which we focus our place-based approach, supporting children and families who are facing the biggest literacy challenges.

“Together, we’ve been able to empower millions of children with the literacy skills they need to thrive, including getting books to children and young people who may not have any at home. Today’s activity in Walsall is a fantastic example of how we work with the local community to engage families with reading for pleasure, which supports a child’s literacy skills and can benefit their confidence, wellbeing, academic attainment, and even their financial literacy later in life.”

ENDS

Lowest ranking constituencies in the UK by literacy score vs average credit score

Rank Local constituency Literacy vulnerability score (1=highest literacy vulnerability, 10= lowest literacy vulnerability) Credit score % lower than national average credit score (850)

1 Blaenau Gwent 1.43 775 - 9%

2 Sandwell 1.46 796 - 6%

3 Merthyr Tydfil 1.64 793 - 7%

4 Leicester 1.76 800 - 6%

5 Blackpool 1.81 750 - 12%

6 Sunderland 1.84 787 - 7%

7 South Tyneside 1.89 796 - 6%

8 Wolverhampton 1.90 787 - 7%

9 Stoke-on-Trent 1.97 787 - 7%

10 Walsall 2.10 800 - 6%

1 Vulnerability to poor literacy is calculated by looking at a range of factors including levels of education, income and unemployment. These factors are then calculated by establishing a literacy need score ranked on a scale of 1 to 10. 1 = highest literacy need and 10= lowest literacy need. The national average is 5.

The 10 lowest scores in the country by constituency range from 1.43 to 2.10. Credit score data is based on Experian average credit score data from areas across the UK, January 2026. The data has been correlated with literacy score data by ward across the same regions. Further information on average credit score per area can be found on the Experian website https://www.experian.co.uk/consumer/credit-score-map-uk/

2 Reading and financial capability: exploring the relationships (2019)

3 Children and young people's book ownership in 2025

4 Children and young people's reading in 2025

Media contacts

Experian Alex Saker, Head of Consumer PR & Content, UK&I Tel: +44 7977 175318 Email: alex.saker@experian.com

Mischief PR Email: experian@mischiefpr.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

We invest in talented people and new advanced technologies to unlock the power of data and innovate. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland.

About National Literacy Trust

The National Literacy Trust is an independent charity that empowers children, young people and adults with the literacy skills they need to succeed. Reading, writing, speaking and listening skills give you the tools to get the most out of life, and the power to shape your future. For over 30 years the National Literacy Trust has continued to support schools, families and communities on a local and national level to help people change their stories. www.literacytrust.org.uk

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Thu, 09 Apr 2026 11:55:00 GMT

Costa Mesa, Calif., April 9, 2026 — Experian® is bringing fresh energy to Financial Literacy Month this April by teaming up with journalist and on-air personality Taylor Rooks for a new campaign that reconnects the brand to its core purpose: empowering people to understand and take control of their credit. Through the collaboration, Rooks will share her personal financial journey—including how she manages her credit and overall financial health—to help inspire and educate consumers looking to take greater control of their finances.

As a trusted leader in consumer financial products, Experian is committed to being on the side of consumers during Financial Literacy Month and throughout the year by providing free, practical, and easy-to-understand resources that help people improve their financial health.

As part of the partnership, Experian will donate $50,000 to the Taylor Rooks Foundation, which supports underserved communities by expanding access to education, health, and opportunity. Grounded in a mission to remove barriers tied to background, income, or zip code for Black and Brown individuals and families, the foundation helps ensure access to critical resources and support where gaps exist. This commitment aligns with Experian’s mission to deliver Financial Power To All™ and its belief that financial knowledge and opportunity should be accessible to everyone.

“Partnering with Experian felt natural because I’ve always believed that financial knowledge is one of the most powerful tools a person can have,” said Taylor Rooks. “Sharing my own financial story is a way to show people, especially young and diverse audiences, that managing credit and building financial confidence is possible with the right support.”

The partnership reinforces Experian’s commitment to being consumers’ BFF, Big Financial Friend™, by providing tools, education, and encouragement that help people make informed financial decisions. It also supports Experian’s brand strategy of using sports, culture, and influential voices to reach and empower diverse communities.

“We chose to partner with Taylor because she embodies authenticity and relatability, which is really beneficial when trying to engage consumers about an intimidating topic like finances,” said Steve Hartmann, Vice President of Marketing at Experian Consumer Services. “Her platform in sports and media allows us to connect with broader and more diverse audiences in meaningful ways as well. By speaking about her personal experiences, she helps bring our mission to life showing that Experian can be there for everyone at any stage along their financial journey.”

Consumers can follow the campaign by viewing the new videos across Experian’s YouTube, Instagram, Facebook, X and TikTok channels. This campaign will also run across paid activations on TikTok, Snapchat, Meta, YouTube and most streaming platforms. The first commercial can be viewed here. In celebration of Financial Literacy Month, Rooks also launched a 30‑day series of daily financial tips designed to educate and inspire. Her voice, insight, and passion for empowering others make her an ideal partner to help bring this initiative to life across Experian’s organic social platforms.

To learn more, visit www.experian.com or download the app.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market using our unique combination of data, analytics, and software. We also assist millions of people in realizing their financial goals and help them save time and money.

We operate across a range of markets, including financial services, healthcare, automotive, agrifinance, insurance, and many other industry segments.

We invest in talented people and advanced technologies to unlock the power of data and drive innovation. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland.

Learn more at experianplc.com.

Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.

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Thu, 09 Apr 2026 06:32:00 GMT

Costa Mesa, Calif., April 9, 2026 –Experian has been recognized as one of the top vendors in retail banking analytics in Chartis Research’s inaugural Retail Banking Analytics50 2025. The report highlights leading companies that help financial institutions leverage analytics to inform strategy, modeling and go-to-market decisions. Experian also received awards for Best Overall Strategy and Retail Analytics Governance Framework.

‘Experian continues to set a benchmark in retail banking analytics,’ said Anish Shah, Research Director at Chartis Research. ‘Its cloud-native, AI-powered platform delivers fast, transparent and accurate risk decisioning – as reflected in its top 3 placing in Chartis’ Retail Banking Analytics50 2025 ranking.’

Experian’s foundational AI-driven solution, Experian Ascend Platform™ integrates advanced analytics, trusted data and decisioning capabilities. The platform allows clients to seamlessly navigate between data exploration, model deployment and monitoring, and model governance to enable more robust and compliant analytics.

“For more than 15 years, our AI-powered solutions have enabled financial institutions around the world to transform data into actionable insights, applying advanced analytics and modeling to drive smarter decisions and bring consumer-centric offerings to market,” said Vijay Mehta, EVP, Global Solutions and Analytics at Experian. “This recognition underscores our continued innovation in helping customers streamline decision-making, strengthen fraud prevention, and maintain compliance with evolving data privacy regulations.”

To learn more about the Chartis Retail Banking Analytics50 2025 ranking and award winners, visit: https://www.chartis-research.com/analytics/7947428/retail-banking-analytics50-2025#.

About Chartis

Chartis Research is the leading provider of research and analysis on the global market for risk technology. Our goal is to support companies as they drive business performance through improved risk management, corporate governance and compliance, and to help clients make informed technology and business decisions by providing in-depth analysis and advice on virtually all aspects of risk technology. For more information, visit www.chartis-research.com.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates. Other product and company names mentioned herein are the property of their respective owners.

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Wed, 08 Apr 2026 10:49:00 GMT

London, UK, 8 April 2026 – Experian, the global data and technology company, has today announced the expansion of its verification capabilities in the UK with the addition of Konfir.

Verification remains a challenge for many consumers during key life events. When confirming income or employment, or applying for finance, people are still required to complete checks that rely on slow, manual steps. These processes cause delays and disrupt the seamless digital experiences customers now expect.

Konfir delivers digital verification by combining Open Banking, Payroll and Tax data to give employers, landlords and lenders clear insight into income and up to six years of employment history.

Available in the financial services, tenant and employment markets, the integration further reinforces Experian’s current capability, enabling quicker checks, stronger fraud controls and more efficient operations for clients.

The addition of Konfir also supports Experian’s permissions-based data strategy and brings in a team with deep experience, who are already delivering these services at scale to over 6,000 businesses in the UK.

Malin Holmberg, CEO of Experian UK&I, said: “This is a significant moment for our business as it strengthens the next phase of our digital verification strategy.

"Having worked together since 2023, Konfir strengthens our existing income and employment verification capability, supporting simpler, faster and more seamless customer experiences. It also boosts our ability to innovate at pace, helping us deliver improvements sooner. We’re delighted to welcome the team and the expertise they will add to our business.”

Chris Milligan, CEOof Konfir, commented: “Our mission is simple: help people to progress through life’s key events more seamlessly and securely by improving how verification works. Over the past few years, we’ve been laser focused on this, scaling the Konfir platform across multiple industries and helping hundreds of thousands of people to change jobs, move homes, and access the financial products they need.

By joining Experian, we can accelerate that mission. With access to new capabilities, datasets, and global reach, we’re excited to scale our impact, advance our international capabilities for clients, and move closer to becoming the leading infrastructure for verifications.”

Ends

Media contact

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email: vicki.cook@experian.com

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About Konfir

Konfir is certified against the UK Digital Identity & Attributes Trust Framework for the provision of verified employment and income data. By securely automating the administration of completing verifications, we are accelerating all areas of the modern economy from those switching jobs, to renting property, or obtaining credit.

Our focus is on protecting consumers by ensuring legal, transparent, and secure access to their employment and income records.

We help consumers get approvals faster while maintaining control over their data and are trusted by thousands of organisations to handle their affordability and verification processes.

Learn more at www.konfir.com

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Tue, 07 Apr 2026 06:58:00 GMT

Costa Mesa, Calif. — April 7, 2026 — Experian®, a global data and technology company, today announced the launch of Experian Express, marking the first time a credit bureau has offered a self‑service platform that enables community banks, credit unions and other small‑volume lenders to digitally credential, onboard and access consumer credit reports through a fully online process.

Designed for U.S. lenders with lower-volume credit report access needs, Experian Express streamlines their access to high-quality credit data. The new platform provides small financial institutions with real-time credentialing through a guided online application process that allows clients to access Experian consumer credit data for lending workflows more quickly and efficiently.

“Small lenders play a vital role in expanding consumer access to credit,” said Molly Poppie, Chief Product and Analytics Officer for Experian. “Driven by our commitment to financial inclusion, Experian Express brings digital onboarding to a traditionally manual process, giving lenders a faster, more efficient way to obtain the credit insights they need to confidently extend credit and support consumers across the communities they serve.”

Experian Express offers two subscription plans built for common credit workflows. It uses VantageScore® 4.0[1], which combines trended credit data with machine learning and offers a more dynamic view of consumer credit behavior across 24 months. Depending on the plan, clients can also mitigate risk with built-in Experian fraud prevention tools such as Fraud Shield™ or PreciseID®.

Experian Express is available now. To learn more, please visit: www.experian.com/express.

About Experian

We operate across a range of markets, including financial services, healthcare, automotive, agrifinance, insurance, and many other industry segments.

Learn more at experianplc.com.

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates. Other product and company names are the property of their respective owners.

[1] VantageScore is a registered trademark of VantageScore Solutions, LLC.

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Tue, 07 Apr 2026 09:19:00 GMT

London, April 7th, 2026: Experian, the global data and technology company, today announced that LV=, the investment, protection and retirement specialist, has become the latest financial services organisation to join Support Hub, helping members and customers share their support and access needs more easily.

Support Hub is a free‑to‑use service that enables people to share important support requirements with multiple businesses, such as preferred communication methods, extra time for appointments, or assistance during key interactions in a simple, accessible and standardised way.

The platform also allows individuals to share information about life events that may impact how they manage essential services, including long‑term health conditions, bereavement, relationship changes or financial difficulties.

Experian research has previously shown that nearly three‑quarters of disabled people (73%) delayed contacting an essential service provider because the process felt daunting, often leading to poor outcomes and unmet support needs.

Paul Lamont, Support Hub Director, Experian UK&I, said: “We’re thrilled to partner with LV=, particularly given its mutual ethos and the important role it plays in helpingpeople live financially confident lives.

“Support needs don’t stop at banking, they’re often most critical when people are making complex, long-term financial decisions. By joining Support Hub, LV= is helping to ensure people can disclose once and receive personalised support across more of their financial journey.”

Chloe Stuttard, Chief Customer Officer at LV=, said: “As a mutual and one of the UK’s leading life and pensions providers, our members are at the heart of every decision we make. We’re always looking for ways to enhance their experience with us, and partnering with Experian allows us to do exactly that.

“Support Hub gives our members and customers a simple way to tell us what support or adjustments they need, helping us communicate with them more easily. The new service will help us go even further in offering an experience that truly works for them, ensuring we can provide the right help at the right time.”

