RSS Company News - Experian Corporate website

Thu, 04 Jun 2026 07:08:00 GMT

Costa Mesa, Calif., June 4, 2026 — Experian® today announced the launch of the Experian Loans ChatGPT application, a new capability that allows consumers to explore personal loan options directly within ChatGPT. By combining conversational AI with Experian’s marketplace experience, lender network, and financial services infrastructure, the experience helps consumers discover borrowing options informed by real lender criteria and tailored to financial decision making.

“The Experian Loans ChatGPT application reflects our commitment to making financial opportunities more transparent, accessible and personalized through AI at scale,” said Debbie Hsu, Executive Vice President of Product, Experian Consumer Services. “By combining conversational AI, trusted data and analytics with the reach of platforms like ChatGPT, we are helping consumers explore their options and navigate financial decisions with greater clarity and confidence.”

Bringing Personalized Loan Options to Consumers at Scale

Within the Experian Loans ChatGPT application, consumers can instantly explore personal loan offers from Experian’s network of lending partners. Experian’s Marketplace is informed by real lender criteria, consumer permissioned data and marketplace infrastructure built for financial services. This approach extends trusted Marketplace capabilities and services to a broad and growing audience through OpenAI’s ChatGPT platform.

“As consumers increasingly expect financial tools to be integrated into the digital experiences they already use every day, platforms like ChatGPT are creating new opportunities to simplify how borrowers explore lending options,” said Charles Whittaker, Chief Business Officer at Avant. “Through our partnership with Experian, we are able to connect consumers with personalized options in a more seamless and accessible way.”

The conversational interface simplifies traditional personal loan shopping by helping consumers explore options in context and when they need them most. Comparing personal loan options can often be time-consuming and difficult to navigate, and this experience is designed to make the process simpler, more transparent and easier to access.

For a more personalized experience, consumers are encouraged to continue to the Experian site, where they can compare personal loan offers tailored to their specific credit profile. On Experian’s site, members can view pre-qualified offers, access No Ding DeclineTM[1] options without impacting their credit scores, and review personalized rates and terms. These capabilities are powered by Experian’s verified data, analytics, lender integrations and underwriting connectivity.

A Smarter Marketplace Experience Through Conversational AI

Rather than navigating multiple sites and applications, consumers can explore options through a simple dialogue that makes personal loan discovery more accessible and streamlined. Whether consolidating debt or financing a purchase, consumers can compare lenders, surface insights and take action with greater confidence.

Grounded in Experian’s credit expertise, proprietary data assets, regulated marketplace infrastructure and responsible data governance, the experience is designed to support personal loan exploration with transparency, consumer control and lender aligned eligibility insights at its core. Experian applies governance practices intended to support responsible AI use, data protection and consumer trust.

Consumer-First AI in Action

The launch of Experian Loans ChatGPT application builds on Experian’s broader Consumer-First AI strategy, expanding how consumers access financial tools through conversational platforms such as ChatGPT. With EVA, the Experian Virtual Assistant™, the Experian Insurance ChatGPT application and Experian’s integration into Snapchat’s AI Sponsored Snaps, Experian continues to develop AI-enabled experiences across the consumer journey, helping consumers discover, compare and act on financial opportunities with greater confidence.

The Experian Loans ChatGPT application is available directly within ChatGPT.

Loan options, rates and terms are provided by participating lenders and are subject to eligibility, lender criteria and applicable terms and conditions. The ChatGPT experience is designed to help consumers explore personal loan information and does not provide loan offers or make credit decisions. Consumers who want to compare personal loan offers tailored to their specific credit profiles can continue through Experian Marketplace on www.experian.com/loans/personal.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and platforms. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

We invest in talented people and new advanced technologies to unlock the power of data and to innovate. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates. Other product and company names mentioned herein are the property of their respective owners.

[1] Applying for loans labeled No Ding Decline™ won't hurt your credit scores if you aren’t initially approved. Initial approval of your application and/or acceptance of the loan may result in a hard inquiry, even if you’re unable to pass final verifications, which may impact your credit scores.

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Tue, 02 Jun 2026 16:13:00 GMT

London and Amsterdam, 2 June 2026 – Experian today announces the launch of the Agent Operating System™, a trusted agentic AI layer within the Experian Ascend Platform, unveiled at Money20/20 Europe.

The Experian Agent Operating System is designed to help financial services organisations move successfully beyond AI experimentation and safely scale agentic AI to transform decision-making, customer experiences, and day-to-day operations. It enables AI agents from Experian, clients and partners to work together through a common trust, semantic and orchestration layer, supported by clear controls, auditability and human oversight.

The launch comes as financial services firms accelerate investment in AI but continue to face major barriers to scaling adoption. New Experian research* shows that nearly half of global organisations (48%), say integrating data into AI workflows remains difficult, while a third cite poor data lineage and a further third say data is siloed across teams and systems.

At the same time, consumers are increasingly open to AI acting on their behalf, with 55%** willing to use AI tools for online purchases or bookings, rising to 70% among 25-39-year-olds.

Vijay Mehta, General Manager AI, Experian Software Solutions, said: “Agentic AI will reshape financial services, changing how decisions are made, how customers are served and how organisations operate at scale. This is no longer about experimentation. The winners will be those who turn AI into trusted operational reality, built on high quality data, strong governance and transparency in every decision.

“The Experian Agent Operating System is built for that moment. It brings together our unique data, advanced analytics, decisioning expertise and embedded governance within the Ascend Platform to help organisations deploy AI with confidence. This ultimately enables clients to automate key lending workflows, like fraud checks or loan approvals, in real time compared to the fragmented manual processes many rely on today.”

ServiceNow, the AI control tower for business reinvention, will be the first partner to integrate with Experian’s Agent Operating System. Through the multi-year partnership, ServiceNow AI agents will connect with Experian’s Ascend Platform, allowing customers to access trusted data, decisioning and governance capabilities within existing enterprise workflows.

Cedric Parent, GVP, Global Industries at ServiceNow, said: “Financial services firms are under enormous pressure, with tightening regulations, rising fraud complexity, and rising customers’ expectations. The ambition to deploy agentic AI is there, but without access to trusted, real-time data inside enterprise workflows, agents simply can't operate at the speed or scale the industry demands. ServiceNow is proud to be the first partner deploying within Experian's Agent Operating System, giving financial institutions the confidence to automate high-stakes decisions, from fraud detection to credit risk."

Supporting the full lending lifecycle from customer acquisition and fraud detection to credit decisioning, portfolio monitoring, and reporting, Agent Operating System bridges the gap between AI ambition and operational reality. It combines data, analytics, decisioning, and identity with built-in governance, risk management, explainability, and controls to enable trusted complex workflow automation.

The Agent Operating System will be available to early adopters later this year, before rolling out to more than 2,300 client solutions globally. Key capabilities include:

A trusted agentic operating layer: Identity, access control, data security, compliance guardrails, monitoring and governance controls that enable AI agents to operate safely across data, models and workflows. Composability: Experian, client-built, and partner agents work together without having to replace existing technology, allowing organisations to start with targeted use cases and progressively evolve toward fully connected, agent-driven workflows. Agent-native decisioning: Purpose-built agents across fraud, identity, credit risk, marketing, analytics, operations and governance that can investigate, orchestrate and optimise workflows, rather than simply respond to prompts. Embedded governance by design: Model risk management, explainability, audit trails, monitoring and policy enforcement built into agentic workflows to support compliant AI at enterprise scale. Productivity at scale, with human oversight: Automation of investigation, strategy execution, insight generation, documentation and monitoring, with human-in-the-loop validation for complex decisions and high-impact outcomes.

Experian is a 5-star sponsor of Money20/20 Europe in Amsterdam and will host the event’s Connection Lounge. Adolfo Tunon, Head of Banking GTM, EMEA at ServiceNow will join Experian’s Vijay Mehta and Laurie Schnidman on stage to discuss the launch of Agent Operating System and the future of agentic AI in financial services.

Learn more about the Connected Intelligence report here, and the 2026 UK Fraud and FinCrime Report 2026 here.

Notes to Editor:

*Experian and Phronesis conducted a global survey in April and May 2026 among more than 800 senior decision-makers at financial institutions across the United States, United Kingdom, Brazil, Australia, New Zealand, Spain, Germany, India, Italy, South Africa, Colombia, and Chile.

**Research conducted by HarrisX between March and April 2026 among more than 500 senior decision-makers at organisations across the UK.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

© 2026 ServiceNow, Inc. All rights reserved. ServiceNow, the ServiceNow logo, Now, and other ServiceNow marks are trademarks and/or registered trademarks of ServiceNow, Inc. in the United States and/or other countries. Other company names, product names, and logos may be trademarks of the respective companies with which they are associated.

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Thu, 28 May 2026 12:01:00 GMT

Schaumburg, Ill., May 28, 2026 — As affordability remains a top priority across the automotive market, new data shows consumers continuing to lean on longer loan terms to help maintain manageable monthly payments. According to Experian’s (LSE: EXPN) State of the Automotive Finance Market Report: Q1 2026, the percentage of new vehicles with loan terms more than six years old reached 35.55% in Q1 2026, up from 30.83% a year ago. Additionally, new loans with terms greater than 85 months increased from 2.95% to 3.33% over the same period.

A similar pattern was observed in the used vehicle market. The percentage of used vehicles with loan terms more than six years hit 31.54%, up from 28.60% in Q1 2025. Meanwhile, used vehicles with loan terms more than 85 months grew to 1.40% in Q1 2026, from 1.32% the year prior.