More than three years in development, Support Hub launched in September 2023 with some of the UK’s largest companies, including HSBC UK, Nationwide Building Society, Tesco Bank, consumer credit provider NewDay, Co-operative Bank and Ovo. Other organisations to have joined the service include Lloyds Banking Group (LBG) and Monzo.

Ends

Media contact:

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email: vicki.cook@experian.com

Notes

For more information about Support Hub, including signing-up visit:https://experian.co.uk/supporthub/

About Support Hub

Support Hub is a “tell it once” service that allows people to share their support needs with multiple businesses in a simple, standardised way. All information submitted is consumer-consented, meaning users are fully in control about the information they submit and how it is used. Support Hub does not ask for, or share, medical conditions or vulnerabilities, just the action consumers want firms to take The user can login to their account at any time to add, change or revoke their support needs and organisations they are sharing with. Support Hub is initially launching with domains related to sight, hearing, mental health or dementia, with new domains added in the near future. Support Hub is an Experian service but is entirely separate from our credit bureau and other Experian services. Any information provided to Support Hub will have no impact on a person’s credit scores or their ability to apply for credit. Organisations and business using Support Hub will not be able to inform or take any lending decision based on the information provided. Nor will they be able to use the information for marketing purposes.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About LV=:

LV= is one of the UK’s leading life and pensions mutual insurers, serving over one million members and customers. As an investment, protection and retirement specialist, LV= offers a range of products and services to help members and customers protect their income while they’re working and maximise it when they stop.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited (LVFS) and LV= and LV= Liverpool Victoria are trading styles of the LV= Group of Companies. Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 110035. Registered address: County Gates, Bournemouth, BH1 2NF.

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Mon, 06 Apr 2026 07:01:00 GMT

COSTA MESA, Calif., April 6, 2026 — As consumers map out spring projects, major purchases, or travel plans, many are searching for financing options but hesitate to apply worried that a loan denial could damage their credit. Experian is addressing that stress head ‑on with the launch of No Ding Decline™[i] for personal loans, a feature that lets shoppers apply for select offers from top lenders in the Experian Marketplace without triggering a hard credit inquiry if they are not initially approved.

Avoid anxiety behind loan shopping

No Ding Decline removes one of the biggest pain points in personal loan shopping: the fear that trying could hurt your credit. Consumers can explore and apply for select personal loan offers with confidence, knowing that just applying won’t result in a hard inquiry to their credit report.

Experian is the only marketplace where consumers can browse and apply for designated No Ding Decline™ personal loans without the risk of harming their FICO® Score[ii] if they’re not initially approved. Consumers can also shop for No Ding Decline credit card offers in the Experian Marketplace.

“Personal loans can be a valuable tool for financial flexibility, and No Ding Decline lets consumers shop with confidence,” said Rakesh Patel, Executive Vice President of Experian Marketplace at Experian Consumer Services. “This latest expansion reflects Experian’s commitment to continually innovating and meeting consumers where they are so we can be a true financial copilot throughout their lives.”

For many consumers, a hard inquiry from a declined application can feel risky, confusing, and discouraging, especially in a tight economic climate. No Ding Decline helps remove that concern, making it easier for consumers to explore their options with confidence. It’s timely as interest in personal loans continues to rise. According to recent Experian data, personal loan usage increased 16% in 2025, and 38% of U.S. consumers with a credit file now have at least one personal loan.

Advancing the Experian Marketplace

Experian’s Consumer First AI strategy leverages advanced artificial intelligence to help people find the right financial options with greater confidence. By aligning Marketplace offers more closely with lender criteria, Experian increases the chances of approval and reduces guesswork during the application process. Using its data and AI powered matching, Experian delivers more personalized recommendations, helping consumers discover loan options that fit their needs and that they are more likely to qualify for. For lenders, this means more relevant applications and greater efficiency.

Experian’s continued innovation including the expansion of No Ding Decline to personal loans and recent launch of the Insurance Marketplace app in ChatGPT are examples of how the company is delivering the best financial shopping resource for consumers.

Whether it helps consumers get access to credit, save money or better manage their finances, Experian is their BFF, Big Financial Friend, always by consumers’ side.

To explore personal loan offers, visit http://www.experian.com or download the Experian app.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

[i] Applying for loans labeled No Ding Decline™ won't hurt your credit scores if you aren’t initially approved. Initial approval and/or acceptance of this loan may result in a hard inquiry, even if you’re unable to pass final verifications, which may impact your credit scores.

[ii] Results will vary.Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states.Marketplace Licenses and Disclosures

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Wed, 01 Apr 2026 07:27:00 GMT

Costa Mesa, Calif., April 1, 2026 – Rising 22 spots, Fortune has named Experian North America to its 100 Best Companies to Work For® list. Ranked 38 on the 2026 list, this is the seventh consecutive year Experian has been recognized for its inclusive workplace culture that inspires innovation and collaboration.

“Being named to Fortune’s 100 Best Companies to Work For - our highest ranking ever - is a powerful validation of the people-first culture our teams create every day,” said Jeff Softley, chief executive officer of Experian North America. “This recognition is especially meaningful because it’s driven by employee feedback and reflects an environment where people feel respected, trusted, and able to do work that truly matters.”

Fortune’s 100 Best Companies to Work For list is based on the results of the Great Place to Work survey: 94% of employees agree they feel welcome when they join Experian, 93% of colleagues say Experian's flexible ways of working enable them to work productively and 91% are proud to tell others they work for Experian.

Experian’s culture combines innovation with purpose. From employee hackathons that spark financially inclusive products and services, to the award-winning use of AI to accelerate career growth and leadership development, Experian empowers employees to develop solutions that help people clients and consumers thrive. The strong communities of employee resource groups deepen a sense of belonging and shared purpose.

For this year’s 100 Best list, Great Place to Work® surveyed more than 1.3 million employees and gathered data from companies representing more than 7.3 million employees. The survey enabled employees to share confidential feedback about their organization’s culture by responding to 60 statements that – when put together – describe a great employee experience, defined by high levels of trust, respect and credibility.

Experian has also been honored with the 2026 BIG Innovation Award for groundbreaking generative AI-powered tool, Experian Assistant, Top Score in the 2026 Equality 100, Best Place to Work for Disability Inclusion, and as one of the 25 World’s Best Workplaces™ 2025. Learn more in the Experian 2025 Power of YOU Reports:English | Portuguese | Spanish

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 31 Mar 2026 06:36:00 GMT

Costa Mesa, Calif., March 31, 2026 — Experian®, a global data and technology company, today announced that it has enhanced its Experian ConnectSM API platform to offer VantageScore® 4.0[1] for use in rental screening. This addition will enable consumers, property managers, landlords, and rental screening providers to leverage a more modern credit scoring model when evaluating prospective renters. Zillow is among the platforms now leveraging VantageScore 4.0 through Experian’s Connect API platform to support rental screening.

The enhancement follows the Federal Housing Finance Agency’s (FHFA) recent approval of VantageScore 4.0 for use in mortgage decisions, a move aimed at modernizing mortgage credit evaluation and increasing access to homeownership. Making the same scoring model available in rental screening helps create greater consistency across the housing journey.

The Experian Connect API platform provides secure, scalable access to differentiated credit data and analytics that rental screening providers, landlords and property managers can use to help identify qualified applicants. With VantageScore 4.0, clients can now incorporate a score that uses trended credit data, rental payment history, and alternative data to better reflect consumers’ financial behaviors.

“Modernizing credit decisioning is critical to expanding access across the housing ecosystem,” said Michele Bodda, President of Verification Solutions, Employer Services and Housing at Experian. “By enabling access to VantageScore 4.0 through our Connect API platform, we are helping ensure that the tools used to evaluate renters today more closely align with those used to evaluate future homeowners. Combined with our leadership in rent reporting, this helps more consumers demonstrate creditworthiness and progress along their housing journey.”

Key benefits of VantageScore 4.0 via Experian Connect API

VantageScore 4.0 is the first tri‑bureau scoring model to combine trended credit data with machine learning, offering a more dynamic view of consumer credit behavior across 24 months. The model also scores roughly 33 million consumers who may have been unscoreable under older scoring models. The key benefits of VantageScore 4.0 include:

Greater accuracy through trended credit data and expanded predictive attributes More inclusive scoring, particularly for renters and consumers with thin credit files Alignment with mortgage standards as lenders adopt VantageScore 4.0 following FHFA modernization Easy integration, with no changes required to existing API workflows

“A renter’s financial story is more than a single snapshot,” said Michael Sherman, senior vice president of Zillow Rentals. “VantageScore 4.0 helps housing providers better understand applicants and gives renters the opportunity to have more of their financial history considered in the application process — helping ensure they are evaluated with the most complete picture currently possible.”

Experian’s analysis shows that more than 83% of consumers see a credit score increase when positive rental payments are added, with an average boost of more than 24 points. Additionally, 15.2% of previously unscoreable consumers become scoreable, and one‑third move into a higher credit score band. As the first credit bureau to incorporate positive rental payment data in credit reports, Experian enables renters to build credit through Experian® RentBureau® and Experian Boost®[2]. These innovations, combined with access to VantageScore 4.0 through Experian Connect API platform, advance a more inclusive and modern credit ecosystem for renters nationwide.

To learn more about Experian Connect API, please visit https://www.experian.com/connect/api/.

About Experian

We operate across a range of markets, including financial services, healthcare, automotive, agrifinance, insurance, and many other industry segments.

Learn more at experianplc.com.

Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.

[1] VantageScore is a registered trademark of VantageScore Solutions, LLC.

[2] Results will vary. Not all payments are Boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.

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Tue, 24 Mar 2026 07:23:00 GMT

Costa Mesa, Calif., March 24,, 2026 — Experian Health today released its annual 2026 State of Patient Access Survey, revealing that while operational efficiencies and digital tools are driving measurable improvement, persistent staffing shortages and growing financial strain continue to impede patient access and overall experience. Nearly half of providers (46%) believe patient access is better than last year (up from 36% in 2025), while only 18 percent of patients believe it’s better (up from 16% in 2025).

Access to care challenges

Authorizations, insurance verification and the cost of care are the top roadblocks to patient access:

36% of patients have had difficulty with authorizations for a procedure 28% of patients experienced care delays due to insurance verification issues 73% of providers say patients at least occasionally delay or forfeit care if they can not get an estimate 36% of providers say regulatory changes create access obstacles for patients

Staffing shortages remain a major barrier

Though technology is helping to improve operations, healthcare organizations continue to struggle with workforce capacity and training deficits, which directly affect patients’ ability to receive care:

64% of providers say staffing shortages reduce patient access (up from 57% in 2025) 39% of providers report that insufficient staff training negatively impacts access Access to practitioners remains the top patient-reported challenge (27%), consistent for the fourth year

“Technology is helping close operational gaps in patient access, but the industry still must address financial and staffing pressures to truly streamline the patient journey," said Mindy Fortson, Chief Client Officer at Experian Health. "With growing opportunities for AI to ease front-office workloads and reduce claims denials, there’s reason for optimism about overcoming some of these challenges.”

Financial strain is worsening for patients

Adding to the mix, rising healthcare costs are creating significant friction for consumers and affecting providers’ ability to support patients:

63% of patients say they would feel more confident if offered tailored payment plans 57% of providers say patients occasionally struggle to pay while 36% say patients often struggle to pay 32% of patients say paying for healthcare has worsened since last year

Among patients who say paying for healthcare has improved (14%) or stayed the same (54%) over the last 12 months, greater transparency around costs is a key reason why, particularly the ability to understand how much care will cost prior to receiving services (40%) and being able to submit registration information prior to the visit (25%) as top reasons.

Strategic focus areas for providers

As financial and operational pressures intensify, providers are prioritizing several urgent initiatives to improve access. Many of these revolve around processing data more efficiently with 44% saying implementing faster, more comprehensive insurance coverage review and delivering accurate estimates as top urgencies.

Additionally, to future-proof patient access and the revenue cycle, providers say automation (35%) and AI (28%) are non-negotiable to extend optimization in ways that were not previously possible.

The survey, conducted among more than 200 healthcare providers and 1,000 patients, explored sentiment on the non-clinical patient experience and how the chronic staffing shortage is impacting the revenue cycle. To download the full 2026 State of Patient Access report, click here.

Experian Health offers a variety of solutions to simplify healthcare and address the evolving needs of patients and providers including patient engagement solutions and AI-powered products, such as AI Advantage and Patient Access Curator, that reduce claim denials.

About Experian Health At Experian Health, we serve more than 60 percent of U.S. hospitals and more than 7,500 medical practices, labs, pharmacies and other healthcare providers with data-driven platforms and insights that help our clients make smarter business decisions, deliver a better bottom line and establish strong patient relationships.

Experian invests in talented people and new advanced technologies to unlock the power of data and innovate. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of25,200people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

For more information about Experian Health, visit http://www.experianhealth.com. Learn more about Experian at www.experianplc.com or visit our global content hub at our global news blog for the latest news and insights from the Group.

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Mon, 23 Mar 2026 08:45:00 GMT

Costa Mesa, Calif., March 23, 2026 – When financial stress takes over, it drowns out everything that truly matters in life. Experian knows this reality all too well and that's why the company has evolved its award-winning “Big Financial Friend” (BFF) campaign to deliver even more powerful, relatable support. Launching this week, the next bold chapter reintroduces the 12-foot-tall BFF—brought to life once again by the brilliantly deadpan actor Sam Richardson—as consumers’ unwavering financial companion.

Your BFF Has Words of Wisdom

In the previous rounds of ads, the silent, gentle giant connected through warmth and visual charm but now has a voice. With Richardson’s signature wit and grounded wisdom, he cuts through the chaos, offering sharp, practical guidance that puts the consumer back in control.

“Money has a way of pulling people out of the moment and taking over everything else,” said Dacy Yee, President of Experian Consumer Services. “With this next chapter of BFF, we’re turning that noise into clarity—bringing personalized guidance to life so people can take control with confidence. It’s how we use our data and technology to deliver support that’s truly tailored to each person’s financial situation.”

To view the ad, click here.

A Demolition Derby, a Distracted Driver, and One Very Helpful BFF

The first new spot, “Derby Buddies,” drops viewers into a chaotic demolition derby, but the main character remains completely calm because she’s deep in her budgeting and bill‑planning. Even as cars collide around her, she stays focused thanks to the clarity and confidence she gets from the Experian app. With Experian’s tools at her fingertips, she can stay grounded and in control no matter what life throws her way.

Steve Hartmann, Vice President of Marketing at Experian Consumer Services, explains, “With ‘Derby Buddies,’ we took the feeling of financial stress and turned it into full-on chaos. By placing BFF in the middle of that moment, we show how Experian helps people cut through the noise and stay in control through a character who’s approachable, reassuring and there with you every step of the way.”

“I'm excited to be able tobring a sense of comedy and warmth to the BFF character. Giving him avoice helps makes it feel more relatable and supported,"said Sam Richardson.

The BFF Is Just Getting Started

“Derby Buddies” marks the first release in an expanded creative rollout set to continue throughout the year.Additionalspots will explore how financial stress can creep into everydaylife and how Experian’s suite of tools empowers consumers to make smarter decisions, feel more confident, and worry a lot less.

“People see themselves in these moments,” Hartmann said. “The BFF shows that even when life feels overwhelming, Experian is right there with you — supportive, dependable, and always available to help.”

That reassurance comes to life through the many tools available to Experian members, including the ability to check their Experian credit report, potentially save money,shop for auto insurance,or receive personalized information from the AI-powered Experian Virtual Assistant,and more by enrolling in a membership atwww.experian.com.

Thecampaignwill debut during March Madness and will be featured in the upcoming professional basketball playoffs on ABC and Amazon, during Formula 1® coverage on AppleTV, and across most streaming platforms.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Mon, 23 Mar 2026 10:24:00 GMT

Some motorists could also save an average of £924 a year by refinancing their cars.

Brits with multipledebtscouldconsolidatetheir debts andreduce their total repayments by more than £1,600 a yearthroughReFipowered loans on theExperian Marketplace.

London,23March2026 –New data from Experian,the data and technology company,reveals that British households could save £2,881.20thisspring by reviewing their current financial products and switching to more competitive deals.

Ashouseholdsbegin theirspring cleaningroutines, Experian is reminding consumers nottooverlooktheir finances. Newdatafrom the companysuggests thatcarrefinancing andswitchingcreditcard balances toa 0%balance transfer cardcould reduce the overall cost of borrowing-depending on individual circumstances.For thosewith lower eligibilitywanting toconsolidatemultiple debts,ReFienabled loans could reduce the total amount repaid by more than£1,600 a year.

To highlight the impact that switching could have on people’s wallets, Experian hascalculatedthe savingspeoplecouldmake byswitchingtomore competitive deals.

Balance transfer cards

Experian data suggests that credit card holders paying interest could save an average of £289.20 a yearby switching their existing balances to a 0% balance transfer card, depending on their eligibility.

The average active card balance in the UK is £1,869 according to Experian data.A customer with this balance, paying the minimum monthly payment of 5% (£94) with the average APR of 24.65%, could save £530.20 if they were to transfer their balance to a balance transfer cardwith a 22-month interest free period, which works out to be £289.20 per year.

Car refinancing

Data from lenders on the Experian Marketplace suggeststhata motorist witharound£11,100 outstanding on their car loan, who took out a five year agreement at approximately 18% APR and has been repaying it for six months, could cut their monthly repayments by up to £77 by refinancing 7.9% APR, depending on eligibility. With 54 monthsremaining, current repayments of around £301 per month could fall to £224 per month if refinanced over a new five-year term.That’sa potential saving of up to £924 a year, although actual savings will depend on individual circumstances and any applicable fees.

Sowith car finance often arranged over several years, reviewingagreementsregularly mayhelp households avoid paying moreinterestthannecessary.

Debtconsolidation throughReFi

For those with lowereligibility,Experian’sReFienabled loans are designed toenable them toconsolidatemultiple debts into a single, affordable repayment.Typically,thosewho combinedebts of around £8,000,ReFienabled loans can reduce monthly repayments by approximately £139 and cut the total amount repaid by more than £5,000 over the term of the loan–working out to be £1668 per year.

Unlike traditional consolidation loans,ReFisettles existing debts directly with creditors, meaning lenders assess only the new loan. This removes the issue of “double counting” and may improve access to affordable credit for people facing barriers to debt consolidation.

JohnWebb, Headof Consumer Affairsat Experian, said: “Household budgets continue to feel stretched,somany of us are exploring ways to help make ends meet.One way to reduce your outgoings istrying to moveexisting debt to cheaper deals, such as car refinancing,0%balance transfercredit cardsor consolidation loans.

“Keep in mind that balance transfer credit cards often come with a small fee, so make sure you factor that into your calculations.It’salso worth remembering that with some consolidation loans, you might end uppaying more interest overall or extending the length of your loan.Always do your research to make sure that any switch is the right choice for your circumstances before committing.

Whenyou’relooking toswitchdebt and save, free comparison services like Experiancan be useful.You’llbe able to check youreligibility and find thedealsyou’remorelikely tobeaccepted for, without damaging your credit score.If you take any new credit, make sure you make the payments ontime,so youdon’timpactyour credit score. If you can figure out a way to pay any extra during a promotional period, you might be able to clear your debt sooner.

And ifyou are struggling with repayments,or falling behind,it’sa great idea to speak toa free debt advice servicelikeStepChangeorChristians Against Povertywhocan helpsupportyou.”

Ends

Notes to editors:

[1]

Calculations by Experian Marketplace on Balance Transfer cards. Savings claim is based on Experian’s bureau data that shows £1,869 as the averageactive card balanceper person in the UK.

A customer with this balance, paying a 5% minimum (£94) at a 24.65% APR, could save £530.20 by switching to a 22‑month 0% balance‑transfer card paying the same 5% min payment (£94). This works out as £530.20 ÷ 22 = £24.10 saved per month, equivalent to £24.10 × 12 = £289.20 per year.

24.65% APR is the current average APR according to theBank of Englanddatabase

[2]

Data from Experian Marketplace lenders, February 2026.

Representative savings are illustrative and based on anonymised lender data from the Experian Marketplace panel. The example compares a typical customer with £11,100 (the average amount on the Experian panel) outstanding on a five‑year car finance agreement taken out at an APR of around 18%, after six months of repayments, refinancing to an APR of 7.9% over a new five‑year term. Average APRs on the Experian Marketplace panel for car refinance products are currently around 9.0%, while 7.9% reflects rates available from specific lenders on the panel. Actual rates,eligibilityand potential savings will vary depending on individual circumstances, credit profile, lendercriteriaand any fees associated with refinancing. Savings are not guaranteed and applicants may not be offered the example rate

[3]Experian marketplace data, September 2025. Acustomer taking out aReFienabled loan on the Experian Marketplace has saved over £5,000 in interest over the term of a 36-month loan.

£5000 ÷ 36= £138.889 – monthly saving rounded up is £139

£139 × 12 = £1668 – monthly saving x 12 to get the yearly saving

Media contact:

ElizaOdire-Boadi, Consumer PR Manager, Experian UK&I

Tel: 07816192572 / Email:eliza.odire-boadi@experian.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analyticsand software. We alsoassistmillions of people to realise their financial goals and help them to save time and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive,agrifinance, insurance, and many more industry segments.

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Thu, 19 Mar 2026 05:51:00 GMT

Costa Mesa, Calif., March 19, 2026 — For the third consecutive year, Experian® has been recognized as a Lighthouse Tech Awards winner by Lighthouse Research & Advisory. Experian’s I-9 Management with virtual I-9 completion was celebrated as a Core HR/Workforce and Best Innovative or Emerging Tech Solution for its ability to address compliance gaps and reduce risk in the Form I-9 process for all employers, whether their workforce is remote, hybrid or fully onsite.

“We built our I-9 Management solution to help make identity verification easier for employers and employees alike, especially when teams are spread out across different locations,” said Anne Obee, vice president of Experian Employer Services.“By offering an alternative to the traditional in-person process, we assist companies in maintaining compliance without adding complexity. Our recognition reflects our continued focus on making compliance simpler and more efficient for our clients.”

The Form I-9 is a critical component of onboarding, yet errors and noncompliance can lead to significant financial penalties. Traditional paper-based processes are vulnerable to risks, such as:

Outdated government-issued forms Incorrectly completed fields Lost or damaged physical forms Untimely retention or deletion of records

In today’s complex regulatory environment, Experian helps to simplify the process for employers and new hires, mitigates risk, and leverages our specialists’ deep expertise and strong alignment with E-Verify for successful completion.

“Experian’s latest I-9 capabilities make the process faster and easier through mobile document upload capabilities, secure virtual Section 2 appointments, real-time document review and immediate E-Verify submission,” said the Lighthouse Research & Advisory Awards judging panel. “These enhancements deliver a smoother onboarding experience for both HR teams and new hires.”

To learn more about Experian’s Employer Services business, visit https://www.experian.com/employer-services/.

About Experian 

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 17 Mar 2026 07:21:00 GMT

COSTA MESA, Calif. (March 17, 2026) — In a move to help reduce costs and streamline employment verification for mortgage lenders, Experian® today announced the launch of the Experian Verify™ Preview Report, a new capability that gives mortgage lenders early visibility into a borrower’s employment data, at no cost.

The Experian Verify Preview Report provides lenders with an upfront view of all employers associated with a specific borrower, allowing lenders to see which employment records are available for instant verification through Experian Verify before obtaining a full verification of income and employment report. The solution requires no new integration work and can be requested through the same processes lenders already use to order Experian Verify instant verification reports.

As the mortgage industry continues to evolve toward greater automation and data-driven decisioning, mortgage lenders are increasingly feeling pressure to improve efficiency, reduce costs and streamline the homebuying process. The Experian Verify Preview Report offers lenders greater transparency, accessibility and control at a critical point in the origination process. By confirming employment data upfront, lenders can avoid unnecessary verification orders and potential delays in loan closing timelines, as well as optimize workflows and make more informed decisions, earlier in the loan process.

“The mortgage industry is transitioning into a new era; one where a legacy approach no longer meets the demands of today’s market. The market demands greater precision and efficiency at every stage of origination,” said Michele Bodda, President of Verification Solutions, Employer Services and Housing at Experian. “The Experian Verify Preview Report gives lenders clarity before they commit to spend. We are leveraging our data assets to deliver real, usable insights that help lenders control costs, streamline operations, and get people into the homes they deserve more quickly.”

The Experian Verify Preview Report leverages Experian’s unique payroll records along with employment data contributed through trusted provider relationships. It gives lenders a consolidated view of available employment records tied to a borrower, enabling them to:

Improve certainty and loan pull-through by confirming data availability upfront Reduce operational costs by limiting unnecessary verification orders Enhance the borrower experience through faster decisions and fewer documentation requests Support confident, data-driven underwriting using trusted Experian employment data assets

To learn more about Experian Verify Preview Report, please visit https://www.experian.com/mortgage/experian-verify-preview-report.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Mon, 16 Mar 2026 07:28:00 GMT

Costa Mesa, Calif., March 16, 2026 — Experian today unveiled the next evolution of the Experian Virtual Assistant, EVA™, a significant advancement in its Consumer First AI strategy that expands personalized, conversational financial guidance to millions of consumers.

“This next generation of EVA reflects the direction of our consumer AI strategy,” said Debbie Hsu, Executive Vice President of Product, Experian Consumer Services. “We are bringing together conversational AI, personalization, and our trusted data foundation to deliver guidance that is intuitive, relevant, and actionable. Our focus is on helping consumers make smarter financial decisions in ways that feel simple and empowering.”