“Affordability continues to shape financing decisions across the automotive market,” said Melinda Zabritski, Experian’s head of automotive financial insights. “While shoppers continue to lean toward larger, more expensive vehicles, we’re seeing more consumers take advantage of longer-term loans to offset rising monthly costs.”

In the first quarter of 2026, the average loan amount for a new vehicle increased $2,150 year-over-year, reaching $43,925, while the average monthly payment for a new vehicle increased from $748 to $770 during the same period.

On the used side, the average loan amount saw an uptick of $785 from a year ago to $27,070 in Q1 2026, and the average monthly payment grew from $523 last year to $531 this quarter.

Interestingly, while the average monthly payment for new vehicles continues to rise, nearly 20% of new vehicles had an average monthly payment less than $500 in Q1 2026.

Automotive refinancing supports consumer affordability and lender performance

As interest rates steadily decline, refinancing has increasingly become an option for consumers looking to ease monthly payment pressures, as well as lenders hoping to find ways to offer more competitive rates.

In Q1 2026, on average, consumers trimmed 2.2% off their interest rate after refinancing. The average refinanced interest rate was 8.05%, down from 10.29%. This lowered the average monthly payment by $81 for consumers who refinanced during the quarter.

Interestingly, credit unions accounted for the largest share of automotive refinancing at 63.43%, from 62.31% in Q1 2025, compared to banks going from 23.51% to 22.59%. In addition, the payment difference when refinancing with credit unions was $101 this quarter and those who refinanced with banks saved $60.

Subprime segment continues to grow as credit access increases

During the first quarter of 2026, subprime borrowers made up 15.75% of total vehicle financing, an increase from 14.40% last year.

For new vehicle financing, the subprime market grew to 6.88% in Q1 2026, from 5.61% in Q1 2025. In used vehicle financing, the subprime market increased from 19.36% last year to 20.60% this quarter.

“While consumers are benefiting from improved refinancing conditions, we’re also seeing broader financing accessibility emerge,” Zabritski continued. “There continues to be increased momentum within the subprime segment as financing options expand across the automotive finance market.”

Additional findings for Q1 2026:

The average loan term for a new vehicle was 69.48 months this quarter, and the average loan term for a used vehicle was 67.73 months. Banks accounted for 28.42% of total market share in Q1 2026, followed by captives (26.83%), and credit unions (20.09%). Thirty-day delinquencies rose to 2.00% in Q1 2026, from 1.95% in Q1 2025, while 60-day delinquencies increased from 0.83% to 0.86% year-over-year. New electric vehicle financing declined from 10.93% last year to 6.23% this quarter, and hybrid vehicles increased from 12.08% to 14.90%.

To learn more, watch the entire State of the Automotive Finance Market Report: Q1 2026 presentation on demand.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and platforms. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Thu, 28 May 2026 10:52:00 GMT

London, 28th May, 2026 – More Brits are saying “I don’t” to destination weddings, as new research from Experian reveals a sharp increase in declined invitations due to mounting financial pressures. More than a third (38%) of Brits decided not to attend a wedding abroad in the last year, a notable jump from 29% the previous year.

Among those who turned down an invite, the top reasons were being unable to afford transport or accommodation (23%) and the destination being too far to travel to (20%). This marks a shift from last year, when just 14% cited transport and accommodation costs as a reason for declining. Looking ahead, nearly half of Brits (45%) said they won’t attend an abroad wedding due to recent increases in flight costs.

Although the average spend per guest has decreased by 22% from £1,956 in 2025 to £1,525this year, this drop appears to be driven by frugality rather than lower costs.

A quarter of people are adopting money-saving strategies to limit spending. A quarter (25%) will make the couple a present as opposed to buying (compared to 13% last year) and the same number will also rent an outfit to wear to the wedding (compared to 11% last year).

The financial strain also extends beyond the wedding itself, as 29% feel forced to decline other holidays with friends and family to afford the trip, while 59% say the cost impacts their everyday spending decisions.

John Webb, Head of Consumer Affairs, Experian UK&I, said: “Destination weddings can add a lot of financial pressure for guests – sometimes costing thousands of pounds. So, it’s a good idea to think carefully about what you can realistically afford. Borrowing money, with a plan to repay, can be suitable. However, getting into unaffordable debt can have long-term negative impacts on your financial wellbeing and your credit score.”

“It’s all about budgeting – set the costs and work out whether you can afford it, or the debt repayment. If you’re comfortable cutting back on luxuries or skipping holidays, that’s fine. However, it’s not a good idea to commit to attending if it damages your financial and mental health to attend.”

Here are my top tips to look after your finances if you’ve been invited to a wedding abroad:

Set a clear budget before you RSVP -“Start by working out the total cost of attending - including travel, accommodation, outfits and gifts - and only commit if it’s affordable. Putting costs on credit without a plan to repay can quickly become a problem. Remember to include travel insurance too, so you’re covered if anything goes wrong.

If you’re borrowing money, do it carefull -“If you do choose to use a credit card, consider options with interest-free purchases or rewards - but crucially, make sure you have a realistic plan to pay it off in full to avoid interest and protect your credit score. Credit cards can also give you extra protection under section 75.”

Spread costs early to avoid last-minute borrowing -“Booking flights and accommodation early or spreading payments over several months can reduce the need to rely on credit at short notice, which is often when people end up using higher-cost borrowing.

Avoid ‘wedding creep’ overspending -“It’s easy to get caught up in the occasion and overspend on extras like outfits or gifts. Sticking to what you can afford - rather than straining your finances - will help you enjoy the celebration without longer-term financial stress.”

If it’s unaffordable, don’t go -“The last thing you’ll want to do is spend money you don’t have, or get into debt, with no ability to repay. Or perhaps you’re saving for a deposit and don’t want to dip in to your pot. Either way, if it’s not a good financial decision for you, then be honest and say so.”

Manage your borrowing when you’re home -“If you’ve had to borrow money, don’t forget to manage it carefully when you’re back. You might find there’s lower cost options such as transferring your credit card debt to a 0% card. Or, if you’ve borrowed from multiple sources, a debt consolidation loan might be right. You can use free comparison sites, like Experian, to check your eligibility without damaging your credit score.”

-ENDS-

Note to editors:

The 2026 research was conducted by Censuswide, among a sample of 2000 UK nationally representative respondents (18+). The research was conducted by Censuswide, among a sample of 2,000 natrep UK. The data was collected between 06.05.2026 – 08.05.2026. Censuswide abides by and employs members of the Market Research Society and follows the MRS code of conduct and ESOMAR principles. Censuswide is also a member of the British Polling Council.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Wed, 27 May 2026 07:11:00 GMT

Costa Mesa, Calif., May 27, 2026 — Experian® today announced the addition of real‑time debit card verification for Experian Link™ through a new collaboration with Fiserv, a leading global provider of payments and financial services technology solutions. Experian Link enables merchants to authenticate payments by verifying a consumer’s identity with debit card ownership data, providing a more accurate way to authenticate transactions and reduce fraud without slowing down legitimate customers.

“As AI accelerates the speed and sophistication of fraud, merchants need precise, instant verification that confirms the customer behind a payment is truly who they say they are without introducing added friction,” said Kathleen Peters, Chief Innovation Officer, Fraud & Identity at Experian North America. “By integrating Fiserv’s proprietary debit card data into Experian Link alongside our robust identity and fraud insights, clients can further reduce false declines, lower fraud rates and confidently approve more legitimate customers.”

Experian Link will leverage VerifyNow™ Advantage from Fiserv with newly enhanced verification capabilities that provide bank account and debit card ownership verification in real time. Fiserv is the first debit data partner to integrate with Experian Link. Additional debit partners are expected to join, further strengthening Experian Link’s coverage and giving merchants even broader protection and insight across the payment ecosystem.

Why reducing false declines matters

As payment fraud grows, merchants face many challenges, including increasingly sophisticated attacks fueled by AI and the costly revenue loss caused by false declines. Generative AI tools now enable fraudsters to scale attacks, mimic consumer behavior and exploit vulnerabilities faster. This surge in AI‑driven fraud pressures merchants to tighten risk controls, but those can often trigger more false declines, unintentionally blocking legitimate customers.

False declines cost merchants billions annually. Experian Link directly addresses this challenge by tying a user’s digital identity directly to the credit or debit card being presented, delivering a more accurate, real‑time view of whether a customer truly owns the card presented online. With the new Fiserv collaboration enabling instant debit card ownership verification, Experian Link now gives merchants a more complete, data‑driven view of payment trustworthiness across both credit and debit card transactions.

“Merchants need real‑time intelligence they can trust as payment fraud grows more sophisticated and AI further blurs the line between real and synthetic behavior,” said Dennis Becker, Senior Vice President of Fraud, Data & Analytics Solutions at Fiserv. “By combining debit card verification from Fiserv with Experian’s identity insights and analytics, we’re enabling merchants to validate payments faster and with greater accuracy, strengthening fraud defenses without adding friction for customers.”

Proven business impact

Since its launch in 2022, Experian Link has helped businesses increase auto-approval rates by up to 10%, with one major U.S. retailer reporting $8 million in additional monthly revenue from transactions that would have otherwise been declined. This complements Experian’s broader suite of fraud prevention solutions, which helped clients avoid an estimated $19 billion in fraud losses globally in 2025.