Built to scale intelligent financial guidance through a more adaptive experience, the enhanced EVA expands beyond credit insights to provide near real-time spending analysis, tailored recommendations, and relevant financial offers based on available account data. Powered by Experian’s proprietary data, consumer-permissioned information, and advanced artificial intelligence capabilities, EVA is available to deliver intelligent financial support to more than 85 million members.

This evolution reflects Experian’s broader commitment to embedding adaptive AI across the consumer journey and transforming how people engage with their financial information.

A Financial Copilot for Everyday Decisions*

Since launch, EVA has helped consumers better understand their credit through secure, real-time conversations. With this latest evolution, members gain visibility into how everyday spending affects their overall financial picture through insights from connected financial accounts.

Spending trends over time can be tracked, top categories and largest transactions identified, and opportunities to reduce unnecessary expenses uncovered. Members may also explore personalized credit card offers from third-party lenders available through Experian Marketplace within a seamless, guided experience.

By translating complex financial data into clear, practical next steps, EVA serves as an intelligent financial copilot, helping consumers move from insight to action with confidence.

For example, instead of only displaying a FICO® Score[i], EVA can analyze a member’s connected accounts and highlight recent spending patterns, such as increased dining or subscription costs compared to prior months. The assistant can identify top spending categories, flag larger transactions, and help members manage upcoming bills and subscriptions by surfacing expected due dates, predicted amounts, and total monthly recurring spending.

In simple terms, EVA helps members clearly see where their money is going in near real time and understand how everyday spending fits into their overall financial picture — all within a seamless, conversational experience.

Intelligent, Adaptive and Built on Trusted Data

Interactions with EVA evolve in real time based on how each member engages. The assistant tailors explanations, surfaces relevant insights, and prioritizes recommendations aligned with an individual’s credit and financial goals. Experian designs and monitors its AI systems using established governance, testing, and oversight frameworks to promote fairness, transparency, and consumer protection.

Grounded in Experian’s credit expertise, data, and consumer permissioned financial information, EVA delivers personalized guidance designed with privacy and security as core principles. The experience supports consumers as they navigate important financial decisions with greater clarity and confidence.

Whether someone is new to credit, managing monthly expenses, or exploring new financial opportunities, EVA translates complexity into clarity and action.

“By combining advanced AI with consumer first design and a foundation of trusted data, we are expanding access to personalized financial tools and creating more opportunities for financial inclusion,” Hsu added.

Consumer First AI in Action

This milestone builds on Experian’s broader strategy to embed intelligent, trusted AI across the consumer ecosystem. Through advancements in EVA’s adaptive financial guidance and the launch of Experian Insurance Marketplace app integrated with the ChatGPT platform, Experian continues meeting consumers wherever they are with personalized insights and relevant financial opportunities delivered through conversational experiences.

Collectively, these innovations reflect Experian’s long-term vision to combine proprietary data, advanced AI, and the trust of a Big Financial Friend (BFF) to enable more intuitive financial decision-making in the moments that matter most to consumers.

EVA is available to Experian members through the Experian mobile app and website. To learn more or enroll, visit www.experian.com.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

*EVA provides general information and educational insights only. It is not a financial advisor and does not provide personalized investment, legal, tax, or accounting advice, nor does it establish any advisor-client or fiduciary relationship. Any financial offers displayed are provided by third-party lenders and are subject to the lenders’ eligibility and approval processes. Users should consult a qualified, licensed professional for personalized advice. Experian’s AI tools operate under internal governance, testing, and privacy controls designed to promote accuracy, fairness, and consumer protection.

ChatGPT is a trademark of OpenAI. The Experian Insurance Marketplace app is developed and operated by Experian and is not affiliated with or endorsed by OpenAI.

# # #

[i] Credit score calculated based on FICO®Score 8 model. Your lender or insurer may use a different FICO®Score than FICO®Score 8, or another type of credit score altogether.Learn more.

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Mon, 16 Mar 2026 07:33:00 GMT

London, U.K., 16 March 2026–New research*released for Credit Awareness Weekrevealsaknowledgegaparound debt consolidation,stoppingmanyhouseholdsfrommakingpotential savingsand taking control of their finances.

Two in three people (65%)with debt say it affects their ability to make important financial decisions, such as building savings or making larger purchases.Yetonly 17% feeltheyunderstand and know a lotaboutdebt consolidation, despite itsabilitytosimplify repaymentsand reduce interest costs.

Experian’slatestFinancial Inclusion Whitepapershowsthatpeoplecould savean average of£1,257 a year in interestchargesbyconsolidatingunoptimiseddebt. Wideradoption of debt consolidation technology couldalsounlock £15.1 billion in household spending and generate £2.1 billion in extra savings annually.

During Credit Awareness Week, Experian is calling for the industry toimprove awarenessand prioritisethe use ofdebt consolidationtoolstosupport people managing multiple debts.

By bringing multiple debts into one single, manageable monthly payment,consolidationalsohelpseasethe everyday pressures of managing debt. The mostcommon challengesreported by those surveyed were managing cash flow, keeping track of payment dates, risk of missing payments and remembering multiple logins.

Innovations in the market are already helping simplify the process. Experian’sReFitechnology, for example,pays off existing debts directly with creditors and removes ‘double counting,’so lenders assess only the new loan.

ReFihasalreadyhelped settle more than £70millionof consumer debt and contributed to a 68% rise in successful consolidation applications for some lendersover the last year.In addition, recent activity on Experian’s Marketplace showsone in three loan searches is now fordebtconsolidation anddemandin balance transfer cards has risen 8.5% in the pastyear.**

Edu Castro, Managing Director of Experian Consumer Services UK&I, said:“These findings highlight just how important clarity and confidence are for people managing debt. As an industry, we need to ensure consolidation options are easier to understand and easier to act on.Tools likeReFialready playa key rolein helping people access affordable credit, andwe’llkeep building on this by using data and AI to deliver even better outcomes for people.”

Kate Pender, CEO of Fair4All Financesaid: “Juggling multiple, usually higher-cost debts is exhausting and stands in the way of people living financially secure lives. Whereappropriate, debt consolidation lending can be a game changer and can cut the amount of interest people have to pay each month and provide peace of mind through having to manage just one monthly payment.

We want to make sure that products like these are accessible to those who need them most, helping to level the playing field for the millions of households currently feeling the squeeze. Experian's technology to enable consolidation lending -ReFi- is a great enabler of this kind of lending, making it easier for the lender to make life better for the borrower.

Fair4All Finance is thrilled to be supporting lenders to trial adopting this vital technology and we have provided £1millionavailable through Experian to encourage lenders to go further and faster on helping people in financially vulnerable circumstancesconsolidatedebt.”

Now in its ninth yearand delivered in partnership with Credit Strategy,Credit Awareness Weekcontinues to champion financial inclusion and consumer confidence, As part of this year’s activity, Experian willjoin the Credit Strategy Parliamentary Reception at the House of Commons to share insights on debt consolidation innovation and engage withindustry and regulatory leaders on key issues such as access to finance.

ENDS

Notes to Editors:

*All figures, unless otherwisestated, are from YouGov Plc.  Total sample size was 2104 adults. Fieldwork was undertaken between 12th - 13th February 2026.  The survey was carried out online. The figures have been weighted and are representative of all UK adults (aged 18+).

**Data referenced is from Experian’s bureau analysing debt consolidationloansearcheson the Experian Marketplacein January 2026.

Media contact:

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email:vicki.cook@experian.com 

About Experian:

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analytics,and software. We alsoassistmillions of people torealisetheir financial goals and help themto savetime and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive,agrifinance, insurance, and many more industry segments.

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Fri, 13 Mar 2026 09:18:00 GMT

London, 13thMarch 2026-Experian, the data and technology company,today announced the launchoftheUK’s first ever credit score appwithin ChatGPTapps– introducing anewpostcodebasedcredit score comparison toolthat bringsExperian’s trusted datadirectly into one of the world’s most widely used AI platforms.

Thetool uses aggregated and anonymisedExperian Credit Score data, the UK’s most trustedscore, toshow how typical scores compare across postcode areas and age groups.In a few seconds,consumerscan see local and demographic score averages, providing helpful context as part of everyday financial education.

As morepeopleturn to conversational AI for quick, clear answers on financial topics, Experian’s partnership ensures they can now access reliable score insights in a format that is simpleand fast.

The new tool offers:

Local and age-basedbenchmarks: average credit scores by age and postcode.

Easy sign- up:asimple route for consumers tocheck theirExperiancredit scorewhenthey’reready.

More intuitive financialguidance: A conversational experience thathelps more people feel confident and in control, offering an accessible wayfor the 92% of adults with low financial capabilityto engage with financial information at their own pace.1

This launch isa significant moment in Experian’s strategy to deliver secure, intelligent experiences across external AI platforms. With18–34-year-oldsmaking up more than half of ChatGPT’s userbase yetbeingamongthe least likely tohave checked their credit score, the tool creates a valuable new pathway into financial education for younger consumers.

Edu Castro, Managing Director of Experian Consumer Services UK&I, said:“Bybringing the power of Experian’s trusted data into a leading AI platform, we’re giving peopleaquick and simpleway to explore how their credit score compares locally and by age- making iteasier for themto signup to Experian to discover their personalised score and insights.

This launch isonly the first step,it’san importantmilestonein our strategy toprovidesecure, intelligent experienceswherever people choose to engage with us,and asignificant stepinbringingthe UK’s most trusted credit scoreto more people”

By embedding credit score insights directly into ChatGPT, Experian is enabling more people to engage with financial information in a familiar, accessibleenvironment.To get started, userssimply connecttothe Experian app via the App Store or Google Play before tagging it inChatGPT.The Experian credit score tool in ChatGPT can be foundhere.

Note to editors

[1] Figure from FCA Financial Lives survey, published on 16thMay 2025https://www.fca.org.uk/publication/financial-lives/financial-lives-survey-2024-key-findings.pdf

Media contact:

ElizaOdire-Boadi, Consumer PR Manager, Experian UK&I

Tel: 07816192572 / Email:eliza.odire-boadi@experian.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analyticsand software. We alsoassistmillions of people to realise their financial goals and help them to save time and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive,agrifinance, insurance, and many more industry segments.

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Mon, 09 Mar 2026 14:12:00 GMT

Costa Mesa, Calif., March 9, 2026 — Experian today announced it will offer VantageScore® 4.0 at $0.99 per mortgage origination score, reinforcing its commitment to expanding credit score competition and delivering meaningful cost savings to the mortgage industry.

Experian has worked closely with the Federal Housing Finance Agency, Fannie Mae, Freddie Mac, and industry stakeholders to support a thoughtful transition to updated credit score models. The company remains encouraged by the progress to date and committed to collaborating across the ecosystem to ensure smooth and responsible implementation.

Today’s announcement, based on a standalone purchase of VantageScore, builds on Experian’s previously announced Score Choice bundle, which provides VantageScore 4.0 at no cost to lenders who obtain a FICO® score in 2026. Together, these steps give lenders immediate, low-cost access to competitive scoring options.

“Competition should translate into measurable savings,” said Michele Bodda, President of Experian Housing, Verification Solutions, and Employer Services. “By reducing the price of a standalone VantageScore 4.0 to $0.99 while continuing to offer it at no cost through the Score Choice bundle, we are taking decisive action to help lenders lower expenses while maintaining rigorous credit standards.”

To simplify adoption, VantageScore 4.0 is integrated across Experian’s mortgage ecosystem - from the Ascend Platform™ to servicing and capital markets solutions - enabling lenders to model portfolio impact, validate performance, and implement seamlessly from origination through secondary market execution. These capabilities are strengthened by Experian’s differentiated data assets, including rental payment data, trended credit data, and alternative data insights, enhancing predictive power while responsibly expanding access to homeownership.

“Our focus is clear,” Bodda added. “Increase transparency, strengthen competition, and ensure the benefits are delivered to lenders and consumers alike.”

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Thu, 05 Mar 2026 07:45:00 GMT

Schaumburg, Ill., March 5, 2026 — As the automotive industry continues to navigate affordability challenges and adjust to changing market conditions, subprime consumers re-emerge as a viable in-market shopper. According to Experian’s (LSE: EXPN) State of the Automotive Finance Market Report: Q4 2025, subprime borrowers made up 15.31% of total vehicle financing, up from 14.54% in Q4 2024. This represents subprime consumers’ largest share of the total vehicle finance market in the fourth quarter since 2021.

“Recent growth in the subprime segment reflects sustained consumer demand for vehicle financing, even as market conditions continue to shift,” said Melinda Zabritski, Experian’s head of automotive financial insights. “As affordability remains top of mind, both lenders and consumers are adapting, reflecting broader trends in credit patterns and vehicle financing behavior.”

For new vehicle financing, the subprime market grew to 6.61% in Q4 2025, from 5.74% last year. Meanwhile, there was a slight decline in prime, going from 36.49% to 35.33% in the same time frame. Similarly on the used side, subprime borrowers increased to 22.47% during the quarter, from 22.11% in Q4 2024, and prime went from 36.75% to 35.88%.