Experian Link is another example of Experian’s commitment to helping businesses verify identities, combat fraud and protect consumers. Experian’s suite of automated fraud prevention and identity verification solutions empowers organizations across industries to leverage differentiated data and advanced analytics to make more informed decisions.

To learn more about Experian Link, please visit https://www.experian.com/business/products/experian-link.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and platforms. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

Learn more at experianplc.com.

Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.

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Wed, 20 May 2026 16:02:00 GMT

7am, 20 May 2026 ─ Experian plc, the global data and technology company, today issues its financial report for the year ended 31 March 2026.

Brian Cassin, Chief Executive Officer, commented:

FY26 was a record year for Experian, with performance at the upper end of our expectations and strong strategic momentum. We delivered Benchmark EPS growth of 15%, reflecting operating leverage ahead of guidance, alongside 13% total and 8% organic revenue growth, at the top of our guidance range. We also achieved another year of very strong post-tax return on capital employed, at 17.2%.

Given the strength of our performance, cash generation and balance sheet flexibility, we have today announced a further US$1 billion share repurchase programme, whilst retaining significant capacity to continue investing in growth opportunities.

Looking ahead, we expect another year of strong growth in FY27, supported by continued expansion of our addressable markets, successful strategic progress, further productivity gains, and whilst taking a prudent approach to macroeconomic uncertainties linked to the Middle East. We expect to deliver another year of double-digit Benchmark EPS growth, underpinned by total revenue growth of 8–11%, organic growth of 6–8%, and margin expansion at the higher end of our Medium-Term Framework.

Benchmark and Statutory financial highlights

2026 US$m

2025 US$m

Actual rates growth %

Constant rates growth %

Organic growth %2

Benchmark¹

Revenue – ongoing activities3

8,425

7,475

Benchmark EBIT – ongoing activities3,4

2,407

2,102

n/a

Total Benchmark EBIT

2,397

2,083

n/a

Benchmark EPS

USc 179.8

USc 156.9

n/a

Statutory

Revenue

8,445

7,523

n/a

Operating profit

2,045

1,793

n/a

Profit before tax

1,951

1,549

n/a

Basic EPS

USc 164.5

USc 127.6

n/a

Total dividend

USc 69.25

USc 62.50

n/a

1. See Appendix 1 (page 14) and note 5 to the financial statements for definitions of non-GAAP measures.

2. Organic revenue growth is at constant currency.

3. Revenue and Benchmark EBIT for the year ended 31 March 2025 have been re-presented for the reclassification to exited business activities of certain Business-to-Business (B2B) businesses, detail is provided in notes 6(a) and 7 to the financial statements.

4. See page 15 for reconciliation of Benchmark EBIT from ongoing activities to Profit before tax.

Highlights

· Strong performance in FY26. Revenue growth from ongoing activities was 11% at constant exchange rates, and 13% at actual exchange rates. Organic growth was 9% in Q4 and 8% for the full year.

· Benchmark EBIT from ongoing activities rose 15% at actual exchange rates and 13% at constant currency to US$2,407m.

· Margin expansion was above our expectations, with Benchmark EBIT margin of 28.6%, up 50 basis points at actual rates and 60 basis points at constant currency, and ahead of our Medium-Term Framework.

· EPS growth was 15% at actual exchange rates, and 13% at constant exchange rates. Statutory Basic EPS increased by 29%.

· Benchmark operating cash flow was US$2.2bn, a conversion rate of 93%. Return on invested capital was very strong, with ROCE of 17.2%.

· Our financial position is supported by consistent cash generation and disciplined capital management, with net debt to Benchmark EBITDA of 1.7x.

· All regions contributed to organic revenue growth during the year. North America delivered growth of 10%, with performance of 10% in H1 and 9% in H2.

· Latin America grew 8%, showing good momentum, accelerating from 4% in H1 to 12% in H2.

· UK and Ireland delivered growth of 2%, with 1% in H1 increasing to 3% in H2. EMEA and Asia Pacific grew 5%, with 6% in H1 and 3% in H2.

· Consumer Services organic revenue growth was 9%. We now serve over 215 million free members globally.

· B2B organic revenue growth was 8%, supported by strong performance across alternative data, mortgage, fraud prevention, analytics and our priority growth verticals.

· As planned, we largely completed our cloud migration in North America and Brazil (excluding Health), creating a strong foundation for future innovation and productivity benefits.

· Statutory profit before tax of US$1,951m increased by 26% increase year-on-year (FY25: US$1,549m), principally due to revenue growth, favourable non-cash financing fair value remeasurements and lower non-benchmark restructuring costs compared to the prior year.

· We invested US$792m in acquisitions, expanding our differentiated data and capabilities to advance our strategic priorities.

· We returned significant capital to shareholders. We executed US$725m in share repurchases during FY26 and increased our full year dividend by 11% to USc 69.25 per ordinary share.

· We also today announce a new US$1bn share repurchase programme, with the programme valid to 30 June 2027.

This announcement contains Inside Information.

View the full press release in PDF format.

Experian

Nadia Ridout-Jamieson Investor queries +44 (0)20 3042 4220

Nick Jones Media queries +44 (0)7976 734 702

Teneo

Graeme Wilson, Louise Male and Jessica Reid +44 (0)20 7353 4200

There will be a presentation today at 9.30am (UK time) to analysts and investors via webcast. To view the slides and listen in online please go to experianplc.com for the link.

Experian will update on first quarter trading for FY27 on 16 July 2026.

Roundings

Certain financial data has been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.

Forward-looking statements

Certain statements made in this announcement are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements. See note 27 to the financial statements for further information on risks and uncertainties facing Experian.

Company website

Neither the content of the Company’s website, nor the content of any website accessible from hyperlinks on the Company’s website (or any other website), is incorporated into, or forms part of, this announcement.

About Experian

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Fri, 15 May 2026 14:15:00 GMT

Costa Mesa, Calif., May 15, 2026 – Experian today announced that Akamai Technologies has joined its growing partner ecosystem, designed to further advance secure, trusted AI driven commerce through the Experian Agent Trust™ framework, alongside partner Skyfire supporting emerging payment innovation.

As AI agents begin to search, decide, and transact autonomously, they introduce a fundamental challenge for businesses: how to trust an action when it is no longer directly initiated by a human. Without a verified connection between humans and AI agents, autonomous commerce introduces new risks in fraud, misrepresentation, and unauthorized transactions. Experian Agent Trust is designed to address this challenge by establishing identity, accountability, and trust in agent driven interactions.

“Trust, security, and performance must scale alongside the growing role of AI agents in digital commerce,” said Kathleen Peters, Chief Innovation Officer at Experian. “Agentic commerce will not scale without trust. By adding Akamai to our partner ecosystem, we are strengthening the infrastructure to verify agents, the humans behind them, and their intent, enabling fast, secure, and accountable transactions. This reflects strong momentum across our ecosystem as we bring together leaders in identity, payments, and cybersecurity to shape the future of digital commerce.”

Akamai is a global leader in cybersecurity and edge computing. Its capabilities strengthen Experian’s Agent Trust framework by supporting secure delivery, controlling bot and agent activity, and helping protect transactions in real time.

“Agent-driven commerce introduces a new set of security expectations for businesses and consumers,” said Akamai’s Patrick Sullivan, Chief Technology Officer, Security Strategy. “Our work with Experian brings together identity intelligence and edge security so organizations can confidently interact with AI agents while maintaining performance and trust across every touchpoint.”

Together, Experian and Akamai help organizations authenticate AI agents and better protect digital commerce environments as this new model continues to evolve.

Advancing the KYA Standard with KYAPay

Experian, Akamai and Skyfire are active members of the KYAPay initiative (https://kyapay.org/), an extension of the Know Your Agent protocol. KYAPay introduces a standardized way to declare agent intent and enables tokenized payment credentials, supporting secure and seamless agent driven commerce experiences.

Know Your Agent provides AI agent developers with a consistent method to identify themselves, the platforms they operate on, and the users they represent. For businesses, it offers a scalable framework to authenticate AI agents and understand who they represent and why they are acting.

“Standardizing how AI agents declare intent and transact is key to unlocking the full potential of agentic commerce,” said Amir Sarhangi, CEO and co-founder of Skyfire. “Through our collaboration in Experian’s partner ecosystem and the KYAPay initiative, we enable secure, tokenized payments that unify identity, authorization, and execution in a trusted framework.”

Strengthening the Trust Stack for Agentic Commerce

Within Experian’s partner ecosystem, Akamai’s capabilities will work alongside Experian’s identity and fraud prevention services to support a layered approach to trust.

Human to Agent Binding will connect verified consumers, devices, and AI agents. Experian will issue an Experian Agent Trust token that validates identity, consent, delegated authority, and transaction risk in real time. Akamai will extend this model by adding an independent security layer of verification, trust evaluation, and enforcement at the edge.

This human to agent binding will create a secure, persistent link between verified individuals, their devices, and the AI agents acting on their behalf, enabling a continuous, auditable understanding of who the user is and how the agent behaves over time.

Beyond bot traffic, Akamai will evaluate both human and agent driven traffic in real time, validating agent identity, correlating it with behavioral signals and user context, and assessing intent. By combining declared identity with continuous analysis and edge based decisioning, Akamai will help ensure that only verified, trustworthy users and agents are able to access and transact with merchant systems.

These combined capabilities will support a more seamless path from AI generated recommendations to completed purchases, with transparency and security maintained throughout the experience.

Built for the Future of Commerce

Experian’s Agent Trust services will be platform agnostic and integrate with existing commerce and payment systems. They will be supported by the Experian Agent Registry, which maintains dynamic trust scoring for human bonded AI agents.