Financing trends in the current automotive market

In the fourth quarter of 2025, the average loan amount for a new vehicle increased $1,882 year-over-year, reaching $43,582. The average monthly payment for a new vehicle increased $21 to $767 during the same period, while the average interest rate was at 6.37% this quarter, from 6.34% last year.

Used vehicle financing saw a slight uptick in the average loan amount, increasing $872 from a year ago to $27,528 in Q4 2025. The average monthly payment increased to $537, from $528 and the average interest rate declined from 11.63% to 11.26% year-over-year.

As the average loan amount for new and used vehicles increased, data found growth in the longer loan term distributions. For example, the percentage of new vehicles with 73- to 84-month loan terms increased to nearly 30% in Q4 2025, from 26.03% in Q4 2024. The percentage of new vehicles with loan terms of more than 85 months was at 2.22% this quarter, from 1.84% last year.

Similarly, the percentage of used vehicles with 73- to 84-month loan terms went from 26.11% to 28.68% year-over-year, and the percentage of used vehicles with loan terms of more than 85 months increased from 0.95% to 1.03%.

“Despite shifts in average loan amounts and monthly payments, we’re seeing the market adapt,” Zabritski continued. “Consumers and lenders are finding ways, such as extending loan terms, to make the financing fall within a budget. It will be important to monitor how some of the trends evolve over the next 12-18 months.”

Additional findings for Q4 2025:

Banks continued to lead the total automotive finance market share in Q4 2025 at 29.29%, followed by captives (27.55%), and credit unions (19.56%). Thirty-day delinquencies increased to 2.54% this quarter, from 2.45% last year and 60-day delinquencies went from 0.94% to 1.00% in the same period. The average monthly savings when refinancing a vehicle was $84 in Q4 2025, up from $73 last year. New vehicle financing slightly grew from 41.20% to 42.20% year-over-year, while used vehicle financing declined from 58.80% last year to 57.80% this quarter. New vehicle leasing remained steady, going from 24.87% in Q4 2024 to 24.37% in Q4 2025.

To learn more, watch the entire State of the Automotive Finance Market Report: Q4 2025 presentation on demand.

About Experian 

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 03 Mar 2026 13:44:00 GMT

Costa Mesa, Calif. (March 3, 2026) – For the second consecutive year, a four-student team from Fisk University took the top prize in the 2026 #IYKYK Pitch Competition (IfYouKnow,YouKnow) for their idea to amplify Experian’s Big Financial Friend campaign, sponsored by Experian and HomeFree-USA.

Nicknamed Team F2, Hannah Daniel, Habeebah Dawodu, Remi Adeshina, and Kanchan Thapa earned a $40,000 prize for their presentation, “FinCheck.” A social-first campaign inspired by the viral “fit check” trend, the campaign invites Gen Z users to post regular “fin check” videos to normalize discussions around financial health, making it as routine and shareable as personal style. In addition, on-campus and social-media influencer activations will amplify awareness around basic financial wellness services, such as credit locking, score simulations and subscription cancellation. A team from Fisk University also won the 2025 competition.

“We came into this competition and said we’re going to put our best foot forward, we’re going to get up here, have fun and we’re going to leave a lasting impact. This is just beyond words,” said Hannah Daniel, biology and business administration major from Fisk University and captain of Team F2.

The #IYKYK Pitch Competition, powered by Experian’s B.A.L.L. for Life initiative, challenged students to develop a bold, culturally relevant campaign that builds on Experian’s concept of being a “Big Financial Friend” (BFF) to their peers and communities. Generation Z consumers carry an average $94,101 in personal debt, the highest compared to other generations.

The competition was the culmination of theExperian Credit Academy created for the Center for Financial Advancement® (CFA).For the first time, the National Urban League’s network of schools joined the academy and competition. More than 300 students from 22 Historically Black Colleges and Universities (HBCUs) and Minority Serving Institutions came together in live sessions with Experian credit education experts and self-paced modules. Finalists from Alabama State University and Grambling State University also presented their ideas live at Experian’s North America headquarters and each team received a $10,000 prize.

"Experian’s Credit Academy and #IYKYK Pitch Competition aims to modernize and normalize the conversation around money and credit in a fun and culturally relevant way for young adults. Our partnerships with HomeFree-USA, CFA and the National Urban League are essential in helping us reach and empower the next generation of leaders. We were inspired to see how these scholars lean into the learning and proactively share their knowledge as BFFs for their peers and communities,” said Raudy Perez, Senior Director of External Inclusion and Belonging Partnerships for Experian North America.

“Experian’s #IYKYK Pitch Competition gives students the chance to turn knowledge into action. When students connect classroom learning to real‑life financial scenarios, their understanding of credit and financial literacy deepens in powerful ways. Exploring how they can become Big Financial Friends for their peers and communities inspires them to become confident advocates who share what they’ve learned,” said LuWanna Williams, Ed.D., University Director for the Center for Financial Advancement®.

Learn more about Experian’s commitment to communities in our 2025 Power of YOU Reports:English | Portuguese | Spanish

Click this link to access photos, b-roll and soundbites

About HomeFree-USA HomeFree-USA is a nonprofit started by Marcia and Jim Griffin in 1994 with a vision to close the homeownership gap. The organization gives African Americans the guidance they need to achieve and sustain homeownership, and bridges the gap between financial strength and homeownership for people of color across America.

As a HUD-intermediary, HomeFree-USA serves the diverse interests of 6.3 million consumers through its nationwide network of over 50 affiliated community-based nonprofits that specialize in guiding people to first-time homeownership, sustainability and increased financial capacity.

For more information visit:https://homefreeusa.org/.

About Center for Financial Advancement®

TheCenterforFinancialAdvancement® (CFA) is a solution to the industry’s callformore diversity. HomeFree-USA partners with, recruits, trains and places students from Historically Black Colleges and Universities (HBCUs) into internships and careers in partnering mortgage, real estate, andfinancialservices companies. Participating CFA Scholars are exposed to credit, money management and homeownership in order to become a savvy consumer and future homeowner.

About Experian Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Thu, 26 Feb 2026 12:05:00 GMT

Nottingham, UK – 25thFebruary2026— Experian has donated 1,250 books to schools in Nottingham as part of a wider programme to help improve literacy levels, promote readingenjoymentand strengthen long‑term financial confidence among young people. The initiative forms part of Experian’s ongoing partnership with the National Literacy Trust and aligns with the company’s purpose of helping people better their story.

Low literacy continues to be a significant barrier to financial wellbeing and life opportunities. Research from the National Literacy Trust shows that 1 in 6 children in disadvantaged communities do not own a single book and reading for pleasure rates are at a two-decade low, despite the fact that frequent reading and reading for enjoyment supports a child’s academic success, wellbeing, creativity, and confidence. Evidence also shows that strong readers are four times more likely to have strong financial capability than peers with poor reading skills, and adults with functional literacy earn 16% more on average. Literacy disadvantage isclosely linkedto long‑term socioeconomic inequality.

The books will be distributed to ten schools across Nottingham, including Robin Hood Primary School, Crabtree Farm Primary School, and Victoria Primary School. The donations are designed to support pupils at key stages of their education, helping to improve access to books and encourage a lifelong relationship with reading.

Using data and analytics to target support

Experian is using its data and analytics to helpidentifythe areas of the UK with the highest literacy need, ensuring support is deployed effectively. This includes contributing to the Literacy Vulnerability Score, which provides insight into literacy need across every electoral ward and parliamentary constituency in England.

Experian’s recent move to a 0–1250 credit score range, designed to give consumers greater clarity and control over their financial futures, further supports its commitment to improving financial confidence across the UK. The book donation initiative forms part of this broader effort to ensure people have the skills and tools needed to make informed decisions throughout their lives.

Improving literacy and financial skills among young people

Experian also supports Words That Count, a programme delivered with the National Literacy Trust for 14–19‑year‑olds, which blends literacy development with practical financial education. The initiative is delivered in community settings including football clubs and boxing gyms and works with delivery partners including Switch Up and co-founder Foundation 92.

Through its partnership with Experian, the National Literacy Trust directly supported 1,000 young people and reached 1.54 million through its digital campaign to promote financial education during the 2024/25 academic year.

Edu Castro, Managing Director at Experian Consumer Services UK&I, said:“Low literacy can limit opportunities and make everyday money management harder. At Experian, we believe everyone deserves the chance to build a better future. By working with the National Literacy Trust, we are using our data and resources to get books into classrooms, improve literacy, and give young people the confidence to better their financial story.”

Stacey Shillingford, Manager of the National Literacy Trust in Nottingham, says:“Access to books can be life‑changing for children and young people. This is particularly true in communities where access to reading and literacy resources are limited, with our research showing that 1 in 6 children from disadvantaged backgrounds say theydon’thave a book of their own at home.

"This generous donation will support our ongoing mission to help children and young people in Nottingham explore stories and their own reading identities, empowering with all the benefits that reading for pleasurebrings:confidence, creativity, academic success, and wellbeing.We’redelighted to continue developing our partnership with Experian to ensure more young people see themselves as readers and reap the long-term benefits that will help them thrive.”

ENDS

Media contact:

ElizaOdire-Boadi, Consumer PR Manager, Experian UK&I

Tel: 07816192572 / Email:eliza.odire-boadi@experian.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analyticsand software. We alsoassistmillions of people to realise their financial goals and help them to save time and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive,agrifinance, insurance, and many more industry segments.

About the National Literacy Trust

The National Literacy Trust is an independent charity that empowers children, youngpeopleand adults with the literacy skills they need to succeed. Reading, writing,speakingand listening skills give you the tools to get the most out of life, and the power to shape your future. For over 30 years the National Literacy Trust has continued to support schools, families and communities on a local and national level to help people change their stories.literacytrust.org.uk

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Tue, 24 Feb 2026 10:00:00 GMT

EMEA & APAC - 24 February 2026

Businesses are facing an unprecedented and rapidly evolving threat from fraud, with nearly two-thirds (64%) reporting a surge in losses over the past year, according to new research commissioned by Experian, a global leader in data and technology. The study, conducted by Forrester Consulting, reveals a critical defence gap: as cybercrime networks expand and leverage Generative AI, 68% of business leaders admit their current security tools are no longer adequate to protect them.

Key Findings

Fraud losses surge: 64% report year-on-year increase Threat outlook: 67% expect more attacks in 2026 than last year Tech gap: 68% say their current fraud tech can’t keep pace with threats. Passive checks gain traction: 73% plan to invest in device & behavioural data Collaboration on the rise: 74% expect majority of businesses to be part of shared fraud networks within 3 years

The study, based on insights from almost a thousand senior fraud decision-makers across nine countries in EMEA and APAC, including Australia, Denmark, Germany, India, Italy, New Zealand, Norway, South Africa, and Spain; reveals a growing gap in fraud prevention capabilities. Sector-specific trends show social engineering and identity theft rising in Financial Services and Telcos, while friendly fraud and refund abuse are increasing in eCommerce.

Technology gaps slow response

The research highlights how traditional approaches are falling behind. Nearly 68% admit their current fraud stack is inadequate, and the urgency to modernise is clear. The traditional ‘build-vs-buy’ dilemma is slowing progress, as businesses need solutions now, not months or years later. In fact, 71% are investing more in fraud technology than in human analysts, signalling that manual reviews and rules-based systems can no longer keep up.

Modernisation and machine learning take centre stage

Seven in ten respondents cite strategic reviews of fraud solutions as their top priority for the year ahead, followed by migrating systems to the cloud and investing in new tools. Additional datasets - such as device and behavioural data - are now essential for accurate fraud detection. Making sense of these large datasets requires machine learning, and the benefits are clear: 67% of ML users report measurable improvements in detection accuracy since implementation.

The biggest advantage of ML is real-time detection, cited by 54% of respondents, along with the ability to retrain models on new data to keep pace with evolving fraud tactics. 70% agree ML helps detect fraud that rules-only systems would miss, proving its role as a critical enabler of modern fraud prevention.

Collaboration is the future of fraud prevention

Nearly 73% of businesses agree that sharing fraud intelligence is key to staying ahead of threats. However, this requires trust and secure infrastructure. Three-quarters of respondents believe that building trust within fraud consortiums is essential for success. Experian is enabling this collaboration through centrally managed hubs with API connections, allowing data to be shared across networks while complying with regulations.

“Fraud was never a static challenge, it’s constantly evolving,” says Shail Deep, COO, Experian EMEA & APAC. “Generative AI is giving criminals unprecedented speed and sophistication. Businesses must modernise their fraud strategies now. Today, 71% of businesses are investing more in fraud technology than in human analysts, a clear signal that manual reviews and rules-based systems can no longer keep up. Device intelligence, behavioural analytics, and machine learning are becoming essential. Collaboration and innovation are no longer optional; they are the foundation of resilience in 2026 and beyond.”