These capabilities will build on Experian’s leadership in identity verification and fraud prevention, helping clients avoid an estimated 15 to 19 billion dollars in fraud losses each year.

To learn more about Experian Agent Trust, go to:https://www.experian.com/agenttrust.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Fri, 15 May 2026 06:37:00 GMT

London, 15 May, 2026 – Experian, the global data and technology company, and ServiceNow (NYSE: NOW), the AI control tower for business reinvention, today unveil a new global multi-year partnership which harnesses the power of autonomous AI agents across platforms, helping businesses make faster and smarter decisions at scale.

Through this partnership, autonomous AI agents can gain the ability to act faster, and more consistently, starting with employee onboarding, third-party risk management and model life cycle governance use cases.

A major challenge for global organisations adopting agentic AI is achieving scale, with deployments often constrained by a lack of trusted data. In fact, industry research shows that data limitations are the primary barrier for eight in ten organisations. By connecting trusted intelligence directly into enterprise workflows, this partnership enables agentic AI to scale well beyond pilot deployments.

With the Experian Ascend Platform natively connected to the ServiceNow AI Platform, AI agents can seamlessly access Experian’s trusted insights and decisioning capabilities directly within existing workflows, giving clients the unique opportunity to automate intelligence at scale.

Keith Little, President, Experian Software Solutions, said:“We see agentic AI as a fundamental change in how intelligent services are delivered, and this partnership brings together complementary strengths and a shared vision for building them the right way.

“By connecting our intelligence and decisioning capabilities in Ascend directly into ServiceNow’s workflow, businesses can operate with confidence at scale, while extending the impact of our capabilities into new industries and enterprise workflows. This partnership cements Experian’s position as a global leader in AI innovation, giving organisations the foundations to deploy agentic services with confidence.”

Cathy Mauzaize, President, EMEA at ServiceNow, said:“Businesses are ready to move beyond experimentation, and this partnership gives them exactly what they need to scale. By bringing together ServiceNow's AI Platform, with Experian's world-leading decisioning and analytics platform, we're enabling deeper insights and delivering AI that can make smarter decisions and act faster in a secure environment that delivers real outcomes.”

The partnership will support a wide range of use cases for companies in highly regulated environments, starting with third-party risk management - including fraud and identity verification for businesses, employee onboarding and model risk management.

ENDS

Media contact:

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email: vicki.cook@experian.com

For ServiceNow: press@servicenow.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Thu, 30 Apr 2026 12:05:00 GMT

Costa Mesa, Calif., April 30, 2026 — As Financial Literacy Month comes to a close, new research from Experian highlights a gap in consumers’ understanding of the financial system. According to the research, nearly half (47%) of U.S. adults say they’ve made a financial decision they later regretted because they didn’t fully understand the terms.

The research findings underscore the importance of financial education as consumers navigate an increasingly complex financial environment. While three-quarters of Americans believe financial education helps people make more informed financial decisions, approximately one-in-five expressed lower confidence in their understanding of personal finance. At the same time, nearly half (46%) are worried about covering monthly expenses, while 29% do not believe they could cover an unexpected expense exceeding $1,000.

Recognizing this opportunity, Experian North America CEO Jeff Softley recently sat down with Congresswoman Young Kim (CA-40), co-chair of the Financial Literacy and Wealth Creation Caucus, for a one-on-one conversation focused on the value of effective financial literacy, as well as the need to modernize the industry’s approach to credit data in hopes of expanding financial opportunity for more communities.

Expanding Financial Access: A Conversation with Congresswoman Young Kim

“Talking about finances can be uncomfortable, but it’s essential,” said Jeff Softley, CEO of Experian North America. “We’re committed to helping normalize conversations about money, while also enabling a more comprehensive view of consumers’ financial behavior. When people feel more confident, informed and seen, they’re better positioned to make decisions that support their long-term goals.”

“Financial literacy is a lifelong journey. It doesn’t stop just because you’re an adult. It doesn’t stop when you retire. We actually should be studying today to plan for the future," said Congresswoman Young Kim. "It all starts with understanding what financial tools are available, and how we partner with the industry. It’s not limited to the month of April when we recognize Financial Literacy Month. It’s got to be 24/7, 365 days a year; a lifelong education.”

Consumers open to new approaches that reflect real financial behavior

The research also points to a growing openness toward more modern approaches to understanding financial behavior.

Fifty-six percent of U.S. adults say they would be comfortable with expanded data sources, such as on-time rental payments, utilities and other recurring bills, being used to help improve access to credit. Additionally, nearly half (48%) of consumers believe expanded data sources would improve their financial opportunities if they were included in lending decisions.

Building confidence through education

As financial decision-making becomes more complex, improving financial education remains a key component of long-term financial health.

“Financial literacy isn’t just about knowledge, it’s about confidence,” said Rod Griffin, senior director of consumer education and advocacy at Experian. “When consumers understand how financial decisions work, they’re better equipped to avoid costly missteps and make choices that support their long-term goals.”

To watch the full conversation between Jeff Softley and Congresswoman Young Kim, visit https://www.experian.com/blogs/news/2026/04/30/expanding-financial-access-conversation-with-congresswoman-young-kim/.

For more information on Experian’sresearch, visit https://www.experian.com/blogs/news/2026/04/30/financial-confidence-starts-with-understanding/.

Methodology

Experian commissioned Atomik Research to conduct an online survey of 2,000 adults throughout the United States. The sample is representative of the U.S. population based on demographic variables such as gender, age, and geographic region. The margin of error is +/- 2 percentage points with a confidence level of 95%. Fieldwork took place between February 24 and March 1, 2026.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Thu, 30 Apr 2026 05:56:00 GMT

Costa Mesa, Calif., April 30, 2026 — Experian today announced Experian Agent Trust™, a first-of-its-kind framework that establishes a secure, verifiable link between consumers and AI agents, bringing identity, and accountability to AI-driven transactions.

As AI agents begin to search and transact autonomously, they introduce a fundamental challenge for businesses: how to trust an action when it is no longer driven by a human. Without a verified connection between humans and AI agents, autonomous commerce introduces new risks in fraud, misrepresentation, and unauthorized transactions.

Experian Agent Trust addresses this challenge through a new “Know Your Agent” (KYA) framework, extending identity verification into the age of AI. The framework ensures that agent-initiated transactions are grounded in verified consumer identity.

“Agentic commerce will not scale without trust,” said Kathleen Peters, Chief Innovation Officer at Experian. “What’s required is verifying the agent, the human behind it, and their intent to purchase. This is a natural extension of Experian’s verification role in the ecosystem. We already help define trust in financial transactions; now we’re bringing that same leadership to agentic commerce.”

Experian Agent Trust is being developed within a growing ecosystem of collaborative agentic commerce contributors, including Visa, Cloudflare, and Skyfire, who are leading the development of secure and scalable AI-driven commerce across payments, networks, and digital interactions.

Trust Stack for Agentic Commerce

Within this ecosystem, Experian’s identity capabilities is designed to complement Visa Intelligent Commerce and Trusted Agent Protocol to support a layered framework for trust and secure agentic payments.

Experian Human to Agent Binding connects verified consumers, devices and AI agents, issuing a real time trust token that validates identity, and transaction risk. Trusted Agent Protocol allows merchants to identify and verify AI agents through Visa’s trusted network to help confirm an agent’s legitimacy and authorization to act on behalf of a consumer. Cloudflareenforces this trust layer at the network edge, where it already powers and protects approximately 20% of the world's internet traffic, and operates the next-generation AI stack to build, secure, and scale agents Visa Intelligent Commerce enables secure AI commerce transactions, using network tokenization. Skyfire offers an open, standardized way to package and exchange agent-related information across platforms, enabling interoperability and complementing existing identity and payment systems.

“Visa has spent decades earning trust across global commerce, which matters even more as AI becomes part of how transactions happen,” said Rubail Birwadker, SVP, Head of Growth Products and Partnerships at Visa. “As the ecosystem evolves and approaches like Experian’s human-to-agent identity binding capabilities emerge, Visa Intelligent Commerce and Trusted Agent Protocol are designed to provide the secure foundation for agentic commerce experiences at global scale.”

"The rise of AI agents represents one of the most significant shifts in the history of digital commerce, but it can only succeed if the underlying infrastructure is rooted in trust,” said Stephanie Cohen, Chief Strategy Officer at Cloudflare. “Cloudflare is the best place to build and secure agents. By combining our network footprint with Experian's identity expertise, we're giving any business the tools to participate in agentic commerce with confidence."

“Agentic commerce only works if merchants can confidently understand who they are transacting with, and if agents can pay as reliably as people do,” said Amir Sarhangi, CEO and co-founder of Skyfire. “Through our collaboration with Experian’s Agent Trust ecosystem and our work on the Know Your Agent (KYAPay) protocol, we’re helping enable a seamless, interoperable trust layer that brings together identity and payments to unlock the full potential of autonomous transactions.”

A consumer might ask their AI agent to find the best noise-cancelling headset for an upcoming trip. The agent can evaluate products based on the consumer’s preferences and make a recommendation, for example a Bose headphone, and prepare the transaction for approval. Once the consumer authorizes the purchase, Human to Agent Binding helps confirm that the agent is acting on behalf of a verified individual.

Experian Agent Trust is designed to work with existing payment systems and frameworks, like Trusted Agent Protocol. At the center of the framework is Human-to-Agent Binding, which creates a secure, persistent link between verified individuals, their devices, and the AI agents. This enables a continuous, auditable history between who the user is, and how the agent behaves over time.