Explore the full findings and sector-specific insights in our comprehensive report here.

(ENDS)

For further information, please contact:

Yolanda Zondo

Yolanda.Zondo@experian.com

+27 (0) 64 753 7152

Sonia Palchetti

Sonia.Palchetti@experian.com

+39 (0) 3480193652

Methodology

Experian’s report is based on a survey of 979 senior fraud decision-makers in Financial Services, Telcos and eCommerce across nine countries: Australia, Denmark, Germany, India, Italy, New Zealand, Norway, South Africa and Spain. The research was conducted by Forrester Consulting in July 2025 to understand the big trends impacting fraud prevention.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Mon, 23 Feb 2026 06:45:00 GMT

COSTA MESA, CALIF. (Feb. 23, 2026) — Experian®, the global data and technology company, today announced it has acquired AtData, a leading data and intelligence company backed by the world’s most comprehensive email insights technology.

Verified, real-time email insights represent one of the most powerful digital identity signals. The acquisition expands Experian’s vast data and identity assets, adding over 10 billion email addresses worldwide. AtData’s real-time data signals, combined with Experian’s extensive consumer data, analytics, and decisioning platforms, means clients can more confidently identify, authenticate, and engage consumers across digital channels.

“Differentiated data and real-time identity signals are the ultimate advantage and increasingly important in the age of AI,” said Jeff Softley, CEO of Experian North America. “The acquisition of AtData is another step in our mission to build the most comprehensive and privacy-centric identity infrastructure. AtData brings deep email intelligence into our platform and further fuels our AI strategy. This isn’t just about adding capabilities, it’s about creating an integrated, durable identity solution that helps our clients deliver better experiences at every stage of the customer journey.”

For more than 25 years, many of America’s most notable brands and Fortune 500 Companies have trusted AtData to validate and verify their first party data – enabling them to develop actionable customer profiles and assess risk to ultimately increase customer engagement, sales, and retention.

“Our goal has always been to help our customers optimize their first party email data collection, accelerate their marketing performance, minimize the cost of fraud, and drive their data-oriented business strategies,” said Tom Burke, CEO of AtData. “Experian has consistently set the standard for using data to drive trusted outcomes for businesses and consumers. Joining Experian enables us to combine complementary strengths and deepen the intelligence capabilities that power confident, real-world decisions.”

Experian’s acquisition of AtData follows a highly collaborative partnership that has spanned more than 15 years.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About AtData

AtData is the leader in email identity, helping organizations recognize, engage, and protect consumers across marketing, data operations, and fraud prevention. Anchored in email, the most persistent and behavior-rich identifier, AtData enables confident identity decisions at scale. Powered by a proprietary activity network processing more than 150 billion deterministic signals each month, AtData delivers accurate, current identity intelligence that improves match rates, increases efficiency, and lowers risk at scale. Solutions are delivered in real time via APIs and partner connectors, supporting privacy- and compliance-ready decisioning. Learn more at https://atdata.com/.

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Wed, 18 Feb 2026 09:49:00 GMT

A city-wide student finance challenge launches across universities in Greater Manchester, alongside a student ambassador-led financial education programme

Participants to compete for rent support until the end of the academic year, reflecting rising housing pressure

New Experian spending analysis shows student card spending fell year on year as more income is absorbed by fixed living costs, particularly rent

Manchester, UK –18thFebruary 2026– Experian has today launched a new student financial education campaign in Manchester, transforming the city into a live, interactive challenge designed to reflect the real financial pressures students face.

The Experian campaignresponds to growing evidence that financialpressures areshaping the student experience. New analysis from Experian shows that overall student debit and credit card spending fell by around 6.5% year-on-year between 2024 and 2025, reflecting tighter budgets rather than reduced financialburden.

Experian’s Spend Insights analysis, based on anonymised and aggregated card transaction data, shows students are prioritising essentials such as supermarketshops, which have increased their share of total spend, while discretionary categories are becoming more selective and episodic, due to a growing fixed living cost burden. In Manchester alone, average student rents have risen sharply over the past five years, outpacing increases in student income and maintenance support

To help students navigate these pressures, Experian has launched a new financial education initiative bringing a Student Brand Ambassador programme with a one-day city-wide‘Credit Quest’challengeengaging with students at theUniversity of Manchester, Manchester MetropolitanUniversityand the University of Salford. Students will follow a series of credit-themed clues across physical locations, unlocking bite-sized financial tips, instantrewardsand prizes as they progress.

The‘Credit Quest’challengeculminates in a city-centre finale, where those who complete the journey and collect key money insights will be entered into a prize draw to have their rent covered until the end of the year -offering tangible support at a time when housing costs remain the biggest pressure on student finances.

Following the Manchestercampaign, Experian has set out ambitions to expand the Student Brand Ambassador programme toreachmorestudents acrossUK, with the first wave of new campuses planned to launchintheautumnofthis year. The longer-term aim is to build a national network that supports students year-round and reinforces financial education as a life skill, not a one-off lesson.

The programme is designed to meet students where they are, using peer-to-peer engagement, social-first content and real-world experiences to make financial education feel relevant,practicaland accessible. Student ambassadors will continue to share guidance and resources across campus and social platforms throughout the term, encouraging students to engage with Experian’s free Money Modules and credit education tools.

John Webb, Consumer Expert at Experian, said: “University is one of the first moments in life where people are expected to make big financial decisions on their own, often under intense pressure. This initiative is about recognising that, giving them real support, led by their peers. By starting in Manchester and working directly with students,we’rebuilding a programme that helps people feel more confident about money, and better prepared for the future.”

Kellie McAlonan, Chair of NASMA (National Association of Student Money Advisers), commented:“At a time when student funding is not adequately meeting the needs of our students, we know that many are financially vulnerable and turning to commercial borrowing to make ends meet, often with little understanding of the long-term impact this can have on their credit. NASMA welcomes the work that Experian is doing to help students feel more confident about their money, both now and into their future.”

Olivia Lupton, a Student Brand Ambassador at Manchester Metropolitan University, commented:“Money stress is something most students deal with quietly, especially when it comes to rent. Being part of this programme means we can have more open conversations about it and share tools thatactually help. It feels good to be involved in something that recognises what students are really going through.”

Experian has a long-standing commitment to improving financial understanding and inclusion, particularly among younger audiences at key life stages. In the UK, the company has previously supported students and young adults through free access to credit reports and scores, practical guidance on building and managing credit, and partnerships focused on helping people understand how everyday financial decisions affect their future options.

ENDS

Notes to editors

Data source:Experian Spend Insights, based on consented,anonymisedand aggregated debit and credit card transaction data. This analysis focuses on Mosaic group R68 “Student Pods”, the segment with the highest student penetration. Card-based spending only; rent and utilities paid via direct debit are not included. Campus activity:9.00am–3.30pm City finale:4.15pm–5.00pm, starting at Manchester Central Library; student brand ambassadors and Experian spokespeople available for interview Prize:Entry into a draw for one student to have their rent covered until the end of the year University students involved:University of Manchester, Manchester Metropolitan University, University of Salford

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analyticsand software. We alsoassistmillions of people to realise their financial goals and help them to save time and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Fri, 13 Feb 2026 07:21:00 GMT

COSTA MESA, Calif. (Feb. 13, 2026) — Experian®, a global data and technology company, today announced it has been named a 2026 HousingWire Tech100 Mortgage award winner for Experian Self-Service Prescreen, a powerful solution that enables lenders to rapidly launch and optimize credit-based marketing campaigns with greater speed, flexibility, and precision.

The HousingWire Tech100 Mortgage award honors the most innovative technology companies shaping the future of the mortgage industry. Experian was recognized for its Self-Service Prescreen solution, which empowers lenders to design, activate, and manage compliant prescreen campaigns in under 24 hours — dramatically reducing traditional campaign timelines and helping lenders engage high-intent borrowers more effectively.

“Experian Self-Service Prescreen was built to give lenders greater control, agility and confidence in how they identify and engage prospective borrowers,” said Susan Allen, Chief Product Officer for Experian Housing. “Being recognized by HousingWire is a testament to the impact this solution is having across the industry — helping lenders move faster, market smarter and connect with consumers more effectively while supporting the industry’s continued evolution toward more inclusive and forward-looking credit decisioning.”

Experian Self-Service Prescreen leverages Experian’s industry-leading consumer credit, loan, and property data through an intuitive, on-demand interface. Powered by Experian’s world-class data and predictive modeling ecosystem, the solution allows lenders to uncover high-intent borrowers using refreshed credit attributes, models, and property-level insights without the need for IT involvement or lengthy lead times. Experian Self-Service Prescreen has helped lenders achieve up to 5x higher conversion rates compared to static segmentation approaches.

“The 2026 Tech100 honorees represent the companies pushing housing forward in real, measurable ways,” said Sarah Wheeler, Editor-in-Chief at HousingWire. “They’re building technology that solves core industry challenges, from operational efficiency to better consumer experiences, and setting a higher standard for what innovation in housing truly looks like.”

To learn more, please visit https://www.experian.com/mortgage/marketing.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Thu, 12 Feb 2026 07:50:00 GMT

COSTA MESA, Calif., Feb. 12, 2026 —Experian today announced the launch of the Experian Insurance Marketplace[i] app on ChatGPT, introducing its trusted insurance comparison platform to OpenAI’s audience of millions of consumers. This debut represents a significant advancement in Experian’s AI strategy, leveraging conversational technology to simplify everyday financial choices and create a more intuitive and helpful consumer experience.

Finding the right auto insurance policy has traditionally involved lengthy forms, multiple websites and unclear comparisons. Many consumers spend hours navigating options without confidence they have secured the best rate. The trusted Experian Insurance Marketplace app transforms that process into a streamlined conversation. Within ChatGPT, users can review coverage options, compare estimated rates from more than 37 top-rated carriers and ask follow-up questions in real time.

“Consumers are increasingly using conversational AI to learn, ask questions, explore and solve meaningful financial challenges,” said Dacy Yee, President of Experian Consumer Services. “Making our insurance marketplace available through ChatGPT allows people to evaluate their choices naturally and potentially save more than $1,000[ii] annually on auto coverage.”

Designed to Simplify Insurance Decisions

The Experian Insurance Marketplace app offers:

Access to 37 or more leading insurance carriers for competitive rate comparisons Customized recommendations aligned with individual needs Experian’s data expertise built on decades of helping millions make informed financial decisions

Instead of presenting static content, the app guides users through a dynamic exchange that turns questions into actionable answers within minutes.

Grounded in Trust and Consumer Control

Confidence and transparency anchor the experience. Consumers can start exploring price comparisons by entering their ZIP code. Those who decide to receive a personalized quote are securely redirected to Experian’s website to complete the process.

“In financial matters, trust is essential,” Yee said. “This experience combines innovation with accountability, giving consumers clarity and peace of mind as they consider their options.”

A Milestone in Experian’s AI Strategy

This launch reflects Experian’s long term AI strategy and its commitment to expanding secure, conversational financial experiences for consumers. The Experian Insurance Marketplace app represents an important step in bringing Experian’s trusted insurance capabilities into conversational environments.

Over time, Experian plans to introduce deeper personalization by leveraging its proprietary data, advanced analytics, and extensive carrier network to deliver more seamless insurance experiences, including the ability for consumers to progress toward bindable coverage directly within ChatGPT.

As conversational AI continues to evolve, Experian expects to expand secure, consumer focused experiences across ChatGPT and other platforms, empowering individuals to navigate complex financial decisions with greater confidence and control.

To access the app on ChatGPT, click here. For more information on the solution, visit www.experian.com/insurance.

Insurance products are offered through Gabi Personal Insurance Agency, Inc., d/b/a Experian Insurance Services, a licensed insurance agency. Availability and savings vary by state. Savings are not guaranteed. For license information, visit https://www.experian.com/help/insurance-licenses-disclosure/

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

[i] Results will vary and some may not see savings. Average savings based on customers who switched policies and self-reported their prior premium. Savings and rates may vary by state and ZIP code. Final premium depends on selected policy, carrier, and coverage options.

[ii] Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched policies and saved on auto insurance with Experian from May 1, 2024 through April 30, 2025. Savings based on customers’ self-reported prior premium. Experian offers insurance from a network of top-rated insurance companies through its licensed subsidiary, Gabi Personal Insurance Agency, Inc.

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Wed, 11 Feb 2026 08:00:00 GMT

London, 11th February, 2026 – Global data and technology company Experian today announces the launch of its Aperture Data Studio integration with Snowflake, the AI Data Cloud company.

The integration enables organisations to leverage Aperture Data Studio’s powerful data quality capabilities to profile, transform, and validate data directly within the Snowflake platform.

By connecting with Snowflake’s AI Data Cloud, Experian has joined Snowflake in mobilising the world’s data to help organisations confidently manage trusted data with a focus on speed, security and simplicity. The combined solution, now available globally, addresses data quality issues without moving data, enabling joint Snowflake and Aperture Data Studio customers to:

● Keep data secure: Data stays within Snowflake’s secure perimeter, reducing risk and enabling compliance.

● Accelerate data management: Create workflows in Aperture Data Studio’s intuitive interface and execute them near-instantly in Snowflake.

● Unify data quality and governance efforts: Empower users to efficiently catalogue, manage and control data while offering accuracy, compliance and confidence at scale.

Andrew Abraham, Global Managing Director, Data Quality, Experian, said: “Data is the foundation of every transformation, yet many businesses struggle to turn it into real business value.

“With the rapid emergence of AI technologies, quality, accurate data is fundamental to its success. Our collaboration with Snowflake brings together Experian’s expertise in data quality and governance with the scale, performance and flexibility of Snowflake’s platform.

“This will allow businesses to not only innovate faster, stay compliant, and reduce risk, but also make trusted data a reality. Today marks the start of our joint efforts to bring Experian’s powerful data quality capabilities to where Snowflake customer data lives.”

Rinesh Patel, Global Head of Financial Services, Snowflake, said: “With the launch of Experian’s integration with the Snowflake AI Data Cloud, we look forward to driving deeper value for our joint customers.

“This integration enables customers to build a trusted, compliant data foundation that reduces risk, accelerates AI adoption and supports smarter decision‑making.”

ENDS

Experian Aperture Data Studio combines data quality and governance for data, models and AI agents into one intuitive, scalable platform. The platform ensures your data is always fit for purpose, compliant and ready to power your big ambitions. By partnering with Snowflake, Aperture Data Studio workflows are now available to clients who manage their data on the Snowflake platform.

Snowflake AI Data Cloud Product Partners help customers maximise Snowflake’s flexibility, performance, and ease of use to deliver more meaningful insights. AI Data Cloud Services Partners provide industry experience, technical expertise, and strategic best practices to help customers mitigate risk and drive business value with Snowflake throughout their entire data and AI journey. To learn more about becoming an AI Data Cloud partner, click here.

Media contact:

Robert Goodman, PR Manager, Corporate & Business, UK&I, Experian

Tel: +44 7989 398 498 / Email: Robert.Goodman@Experian.com

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 10 Feb 2026 07:43:00 GMT

COSTA MESA, CA (February 10, 2026) – For the seventh consecutive year, global data and technology leader Experian has received a top score in the Human Rights Coalition Corporate Equality Index. As an Equality 100 company, Experian is a top workplace for LGBTQ+ workplace inclusion.

“We’re proud that Experian has once again earneda top score on the Equality 100. This achievement reflects the hundreds of everyday actions that our people take to create a workplace where LGBTQ+ colleagues feel safe, supported, and celebrated,”said Michele Bodda, president of Experian Employer Services, Verification Solutions and Housing and co-executive sponsor for Experian Pride Employee Resource Group (ERG).

"The continued evolution of our policies, resources, and allyship programs shows that inclusion isn’t a milestone for us. It’s a commitment we renew year after year,” said Aaron Ricci, vice president of Experian Consumer Services Emerging Markets and Personal Loans and co‑executive sponsor for Experian Pride ERG.

The Human Rights Campaign Foundation’s 2026 Corporate Equality Index (CEI) is the nation’s foremost benchmarking survey and report measuring corporate policies and practices related to LGBTQ+ workplace inclusion. The CEI rates companies on detailed criteria falling under four central pillars:

Non-discrimination policies across business entities; Equitable benefits for LGBTQ+ workers and their families; Supporting an inclusive culture; Outreach and engagement

Experian expanded its support of the community with an update to its bereavement leave policy to acknowledge chosen family, which honors the experiences of many LGBTQ+ individuals. The Experian Pride ERG created an allyship training for all employees, and a Parents Group to provide resources to parents, caregivers and family members. Out & Equal awarded Experian its highest honor, the 2025 Outie award for Workplace Excellence and Belonging, at the 2025 Workplace Summit.

“For nearly a quarter of a century, the Corporate Equality Index has put a marker down for businesses committed to inclusion and transparency for all workers. Now, more than ever, we celebrate them,” said Kelley Robinson, President of the Human Rights Campaign Foundation. “No matter the environment, companies that communicate clearly and lead with transparency earn trust, retain talent, and strengthen their business. We are always here to collaborate with employers who want to foster a workplace where team members can bring their best selves to the office.”

The full report is available online at www.hrc.org/cei

Learn more about Experian ‘s commitment to inclusion and belonging in its 2025 Power of YOU Reports:English | Portuguese | Spanish

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About Human Rights Campaign

The Human Rights Campaign (HRC) is the nation’s largest LGBTQ+ civil rights organization working to achieve equality for lesbian, gay, bisexual, transgender and queer (LGBTQ+) people, with 3.6 million members and supporters. The HRC Foundation (a 501(c)(3)) works to ensure LGBTQ+ people are safe, seen and supported where it matters most: at school, at work and in every community across the country. From the courtroom to the classroom, from Congress to corporate America, HRC and the HRC Foundation build power through partnerships, storytelling, and action—working to create a future rooted in equity, freedom and belonging for all LGBTQ+ people.

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Mon, 09 Feb 2026 07:21:00 GMT

COSTA MESA, CA, February 9, 2026 – Expanding its resources to empower consumers to save and manage their financial health, Experian announces the launch of the high-yield Experian Smart Money™ Digital Savings Account designed to help consumers earn faster with variable Annual Percentage Yields (APYs) up to 4.00%, nearly 10 times the national average savings rate[i]. At a time when inflation remains stubborn, Experian members can benefit not only from competitive APY rates but also no minimum deposit or direct deposit requirement.

Helping consumers earn and save faster

Built into the Experian memberships, the high-yield Experian Smart Money Digital Savings Account allows members to enjoy the benefit of competitive interest rates that compound daily helping even small balances grow more quickly. For those building up emergency savings or managing a budget while looking to grow their wealth at the same time, the Experian Smart Money Accounts can help Experian members reach their goals throughout their financial journey.

In fact, saving more is consumers’ top New Year’s resolution, according to Experian research—making the new Round Up[ii] feature a valuable tool as well. Experian members with both an Experian Smart Money™ Digital Checking Account and Digital Savings Account, along with an eligible paid membership can take advantage of having their debit card purchases from the Experian Smart Money Digital Checking Account rounded up to the nearest dollar. The spare change is transferred to the member’s Experian Smart Money Digital Savings Account for automated savings, making every purchase a driver for growth.

“We know saving is imperative for many people and this will help make it effortless so they can reach their goals faster,” said Sean Healey, General Manager of Digital Products, Experian Consumer Services at Experian. “Experian is committed to giving people smarter ways to manage their money as their financial co-pilot, and now they have even more opportunities to build a financial cushion.”

An Experian membership also delivers access to an Experian credit report, auto insurance comparison shopping service, credit card marketplace, dark web monitoring, credit monitoring, and more. In addition, an AI-powered virtual assistant is available 24/7 that can provide personalized educational information and tools for money management based on a member’s Experian credit profile.

As consumers’ “BFF” – Big Financial Friend – Experian is here for consumers to lean on throughout their financial lives. Learn more at http://www.experian.com/savings.

The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

* The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank. See Experian.com/legal.

**The Annual Percentage Yield (APY) is 2.00%, 3.00% or 4.00% as of today’s date based on the Experian membership status. The APY may change at any time before or after your account is opened. Changes to the Experian membership can impact the APY, interest rate, and features. The interest rate and APY may be lower during membership trial periods. No minimum deposit to open account. Balance must be at least $0.01 to earn APY. Learn more.

[i] As of Dec. 15, 2025, the national average rate for savings accounts was 0.39%, according to theFDIC

[ii] Eligible Experian Smart Money™ Digital Checking Account debit card purchases will be rounded up to the nearest dollar and the Round Up Amount will be transferred from your Digital Checking Account to your Experian Smart Money™ Digital Savings Account. Round Up is available for eligible paid Experian memberships with both an Experian Smart Money™ Digital Checking Account and Digital Savings Account. Limitations apply. See Round Up section in the Savings Agreement.

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Mon, 09 Feb 2026 09:18:00 GMT

UK, 9th February, 2026: New insights from global data and technology company, Experian, and Reward, global leader in customer engagement and commerce media, shows that health and wellbeing spending has shifted from a seasonal January behaviour to a consistent, all-year round protected part of household budgets.

By analysing spending patterns across 2024, 2025 and the first weeks of January 2026, the research shows that growth in health and wellbeing is being driven by higher spend per person, rather than an increase in customers.

In the first two weeks of January 2026, overall spend on health and wellbeing rose by 3.9% year-on-year, despite customer numbers falling by 2.8%. Spend per customer increased by 6.8%, showing that those who continue to prioritise health are committing more of their budget to it. The data suggests that January is no longer viewed as a reset period, reflecting how health and wellbeing is now prioritised within household budgets throughout the year rather than treated as discretionary spend.

Gyms, which were once the focal point of January health spending, are now playing a more settled role in people’s routines, with customer churn easing from 11.1% in 2024 to 7.3% in 2025. In January 2026, gym spend increased by 2.8% year-on-year, continuing trends already seen at the end of last year rather than showing a January spike.

Beyond gyms, health-related spending is increasingly showing up in everyday purchases. Sportswear and outdoor clothing saw growth of 12.8% year-on-year in January 2026. Similarly, specialist grocery, including meal prep and wholefood providers, grew by 12.7% year-on-year in December 2025. These insights show how health is shaping everyday choices, alongside fitness memberships. For brands, this points to a wider health audience that extends beyond gyms and into everyday food, clothing and lifestyle spend.

Colin Grieves, Managing Director of Experian Marketing Services, Experian UK&I, said: “Health and wellbeing is no longer just a new-year priority. People are maintaining these habits throughout the year, even as they make difficult budgeting decisions elsewhere.

“Granular spending data helps brands understand what people and their customers are prioritising in their life. These rich levels of insight make it easier to plan media and messaging around genuine behaviour, rather than assumptions or seasonal spikes in consumer activity.”

By understanding where, when and how what groups of people are spending on health and wellbeing, Experian Marketing Services and Reward help brands identify high-intent audiences and engage more effectively, using real-world behaviour to support more relevant campaigns.

ENDS

Methodology

This analysis is based on anonymised transactional and merchant information from Reward’s Customer Engagement programmes, using insights from over 1.4 billion card transactions from 10% of UK households across 4,000+ retail brands. The dataset includes both online and in-store purchases.

The analysis covers the period January 2024 to December 2025, including a view of January 2026 based on the first two weeks of available data. All data is fully anonymised and aggregated in line with GDPR and privacy requirements.

Health and Beauty includes spending across gyms and fitness, beauty products, beauty salons and spas, health and nutrition, pharmacies, and healthcare providers.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About Reward

Reward is a global leader in Customer Engagement and Commerce Media, with operations in more than 15 markets across the UK, Europe, the Middle East and Asia. Positioned at the intersection of banking and retail, our cutting-edge platform fuses technology, data insights and digital marketing to power richer customer experiences, unlock measurable sales growth and drive lasting loyalty.

We’re on a mission to make everyday spending more rewarding. To date, we’ve returned over $2 billion in cashback to customers, with a clear commitment to reach $4 billion by 2030. This success is built on our strong network of strategic partnerships with some of the world’s most recognisable brands.

For more information, please visit www.rewardinsight.com.

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Thu, 05 Feb 2026 07:16:00 GMT

Costa Mesa, Calif., Feb. 5, 2026 –Experian today announced that its recently launched, AI‑powered Experian Assistant for Model Risk Management has been awarded the 2026 BIG Innovation Award in the Innovative Products category. Recognizing trailblazers across industries since 2014, this global award celebrates exceptional innovation and the value it brings to a recipient’s clients, stakeholders and community.

Fully integrated into the Experian Ascend PlatformTM and powered by ValidMind technology, Experian Assistant for Model Risk Management helps accelerate model validation, improve auditability and reduce regulatory risk. By offering standardized templates, centralized documentation and streamlined workflow approvals, the solution empowers financial institutions to meet regulatory guidelines in today’s AI-driven model development.

“The AI-enabled speed of data analytics and model development is driving unprecedented business opportunities for financial institutions, but it comes with a significant challenge: global regulations that require time-consuming documentation,” said Vijay Mehta, EVP, Global Solutions and Analytics, Experian Software Solutions. “Experian Assistant for Model Risk Management helps solve this labor- and resource-intensive requirement with end-to-end model documentation automation, and this award recognizes this value to our customers.”

According to a 2025 study by Experian of more than 500 global financial institutions, two thirds of them (67%) currently find it challenging to meet their respective country’s regulatory requirements, and 79% report that regulators communicate supervisory concerns and issues more frequently now than a year ago. Presenting an even tougher challenge, 60% of financial institutions still rely entirely on manual processes for compliance. More than 70% of larger companies say that model documentation compliance currently involves more than 50 people.