Experian issues an Agent Trust Token that validates identity, and transaction fraud risk in real-time. Together with the Experian Agent Registry, the system maintains dynamic trust scoring for AI agents based on behavior and other risk signals.

Built for an Open Ecosystem Experian Agent Trust services are platform-agnostic and built to scale with the evolving agent ecosystem. By establishing a trusted connection between humans and AI agents, Experian is helping define the foundation for secure, scalable agentic commerce. These capabilities extend Experian’s leadership in identity verification and fraud prevention, where its solutions help clients avoid an estimated $15–19 billion in fraud losses annually.

To learn more, visit Experian’s blog: https://www.experian.com/blogs/news/2026/04/30/experian-agent-trust/

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 28 Apr 2026 11:03:00 GMT

COSTA MESA, Calif., April 28, 2026 — Experian® today announced it plans to expand access to trusted financial education by integrating into Snapchat’s AI Sponsored Snaps ad offering. Experian intends to bring AI-powered credit and personal finance information directly into Snapchat conversations that consumers—especially younger adult audiences—use every day.

This integration reflects Experian’s broader strategy of meeting consumers where financial curiosity naturally happens: within everyday conversations on platforms they already rely on. Rather than requiring people to seek out financial information on unfamiliar sites or from unverified sources, Experian is extending its expertise into Snapchat to provide accessible, easy‑to‑understand general financial education, powered by AI, that helps deliver relevant answers to common questions such as ‘how can I increase my credit score?’ or ‘what is the best way to budget?’ directly within the flow of conversation.

“Consumers are increasingly talking about finances in social and digital spaces, and we want to be there as a trusted, credible voice,” said Debbie Hsu, Executive Vice President of Product, Experian Consumer Services. “By using AI to show up in those moments with expert guidance, we’re making financial education more accessible, equitable and empowering.”

Snapchat’s AI Sponsored Snaps ad format is designed to allow users to engage with Experian through an AI-powered conversational experience, asking questions and receiving clear, contextual responses in a natural, back-and-forth dialogue covering common financial topics such as understanding credit, managing expenses, protecting personal information, and navigating everyday financial decisions. The experience is grounded in Experian’s longstanding credit and financial expertise and is designed for learning and awareness while in the app for a seamless experience. The experience provides general information to help people learn and does not provide personalized financial, legal, tax, or credit advice.

"At Snap, we're focused on making advertising feel as natural and helpful as the conversations people are already having on the platform," said Ajit Mohan, Chief Business Officer at Snap Inc. "By combining Experian's trusted financial insights with AI Sponsored Snaps, we can invite consumers into interactive chats about credit and money management in a way that feels intuitive, personal, and in the moment. Together, we're showing how conversational AI can transform the way brands show up for people, making every interaction feel less like an ad and more like a conversation."

With over 110 million monthly active users in the U.S. and more than 950 billion chats sent globally in Q1 2026 alone, Snapchat stands out as one of the most conversation-driven platforms in the world[1]. Experian’s integration reflects a broader shift from destination-based financial tools to AI-enabled, embedded, helpful information delivered within everyday digital interactions.

Expanding Access to Financial Knowledge

The Snapchat integration is part of Experian’s consumer‑first AI strategy to expand financial education beyond its owned properties and into the digital environments where consumers naturally ask questions and exchange information. For younger consumers, having access to information from an established authority helps cut through noise and misinformation often found elsewhere online.

This move builds on Experian’s recent integration with ChatGPT, where consumers can explore auto insurance options through the Experian Marketplace. Together, these AI-powered integrations signal a growing ecosystem approach, bringing Experian’s capabilities into the platforms where decisions increasingly begin.

“Expanding our brand and expertise into platforms like Snapchat supports our mission of Financial Power to All™,” added Hsu. “It is about increasing access to credible financial information that can help people make more confident financial decisions.”

Experian plans to continue exploring how conversational AI and social platforms can support consumers across more moments in their financial lives.

For more information, visit www.experian.com.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

[i] Source: Snap Inc.

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Wed, 22 Apr 2026 10:38:00 GMT

Costa Mesa, Calif., April 22, 2026 — Following the Federal Housing and Finance Agency (FHFA) and the Federal Housing Administration’s (FHA) move to support the expanded use of VantageScore 4.0 in mortgage origination, Experian today reaffirmed its readiness to help lenders, investors and industry stakeholders evaluate and operationalize the shift.

As the industry evaluates this shift, the focus turns to understanding real-world impact across risk, performance and opportunity. Experian is actively supporting this transition with capabilities that enable faster analysis, validation and execution.

“We are encouraged by the announcement today from Secretary Turner and Director Pulte. FHFA and FHA’s direction marks an important step forward for the mortgage ecosystem,” said Michele Bodda, President of Employer Services, Verification Solutions and Housing at Experian. “This moment creates a clear path to demonstrate the real-world performance of VantageScore 4.0 at scale. Experian continues to be ready to help lenders and investors analyze impact, validate strategies and move forward with confidence.”

Through Experian’s Ascend Platform and Mortgage Loan Performance (MLP) dataset, originators can:

Analyze nationwide mortgage performance across consumer, loan and property attributes Compare VantageScore 4.0 with legacy models to assess loss risk, prepayment behavior and credit migration Support investor and regulatory analysis with explainable, production-grade analytics Move from insight to execution by simulating credit strategies and quantifying market opportunity

The FHFA and FHA announcement coincides with the expanded availability of Experian’s Mortgage Loan Performance dataset, which can now be hosted at Experian and delivered through select cloud-based platforms with support for AI-enabled natural language querying.

With these capabilities in place, Experian is helping the industry evaluate, adapt and move forward as adoption discussions evolve.

For more information, visit https://www.experian.com/mortgage/.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Wed, 22 Apr 2026 07:06:00 GMT

Costa Mesa, Calif., April 22, 2026— For the third year in a row, Experian®has been recognized by the National Association of State Workforce Agencies (NASWA), receiving the Outstanding Performance Award. The honor reflects Experian’s continued commitment to combating fraud while promoting unemployment insurance (UI) program integrity through its use of State Information Data Exchange System (SIDES). The award was presented at NASWA’s annual UI SIDES Seminar in Denver, Colorado.

“Helping employers navigate complexities of unemployment insurance while strengthening fraud prevention remains a focus for Experian,” said Steve Solovic, senior vice president of operations for Experian Employer Services. “Being recognized by NASWA for a third consecutive year highlights our commitment to delivering solutions that improve efficiency, decision making and compliance for both employers and state agencies.”

SIDES is a web-based platform and a key part of Experian’s comprehensive unemployment management solution, designed to assist employers in reducing administrative burden, mitigate fraud risk and better manage unemployment claims.

Every year, the UI SIDES Seminar brings together hundreds of state workforce representatives, employers and third-party administrators to explore and discuss emerging trends and challenges in unemployment insurance with industry leaders. During this year’s event, Solovic moderated multiple panel discussions, including a state of the states plenary session and Protecting the Path: Fraud Detection with SIDES.

Additional sessions featured insights from Michael Orton, managing director of payroll tax consulting at Experian Employer Services, and Rebecca Mills, senior director of tax operations at Experian Employer Services, who both presented on the Top 10 Employer Tax Issues, as well as Tonya VanKnowe, senior director of unemployment management at Experian Employer Services, who led the session on Elevating the UI Experience.

Experian Employer Services delivers a more seamless and effective experience for employers and their employees. The business provides critical solutions relied upon by HR, payroll and tax professionals, including:

· Tax Credits

· I-9 Management

· Tax Withholding

· Compliance Library

· Pay Statements

· Verification Fulfillment

· Tax Statements

· ACA Reporting

· Unemployment Management

To learn more about Experian Employer Services business, visithttps://www.experian.com/employer-services/.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Wed, 22 Apr 2026 08:13:00 GMT

London, April 22, 2026: Experian today announces the go-live of ‘Transaction Forensics’, a pioneering AI-powered fraud and anti-money laundering solution designed to help financial services detect and prevent increasingly sophisticated fraud and financial crime in real time.

Combining Resistant AI’s advanced behavioural and transaction analytics and Experian’s leading proprietary consumer and commercial data assets, Transaction Forensics uses more than 80 AI models to deliver an all-encompassing, granular view of fraud risk across bank-to-bank payments.

The challenge in identifying AI-fraud attacks

As criminals continue to use AI to launch fraud attacks at a scale and speed which traditional fraud systems cannot match, financial services are under increasing pressure to improve detection rates, while minimising friction for genuine customers and operational costs.

In this current environment, businesses face three substantial issues:

● The detection gap: Increasingly complex attacks including sophisticated mule networks and AI-generated social engineering are avoiding detection.

● Increased friction: Attempts to tighten security often results in false positives, frustrating genuine customers and driving up operational costs as teams manually review thousands of harmless transactions.

● Regulation: FCA guidance recommends that businesses deploying AI should ensure its use is explainable in the detection of fraud and financial crime risk, which in addition supports meeting Consumer Duty outcomes for customers.

Transaction Forensics and proven business impact

Transaction Forensics is the first solution to market that uniquely combines the most comprehensive identity data available in the UK with real-time transaction and behavioural analytics, enabling organisations to understand the true intent behind every transaction as it happens. By enriching transaction signals with Experian insights across credit, identity, fraud and anti-money laundering, alongside historical behavioural data, the solution directly addresses the growing challenge of financial crime and allows organisations to assess risk with precision at the transaction, customer or company level.