“Experian Assistant for Model Risk Management solves a very real pain point for financial institutions by offering scalable and explainable AI across the credit and risk lifecycle,” said Mehta. “With it, they can modernize their model documentation and risk practices and keep pace with fast-evolving AI technologies and regulatory requirements.”

The 2026 BIG Innovation Awards are evaluated by a panel of seasoned business leaders and executives who assess submissions based on measurable performance, responsible implementation and the capability to shape the future of work and culture. For more information, visit https://www.bintelligence.com/awards/big-innovation-awards.

About Business Intelligence Group The Business Intelligence Group was founded with the mission of recognizing true talent and superior performance in the business world. Unlike other industry award programs, these programs are judged by business executives who have experience and knowledge. The organization's proprietary and unique scoring system selectively measures performance across multiple business domains and rewards those companies whose achievements stand above those of their peers.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Mon, 02 Feb 2026 07:32:00 GMT

Las Vegas, Nev., February 2, 2026 — With fraud continuing to emerge as a growing operational challenge for the automotive industry, new research from Experian, a global data and technology leader, reveals how significant fraud is becoming. Based on a survey of automotive dealers, nearly nine-in-10 are concerned about fraud. The findings also show 70% of dealers believe fraudulent transactions are on the rise, signaling upward momentum.

A closer look at the study highlights the financial influence fraudulent transactions can have on a dealership’s bottom line. On average, over the last 12 months, dealers reported approximately four fraudulent deals were completed prior to detection. Additionally, 45% report that a single fraudulent transaction typically results in an estimated financial loss of $10,000 to $20,000, while 31% indicate their losses exceed that range. Dealers are bearing a substantial share of fraud related losses, with 64% reporting that insurance covers less than half of these costs. While some receive partial relief from lenders, 67% estimate that lenders cover under 50% of the losses and 10% say lenders provide no coverage at all.

“When one fraudulent transaction can wipe out tens of thousands of dollars in profit, it’s simply too big to ignore,” said Jim Maguire, Experian’s senior director for automotive. “These losses will eventually cut directly into a dealer’s margin and put serious strain on their operations, making it harder to stay profitable.”

Beyond direct losses, fraud is reshaping daily dealership operations and influencing customer experience. In fact, three-in-four dealers say auto-finance fraud affects their business operations. Furthermore, 53% cite balancing fraud prevention with a smooth and fast customer experience as their biggest challenge, while 46% say verification steps slow down the deal and frustrate customers.

The emerging fraud schemes fueling today’s transactions

Dealers reported automotive fraud can be classified into three primary categories: income, vehicle, and identity. The most common fraud schemes fall in the income-related category. Sixty-two percent of dealers say they encounter forged income documents and 50% see fabricated income claims.

While income-related fraud schemes are the most common, identity-related fraud has become one of the fastest growing risks dealers are facing. In fact, 44% of dealers express having to navigate synthetic identity attempts and 43% have seen both third-party and straw borrower fraud in the last 12 months.

Despite the prevalence of identity- and income-related fraud, nearly half (46%) of dealers only validate income when something seems “off”. Manual verification remains common, with 67% of dealers capturing ID via driver’s license scanners and 63% via photocopying. These methods will likely increase friction and create more vulnerabilities to sophisticated document manipulation.

“Fraud is no longer just a risk problem for dealers, it’s a profit leak and a customer experience problem all at once,” Maguire continued. “The best defense is simple: confirm identities upfront using multiple data sources, verify income and employment early, validate trade-in vehicle details so clean deals move quickly, and flag anything that doesn’t add up. Dealers who take the time to leverage advanced fraud-detection tools to assess shoppers’ incomes and identities are best positioned to avoid major losses and reduce friction during the car buying process.”

For more information, visit the Experian booth (4613W) during the National Automobile Dealers Association Show in Las Vegas, Nev. from February 3-6. To view a copy of the report, visit www.experianauto.com/dealer-fraud-report.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 27 Jan 2026 08:20:00 GMT

London, January 27th, 2026: Global data and technology company Experian today announces a strategic partnership with Fincentive, a pensions data platform that enables providers to meet regulatory obligations they currently struggle to fulfil.

The Pensions Regulator's November 2025 Market Oversight Report revealed that one in four schemes still have non-digitised records and fewer than 60% are confident in their data accuracy.

In addition, Consumer Duty, requires providers to evidence member outcomes, not simply prove communications were sent. Yet with 49% of UK adults showing characteristics of vulnerability, most providers have limited visibility into which members need support, and no systematic way to demonstrate they are fulfilling their obligations.

Fincentive addresses this issue by using the power of data and technology by digitalising the pension payslip and transforming it into a data-driven engagement channel. The UK’s 10 million pension recipients typically receive just one annual statement, but the platform enables providers to offer up to 12 monthly digital updates, delivering engagement insights, identifying vulnerability risks, and ensuring regulatory compliance.

The platform also prompts eligibility checks for unclaimed support. More than 761,000 pensioner households are currently missing out on Pension Credit alone, worth an average £2,100 per year. Where members successfully claim, providers gain measurable evidence of positive outcomes delivered through their customer communications.

The partnership combines Experian's data enrichment capabilities and established PayDashboard infrastructure with Fincentive's pension-specific intelligence layer, delivering enterprise-grade data services within a framework designed to meet trustee governance requirements.

David Bates, Managing Director Credit and Verification Services, Experian UK&I, said: “Pension providers face a genuine challenge: Consumer Duty requires them to evidence member outcomes, not just prove they sent a letter. Our partnership with Fincentive gives them that capability.

“By combining our data infrastructure with Fincentive's pension intelligence, we're helping schemes turn an underutilised communication channel into real insight and evidence, transforming outcomes for both providers and their members.”

John Buttress, CEO and founder of Fincentive, said: "The pension payslip is the one piece of communication members consistently trust and engage with — yet it's been treated as an administrative afterthought for decades.

“Providers are now being asked to demonstrate outcomes and identify vulnerability, but their current tools only tell them what was sent, not whether it made any difference. We're turning that routine touchpoint into genuine infrastructure - a monthly channel that generates the engagement data and compliance evidence schemes need, while creating real value for members.”

Pension providers face intensifying regulatory focus on data quality and member outcomes. All schemes must connect to Pension Dashboards by October 2026, and The Pensions Regulator has signalled that the accuracy of members' pension calculations — 'value data' — will be a priority area throughout 2026.

ENDS

Key Statistics:

• 1 in 4 pension schemes have non-digitised records (TPR Market Oversight Report, November 2025)

• Fewer than 60% of schemes confident in data accuracy (TPR Market Oversight Report, November 2025)

• 49% of UK adults (26.4 million) show vulnerability characteristics (FCA Financial Lives Survey 2024) - defined as poor health, negative life events, low financial resilience, low capability in dealing in understanding financial matters.

• 761,000 households missing out on Pension Credit, worth a average £2,100 per year (Policy in Practice)

To find out more about Experian Pay Dashboard visit: https://www.experian.co.uk/business-products/paydashboard/

To find out more about Fincentive visit: www.fincentive.co.uk

Media contact:

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email: vicki.cook@experian.com

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About Fincentive

Fincentive is a UK pensions data platform that transforms pension payslips into intelligent engagement channels. Working in exclusive UK partnership with Experian, Fincentive enables pension providers to generate Consumer Duty compliance evidence, identify member vulnerability at scale, and deliver measurable member outcomes.

The company's initial focus is defined benefit schemes, LGPS, and annuity providers, with the platform designed to extend into the defined contribution market as regulatory requirements evolve. Fincentive was founded by John Buttress, formerly Chief Marketing Officer at a major UK pension consultancy, who brings over 30 years' experience in financial services.

The company's advisory board and investor base includes senior figures from across pension consultancy, trusteeship, and fintech.

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Wed, 21 Jan 2026 00:00:00 GMT

21 January 2026 ─ Experian plc, the global data and technology company, today issues an update on trading for the three months ended31 December 2025.

Brian Cassin, Chief Executive Officer, commented:

“We delivered strong Q3 growth, with revenue increasing 12% at actual exchange rates, 10% at constant currency and 8% organically, all in-line with our expectations.

“With continued strong momentum, our full year expectations are unchanged. We continue to leverage our scaled proprietary data assets, strong technology foundations and deep expertise to deliver on our strategic priorities and crystallise exciting new AI opportunities.”

% change in revenue from ongoing activities year-on-year for the three months ended31 December 2025

Ongoing activities only

Total revenue growth %

Organic revenue growth %

At actual

exchange rates1

At constant exchange rates

North America

Latin America

UK and Ireland

EMEA and Asia Pacific

Total global

1 Experian reports in US dollars.

% change in organic revenue year-on-year for the three months ended 31 December 2025

Oganic revenue growth2

B2B3

Consumer Services

Total

North America

Latin America

UK and Ireland

EMEA and Asia Pacific

n/a

Total global

2 Ongoing activities only, at constant exchange rates.

3 B2B = Business-to-Business business lines which consists of Financial Services and Verticals.

% change in organic revenue year-on-year for the three months ended 31 December 2025

Ongoing activities only

Percentage of Group Revenue4

Total revenue growth %

Organic revenue growth %

At actual

exchange rates

At constant exchange rates

Financial Services

Verticals

B2B

Consumer Services

Total global

100

4 Percentage of Group Revenue for the six months ended 30 September 2025 at actual exchange rates.

North America – 68% of Group revenue4

North America delivered organic revenue growth of 10%. Total revenue growth was 11%.

B2B organic revenue growth was 11%.

Financial Services delivered a strong performance, reflecting continued progress against our strategic priorities. Growth was supported by strong contributions from Clarity, commercial momentum in our new Cashflow products, mortgage profiles, and healthy underlying client activity. Within Verticals, Automotive maintained its recent momentum, led by our credit, vehicle history and value recovery solutions. Health also delivered strongly, supported by our claims management products and increasing uptake of Patient Access Curator, our AI‑powered registration platform.

Consumer Services delivered organic revenue growth of 8%, as anticipated after the one-time contractual catch-up in our insurance business in Q2. Marketplace was a key driver with growth across credit cards, personal loans and insurance, and supported by the onboarding of additional lenders to our Activate capability and expanded partner adoption of our innovative No Ding Decline feature. Partner Solutions growth was supported by good performance at existing clients and new business wins.

Latin America – 14% of Group revenue4

Latin America delivered organic revenue growth of 6%. At constant currency, total revenue growth was 15%, primarily from the ClearSale acquisition.

B2B organic revenue growth was flat, consistent with recent trends and impacted by ongoing macroeconomic activity and elevated interest rates. In Brazil, strategic focus areas such as fraud prevention and small and medium enterprise continue to perform well. We are advancing the ClearSale integration, delivering expanded product capabilities and new business wins and capturing planned synergies. In Spanish Latin America, growth was driven by our value-added services, such as proprietary scores and analytics.

Consumer Services delivered very strong organic revenue growth of 23%, as the business achieved a significant milestone of 100 million free members in Brazil. Limpa Nome performed strongly, supported by volume expansion at several key partners and a successful Limpa Nome fair. Premium subscription revenue grew well with an expanding membership base, and our credit marketplace delivered strong growth with several major partners joining the panel.

UK and Ireland – 11% of Group revenue4

The UK and Ireland delivered organic revenue of growth of 3%. Total constant currency revenue growth of 5% was primarily due to the contribution from the acquisition of KYC360.

B2B organic revenue was flat. Though UK economic activity continues to be soft, we have driven sequential improvement and continue to execute against our strategic priorities. We delivered strong Ascend Sandbox growth and multiple proof‑of‑value trials remain in progress. During the quarter, we also acquired KYC360, enhancing our fraud and financial crime compliance capabilities.

Organic revenue growth in Consumer Services was 14%. This was driven primarily by continued marketplace momentum and supported by the launch of our 1250 score, our new credit score that uses expanded data and better reflects how credit applications are assessed. We drove strong growth across both credit cards and personal loans, supported by higher customer engagement and strong conversion rates.

EMEA and Asia Pacific – 7% of Group revenue4

In EMEA and Asia Pacific, organic revenue growth was 3%, with total constant currency revenue growth of 4%. We drove strong growth across a number of core markets, including Italy, Spain and South East Asia, despite a tough comparable from large software deliveries in the prior year period. We continue to progress our strategic initiatives, expanding proprietary scores and Ascend Platform capabilities into new geographies.

Future events

Experian will release results for the full year ending 31 March 2026 on Wednesday, 20 May 2026.

Contact:

Experian

Nadia Ridout-Jamieson Investor queries +44 (0)20 3042 4220

Nick Jones Media queries +44 (0)7976 734 702

Teneo

Graeme Wilson, Louise Male and Lisa Jarrett-Kerr +44 (0)20 7353 4200

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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