Now available to UK businesses, Transaction Forensics supports Faster Payments, BACS and CHAPS, enabling businesses to identify and investigate complex fraud attacks at scale including authorised push payment (APP) fraud, money mule activity and money laundering.

Pilot testing has demonstrated significant performance improvements, including a 200% increase in APP fraud detection, an 80% reduction in false positives, and a 50% reduction in total alert volumes, allowing investigation teams to focus on genuine threats.

Paul Weathersby, Chief Product Officer, Experian UK&I, said: “Transaction Forensics marks a major step forward in fraud and financial crime prevention, one which is only possible thanks to our leading innovation and trusted, high-quality data.

“Financial services are facing a significant challenge in identifying and stopping fraud and financial crime attacks, which are increasingly enabled by AI and at a scale not seen before. Transaction Forensics harnesses the power of AI to help businesses meet that challenge head on.”

Martin Rehak, Chief Executive Officer at Resistant AI, said: “The use of AI in fraud and financial crime prevention is no longer optional but essential.

“By combining Resistant AI’s advanced models with Experian’s leading datasets, we are enabling financial institutions not just to address current attacks including APP fraud and money laundering but any new threats which will undoubtedly emerge in the years ahead.”

Transaction Forensics is designed to complement existing transaction monitoring systems rather than replace them. It can be deployed as an additional analytical layer within existing fraud prevention systems or applied selectively to high-risk transactions.

In July 2025, Experian announced it had made a strategic investment in Resistant AI, a leading provider of financial crime prevention and detection. Transaction Forensics is the first solution developed between the two to be brought to market, with other products due to launch across 2026.

Ends

To find out more Transaction Forensics visit:https://www.experian.co.uk/business/regulation-and-fraud/fraud-prevention/transaction-forensics

Media contact:

Robert Goodman, PR Manager, Corporate & Business, UK&I, Experian

Tel: +44 7989 398 498 / Email: Robert.Goodman@Experian.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About Resistant AI

Resistant AI builds software that uses AI to detect fraud. We use machine learning to detect fraud within documents and transaction data. Both our products, Resistant Documents and Resistant Transactions, integrate directly into existing monitoring systems.

Resistant AI does away with the traditional, rules-based approach to fraud detection, instead using an adaptive, AI-powered approach. This has proven effective against a wide range of threats, including authorized push payment (APP) fraud and AI generated documents, ensuring financial institutions stay ahead of evolving threats while maintaining compliance. Resistant AI was founded in 2019 by nine security professionals, fresh from an acquisition of their first startup by Cisco.

Currently, the company is headquartered in the United States, with offices in San Antonio, TX, London, UK, and Prague, Czech Republic.

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Mon, 20 Apr 2026 06:47:00 GMT

Costa Mesa, Calif., April 20, 2026 — Experian, a global data and technology company, today announced a joint effort with TazWorks, a leading technology platform for background screening companies powered by MeridianLink, Inc. As part of the collaboration, Experian will integrate its Experian Verify™ instant employment verification solution into the TazWorks platform. The integration helps accelerate hiring timelines, reduce manual verification efforts and improve confidence in employment data.

The effort builds on Experian’s broader collaboration with MeridianLink, where Experian Verify is already integrated into Mortgage Credit Link (MCL), extending consistent verification capabilities across both mortgage and employment use cases.

“As employers and screening providers work to improve efficiency while maintaining confidence in their data, access to trusted, real-time verification insights is increasingly important,” said John Tsefrikas, senior vice president and general manager for Experian Verification Solutions. “By integrating Experian Verify into TazWorks, we’re strengthening our position in employment screening and helping clients access trusted data more seamlessly within their existing workflows.”

Experian Verify is powered by one of the industry’s largest instant employer payroll networks, with millions of unique and accurate employer payroll records. This helps enable screening providers to access timely, high-quality employment insights to support decision making and risk mitigation.

“TazWorks is focused on equipping screening providers with the tools and integrations they need to operate efficiently at scale,” said Jake Shapiro, director of product at TazWorks. “Integrating Experian Verify into our platform brings high-quality employment screening functionality directly into our consumer reporting agencies’ workflows, helping them streamline processes and make more confident decisions.”

Experian brings deep experience in employment verification, with a long track record of supporting lenders in streamlining processes, managing costs and improving the consumer experience. Expanding these capabilities into employment screening reinforces Experian’s role delivering trusted verification solutions across essential business processes.

Experian will showcase its employment screening capabilities as a Platinum Sponsor at the TazWorks LIVE! Conference in May, where attendees can learn more about the integration and broader verification solutions.

For more information, visit https://www.experian.com/business/products/experian-verify.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Thu, 16 Apr 2026 07:39:00 GMT

Costa Mesa, Calif., April 16, 2026 — Experian has been named a 2026 CIO 100 Award winner by Foundry’s CIO for its enterprise workplace transformation, which integrates artificial intelligence and modern digital tools to improve productivity and decision-making across its global workforce.

For more than 40 years, the CIO 100 Awards have honored companies that drive business value through technology leadership.

“The organizations we’re recognizing this year are not simply maintaining operations, they are actively shaping business outcomes,” said Richard Smith, head of event content for the CIO 100 Awards and Conference. “Artificial intelligence, data, security and cloud capabilities now converge under a single leadership vision. This year’s winners reflect what is possible when those elements are fully aligned.”

Powering an AI-Enabled Workforce

A central component of the initiative is Experian’s focus on trusted, well-governed data, reinforced by strong guardrails to ensure AI and analytics deliver secure, reliable insights. Experian uses AI responsibly, with human oversight where appropriate, and takes no shortcuts when it comes to governance, privacy and security. The company has expanded its use of enterprise-grade AI tools, enabling employees to automate tasks and work more efficiently.

“Receiving the CIO 100 Award highlights how Experian is bringing together artificial intelligence, a modern digital workplace and trusted data to drive innovation across our global workforce,” said Alex Lintner, CEO of Technology and Software Solutions at Experian. “By equipping employees with these capabilities, we’re improving productivity, accelerating decisions and delivering better outcomes for our customers while advancing as a data- and AI-driven organization. This progress reflects the strong execution of our digital workplace team in delivering a modern, AI-enabled employee experience.”

From Transformation to Tangible Results

Led by the digital workplace team, the transformation is delivering measurable results across the organization. More than 17,000 employees now use AI-powered tools, generating over one million interactions each month. Onboarding readiness exceeds 90%, while employee satisfaction scores average 4.5 or higher. First-call resolution rates have improved to approximately 85%.

These gains are supported by a global operating model and are expected to deliver significant cost savings over three years. The initiative builds on Experian’s broader technology strategy, including a cloud-first transformation with Amazon Web Services (AWS) that has improved scalability and accelerated AI innovation.

Scaling Innovation Across a Global Enterprise

Experian also continues to expand its AI capabilities through the Experian Ascend Platform™, which supports customer decisioning with machine learning and real-time data insights. The platform is used by more than 1,400 users globally, processing millions of credit reports daily and billions of transactions each year. In addition to the evolution of EVA, Experian Virtual Assistant™ that expands personalized, conversational financial guidance to millions of consumers.

Experian executives and others from winning organizations were recognized at the CIO 100 Awards and Conference.

About Experian Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain insights into the automotive market using our data, analytics and software. We also assist millions of people in achieving their financial goals and help them save time and money.

We operate across financial services, healthcare, automotive, agrifinance, insurance, and other industries.

A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

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Mon, 13 Apr 2026 12:39:00 GMT

London, April 9th 2026 – Experian, in partnership with the National Literacy Trust, is launching The Library of No Returns – a fairytale-inspired pop-up designed to spark excitement around reading, remove barriers to books, and highlight the powerful link between childhood literacy and future financial health.

Supported by Britain’s Got Talent star and children’s author, Alesha Dixon, the Library of No Returns brings to life a simple idea - reading stories earlier in life can help better your story later in life – and follows new insights which reveals the extent poor literacy levels blight communities across the country.

New analysis by Experian of millions of Britons’ credit profiles, alongside data on every UK constituency’s vulnerability to low literacy1 reveals a strong correlation between the two, suggesting financial capability is closely linked to reading and comprehension skills. In constituencies with the highest vulnerability to low literacy, average credit scores are between 6% and 12% below the national average of 850.

The findings are reinforced by National Literacy Trust research showing that children with strong reading skills are four times more likely to have good financial skills than children with poor literacy (35.6% vs 8.8%).2 Conversely, children in the bottom quartile of reading ability are more than six times more likely to fall into the bottom quartile of financial capability.

Alesha Dixon, Campaign Ambassador, said: “Reading and writing opened doors for me long before I understood money or credit scores. I had to teach myself those skills later in life.

“If we can help children fall in love with books now, we’re not just inspiring imagination - we’re helping build the confidence and skills that shape their financial futures. That’s why I’m proud to support The Library of No Returns with Experian and the National Literacy Trust.”

The Library of No Returns pop-up will transform Pelsall Community Centre in Walsall into an immersive storytelling environment where families can browse a curated selection of books, enjoy live readings and take a book home to keep. Alesha Dixon will host storytelling sessions for children on the day, alongside authors Steve Antony and Monika Singh Gangotra.

Throughout the day, Experian experts will also be on hand to offer parents and carers informal guidance to help build financial confidence, with tea and coffee available to create a welcoming space for conversation.

John Webb, Head of Consumer Affairs at Experian UK&I, said: “People often think of literacy and financial wellbeing as separate issues, but they are closely connected. If children are

supported to build strong reading skills early on, they are better placed to understand the world around them, make informed decisions and feel confident managing money later in life.

“At Experian, we’re committed to helping people build their financial confidence so that they’re better equipped to make smart money moves. That starts with understanding what shapes financial confidence in the first place. Through our partnership with the National Literacy Trust, we want to help more children access books, enjoy reading and build foundations that can open up better opportunities in the future.”

The campaign comes at a time when access to books and enjoyment of reading are under pressure. One in 10 children aged 5 to 18 do not have a book of their own at home3, rising to one in six in the most disadvantaged communities. Just 33% of children aged 8 to 18 say they enjoy reading in their free time4 – the lowest level since 2005.

Library of No Returns forms part of a wider campaign that will see more than 5,000 books distributed to communities with lower literacy levels, with further book drops planned in Stoke, Merthyr Tydfil and Nottingham following the Walsall launch.

A supporting donation drive will also run through The Big Give, with Experian matching donations to raise further funds for the National Literacy Trust’s work in communities that need it most. A group of influencers relevant to millennial parents will support the campaign by attending the event and helping raise awareness of the wider issue of low literacy and its impact on children’s futures.

Jason Vit, National Literacy Trust, said: “Experian’s literacy vulnerability score has been pivotal in helping the National Literacy Trust target the areas in which we focus our place-based approach, supporting children and families who are facing the biggest literacy challenges.

“Together, we’ve been able to empower millions of children with the literacy skills they need to thrive, including getting books to children and young people who may not have any at home. Today’s activity in Walsall is a fantastic example of how we work with the local community to engage families with reading for pleasure, which supports a child’s literacy skills and can benefit their confidence, wellbeing, academic attainment, and even their financial literacy later in life.”

ENDS

Lowest ranking constituencies in the UK by literacy score vs average credit score

Rank Local constituency Literacy vulnerability score (1=highest literacy vulnerability, 10= lowest literacy vulnerability) Credit score % lower than national average credit score (850)

1 Blaenau Gwent 1.43 775 - 9%

2 Sandwell 1.46 796 - 6%

3 Merthyr Tydfil 1.64 793 - 7%

4 Leicester 1.76 800 - 6%

5 Blackpool 1.81 750 - 12%

6 Sunderland 1.84 787 - 7%

7 South Tyneside 1.89 796 - 6%

8 Wolverhampton 1.90 787 - 7%

9 Stoke-on-Trent 1.97 787 - 7%

10 Walsall 2.10 800 - 6%

1 Vulnerability to poor literacy is calculated by looking at a range of factors including levels of education, income and unemployment. These factors are then calculated by establishing a literacy need score ranked on a scale of 1 to 10. 1 = highest literacy need and 10= lowest literacy need. The national average is 5.

The 10 lowest scores in the country by constituency range from 1.43 to 2.10. Credit score data is based on Experian average credit score data from areas across the UK, January 2026. The data has been correlated with literacy score data by ward across the same regions. Further information on average credit score per area can be found on the Experian website https://www.experian.co.uk/consumer/credit-score-map-uk/

2 Reading and financial capability: exploring the relationships (2019)

3 Children and young people's book ownership in 2025

4 Children and young people's reading in 2025

Media contacts

Experian Alex Saker, Head of Consumer PR & Content, UK&I Tel: +44 7977 175318 Email: alex.saker@experian.com

Mischief PR Email: experian@mischiefpr.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

We invest in talented people and new advanced technologies to unlock the power of data and innovate. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland.

About National Literacy Trust

The National Literacy Trust is an independent charity that empowers children, young people and adults with the literacy skills they need to succeed. Reading, writing, speaking and listening skills give you the tools to get the most out of life, and the power to shape your future. For over 30 years the National Literacy Trust has continued to support schools, families and communities on a local and national level to help people change their stories. www.literacytrust.org.uk

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Thu, 09 Apr 2026 11:55:00 GMT

Costa Mesa, Calif., April 9, 2026 — Experian® is bringing fresh energy to Financial Literacy Month this April by teaming up with journalist and on-air personality Taylor Rooks for a new campaign that reconnects the brand to its core purpose: empowering people to understand and take control of their credit. Through the collaboration, Rooks will share her personal financial journey—including how she manages her credit and overall financial health—to help inspire and educate consumers looking to take greater control of their finances.

As a trusted leader in consumer financial products, Experian is committed to being on the side of consumers during Financial Literacy Month and throughout the year by providing free, practical, and easy-to-understand resources that help people improve their financial health.

As part of the partnership, Experian will donate $50,000 to the Taylor Rooks Foundation, which supports underserved communities by expanding access to education, health, and opportunity. Grounded in a mission to remove barriers tied to background, income, or zip code for Black and Brown individuals and families, the foundation helps ensure access to critical resources and support where gaps exist. This commitment aligns with Experian’s mission to deliver Financial Power To All™ and its belief that financial knowledge and opportunity should be accessible to everyone.

“Partnering with Experian felt natural because I’ve always believed that financial knowledge is one of the most powerful tools a person can have,” said Taylor Rooks. “Sharing my own financial story is a way to show people, especially young and diverse audiences, that managing credit and building financial confidence is possible with the right support.”

The partnership reinforces Experian’s commitment to being consumers’ BFF, Big Financial Friend™, by providing tools, education, and encouragement that help people make informed financial decisions. It also supports Experian’s brand strategy of using sports, culture, and influential voices to reach and empower diverse communities.

“We chose to partner with Taylor because she embodies authenticity and relatability, which is really beneficial when trying to engage consumers about an intimidating topic like finances,” said Steve Hartmann, Vice President of Marketing at Experian Consumer Services. “Her platform in sports and media allows us to connect with broader and more diverse audiences in meaningful ways as well. By speaking about her personal experiences, she helps bring our mission to life showing that Experian can be there for everyone at any stage along their financial journey.”

Consumers can follow the campaign by viewing the new videos across Experian’s YouTube, Instagram, Facebook, X and TikTok channels. This campaign will also run across paid activations on TikTok, Snapchat, Meta, YouTube and most streaming platforms. The first commercial can be viewed here. In celebration of Financial Literacy Month, Rooks also launched a 30‑day series of daily financial tips designed to educate and inspire. Her voice, insight, and passion for empowering others make her an ideal partner to help bring this initiative to life across Experian’s organic social platforms.

To learn more, visit www.experian.com or download the app.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market using our unique combination of data, analytics, and software. We also assist millions of people in realizing their financial goals and help them save time and money.

We operate across a range of markets, including financial services, healthcare, automotive, agrifinance, insurance, and many other industry segments.

We invest in talented people and advanced technologies to unlock the power of data and drive innovation. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland.

Learn more at experianplc.com.

Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.

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Thu, 09 Apr 2026 06:32:00 GMT

Costa Mesa, Calif., April 9, 2026 –Experian has been recognized as one of the top vendors in retail banking analytics in Chartis Research’s inaugural Retail Banking Analytics50 2025. The report highlights leading companies that help financial institutions leverage analytics to inform strategy, modeling and go-to-market decisions. Experian also received awards for Best Overall Strategy and Retail Analytics Governance Framework.

‘Experian continues to set a benchmark in retail banking analytics,’ said Anish Shah, Research Director at Chartis Research. ‘Its cloud-native, AI-powered platform delivers fast, transparent and accurate risk decisioning – as reflected in its top 3 placing in Chartis’ Retail Banking Analytics50 2025 ranking.’

Experian’s foundational AI-driven solution, Experian Ascend Platform™ integrates advanced analytics, trusted data and decisioning capabilities. The platform allows clients to seamlessly navigate between data exploration, model deployment and monitoring, and model governance to enable more robust and compliant analytics.

“For more than 15 years, our AI-powered solutions have enabled financial institutions around the world to transform data into actionable insights, applying advanced analytics and modeling to drive smarter decisions and bring consumer-centric offerings to market,” said Vijay Mehta, EVP, Global Solutions and Analytics at Experian. “This recognition underscores our continued innovation in helping customers streamline decision-making, strengthen fraud prevention, and maintain compliance with evolving data privacy regulations.”

To learn more about the Chartis Retail Banking Analytics50 2025 ranking and award winners, visit: https://www.chartis-research.com/analytics/7947428/retail-banking-analytics50-2025#.

About Chartis

Chartis Research is the leading provider of research and analysis on the global market for risk technology. Our goal is to support companies as they drive business performance through improved risk management, corporate governance and compliance, and to help clients make informed technology and business decisions by providing in-depth analysis and advice on virtually all aspects of risk technology. For more information, visit www.chartis-research.com.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Wed, 08 Apr 2026 10:49:00 GMT

London, UK, 8 April 2026 – Experian, the global data and technology company, has today announced the expansion of its verification capabilities in the UK with the addition of Konfir.

Verification remains a challenge for many consumers during key life events. When confirming income or employment, or applying for finance, people are still required to complete checks that rely on slow, manual steps. These processes cause delays and disrupt the seamless digital experiences customers now expect.

Konfir delivers digital verification by combining Open Banking, Payroll and Tax data to give employers, landlords and lenders clear insight into income and up to six years of employment history.

Available in the financial services, tenant and employment markets, the integration further reinforces Experian’s current capability, enabling quicker checks, stronger fraud controls and more efficient operations for clients.

The addition of Konfir also supports Experian’s permissions-based data strategy and brings in a team with deep experience, who are already delivering these services at scale to over 6,000 businesses in the UK.

Malin Holmberg, CEO of Experian UK&I, said: “This is a significant moment for our business as it strengthens the next phase of our digital verification strategy.

"Having worked together since 2023, Konfir strengthens our existing income and employment verification capability, supporting simpler, faster and more seamless customer experiences. It also boosts our ability to innovate at pace, helping us deliver improvements sooner. We’re delighted to welcome the team and the expertise they will add to our business.”

Chris Milligan, CEOof Konfir, commented: “Our mission is simple: help people to progress through life’s key events more seamlessly and securely by improving how verification works. Over the past few years, we’ve been laser focused on this, scaling the Konfir platform across multiple industries and helping hundreds of thousands of people to change jobs, move homes, and access the financial products they need.

By joining Experian, we can accelerate that mission. With access to new capabilities, datasets, and global reach, we’re excited to scale our impact, advance our international capabilities for clients, and move closer to becoming the leading infrastructure for verifications.”

Ends

Media contact

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email: vicki.cook@experian.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About Konfir

Konfir is certified against the UK Digital Identity & Attributes Trust Framework for the provision of verified employment and income data. By securely automating the administration of completing verifications, we are accelerating all areas of the modern economy from those switching jobs, to renting property, or obtaining credit.

Our focus is on protecting consumers by ensuring legal, transparent, and secure access to their employment and income records.

We help consumers get approvals faster while maintaining control over their data and are trusted by thousands of organisations to handle their affordability and verification processes.

Learn more at www.konfir.com

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Tue, 07 Apr 2026 06:58:00 GMT

Costa Mesa, Calif. — April 7, 2026 — Experian®, a global data and technology company, today announced the launch of Experian Express, marking the first time a credit bureau has offered a self‑service platform that enables community banks, credit unions and other small‑volume lenders to digitally credential, onboard and access consumer credit reports through a fully online process.

Designed for U.S. lenders with lower-volume credit report access needs, Experian Express streamlines their access to high-quality credit data. The new platform provides small financial institutions with real-time credentialing through a guided online application process that allows clients to access Experian consumer credit data for lending workflows more quickly and efficiently.

“Small lenders play a vital role in expanding consumer access to credit,” said Molly Poppie, Chief Product and Analytics Officer for Experian. “Driven by our commitment to financial inclusion, Experian Express brings digital onboarding to a traditionally manual process, giving lenders a faster, more efficient way to obtain the credit insights they need to confidently extend credit and support consumers across the communities they serve.”

Experian Express offers two subscription plans built for common credit workflows. It uses VantageScore® 4.0[1], which combines trended credit data with machine learning and offers a more dynamic view of consumer credit behavior across 24 months. Depending on the plan, clients can also mitigate risk with built-in Experian fraud prevention tools such as Fraud Shield™ or PreciseID®.

Experian Express is available now. To learn more, please visit: www.experian.com/express.

About Experian

We operate across a range of markets, including financial services, healthcare, automotive, agrifinance, insurance, and many other industry segments.

Learn more at experianplc.com.

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates. Other product and company names are the property of their respective owners.

[1] VantageScore is a registered trademark of VantageScore Solutions, LLC.

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Tue, 07 Apr 2026 09:19:00 GMT

London, April 7th, 2026: Experian, the global data and technology company, today announced that LV=, the investment, protection and retirement specialist, has become the latest financial services organisation to join Support Hub, helping members and customers share their support and access needs more easily.

Support Hub is a free‑to‑use service that enables people to share important support requirements with multiple businesses, such as preferred communication methods, extra time for appointments, or assistance during key interactions in a simple, accessible and standardised way.

The platform also allows individuals to share information about life events that may impact how they manage essential services, including long‑term health conditions, bereavement, relationship changes or financial difficulties.

Experian research has previously shown that nearly three‑quarters of disabled people (73%) delayed contacting an essential service provider because the process felt daunting, often leading to poor outcomes and unmet support needs.

Paul Lamont, Support Hub Director, Experian UK&I, said: “We’re thrilled to partner with LV=, particularly given its mutual ethos and the important role it plays in helpingpeople live financially confident lives.

“Support needs don’t stop at banking, they’re often most critical when people are making complex, long-term financial decisions. By joining Support Hub, LV= is helping to ensure people can disclose once and receive personalised support across more of their financial journey.”

Chloe Stuttard, Chief Customer Officer at LV=, said: “As a mutual and one of the UK’s leading life and pensions providers, our members are at the heart of every decision we make. We’re always looking for ways to enhance their experience with us, and partnering with Experian allows us to do exactly that.

“Support Hub gives our members and customers a simple way to tell us what support or adjustments they need, helping us communicate with them more easily. The new service will help us go even further in offering an experience that truly works for them, ensuring we can provide the right help at the right time.”

More than three years in development, Support Hub launched in September 2023 with some of the UK’s largest companies, including HSBC UK, Nationwide Building Society, Tesco Bank, consumer credit provider NewDay, Co-operative Bank and Ovo. Other organisations to have joined the service include Lloyds Banking Group (LBG) and Monzo.

Ends

Media contact:

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email: vicki.cook@experian.com

Notes

For more information about Support Hub, including signing-up visit:https://experian.co.uk/supporthub/

About Support Hub

Support Hub is a “tell it once” service that allows people to share their support needs with multiple businesses in a simple, standardised way. All information submitted is consumer-consented, meaning users are fully in control about the information they submit and how it is used. Support Hub does not ask for, or share, medical conditions or vulnerabilities, just the action consumers want firms to take The user can login to their account at any time to add, change or revoke their support needs and organisations they are sharing with. Support Hub is initially launching with domains related to sight, hearing, mental health or dementia, with new domains added in the near future. Support Hub is an Experian service but is entirely separate from our credit bureau and other Experian services. Any information provided to Support Hub will have no impact on a person’s credit scores or their ability to apply for credit. Organisations and business using Support Hub will not be able to inform or take any lending decision based on the information provided. Nor will they be able to use the information for marketing purposes.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

About LV=:

LV= is one of the UK’s leading life and pensions mutual insurers, serving over one million members and customers. As an investment, protection and retirement specialist, LV= offers a range of products and services to help members and customers protect their income while they’re working and maximise it when they stop.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited (LVFS) and LV= and LV= Liverpool Victoria are trading styles of the LV= Group of Companies. Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 110035. Registered address: County Gates, Bournemouth, BH1 2NF.

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Mon, 06 Apr 2026 07:01:00 GMT

COSTA MESA, Calif., April 6, 2026 — As consumers map out spring projects, major purchases, or travel plans, many are searching for financing options but hesitate to apply worried that a loan denial could damage their credit. Experian is addressing that stress head ‑on with the launch of No Ding Decline™[i] for personal loans, a feature that lets shoppers apply for select offers from top lenders in the Experian Marketplace without triggering a hard credit inquiry if they are not initially approved.

Avoid anxiety behind loan shopping

No Ding Decline removes one of the biggest pain points in personal loan shopping: the fear that trying could hurt your credit. Consumers can explore and apply for select personal loan offers with confidence, knowing that just applying won’t result in a hard inquiry to their credit report.

Experian is the only marketplace where consumers can browse and apply for designated No Ding Decline™ personal loans without the risk of harming their FICO® Score[ii] if they’re not initially approved. Consumers can also shop for No Ding Decline credit card offers in the Experian Marketplace.

“Personal loans can be a valuable tool for financial flexibility, and No Ding Decline lets consumers shop with confidence,” said Rakesh Patel, Executive Vice President of Experian Marketplace at Experian Consumer Services. “This latest expansion reflects Experian’s commitment to continually innovating and meeting consumers where they are so we can be a true financial copilot throughout their lives.”

For many consumers, a hard inquiry from a declined application can feel risky, confusing, and discouraging, especially in a tight economic climate. No Ding Decline helps remove that concern, making it easier for consumers to explore their options with confidence. It’s timely as interest in personal loans continues to rise. According to recent Experian data, personal loan usage increased 16% in 2025, and 38% of U.S. consumers with a credit file now have at least one personal loan.

Advancing the Experian Marketplace

Experian’s Consumer First AI strategy leverages advanced artificial intelligence to help people find the right financial options with greater confidence. By aligning Marketplace offers more closely with lender criteria, Experian increases the chances of approval and reduces guesswork during the application process. Using its data and AI powered matching, Experian delivers more personalized recommendations, helping consumers discover loan options that fit their needs and that they are more likely to qualify for. For lenders, this means more relevant applications and greater efficiency.

Experian’s continued innovation including the expansion of No Ding Decline to personal loans and recent launch of the Insurance Marketplace app in ChatGPT are examples of how the company is delivering the best financial shopping resource for consumers.

Whether it helps consumers get access to credit, save money or better manage their finances, Experian is their BFF, Big Financial Friend, always by consumers’ side.

To explore personal loan offers, visit http://www.experian.com or download the Experian app.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

[i] Applying for loans labeled No Ding Decline™ won't hurt your credit scores if you aren’t initially approved. Initial approval and/or acceptance of this loan may result in a hard inquiry, even if you’re unable to pass final verifications, which may impact your credit scores.

[ii] Results will vary.Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states.Marketplace Licenses and Disclosures

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Wed, 01 Apr 2026 07:27:00 GMT

Costa Mesa, Calif., April 1, 2026 – Rising 22 spots, Fortune has named Experian North America to its 100 Best Companies to Work For® list. Ranked 38 on the 2026 list, this is the seventh consecutive year Experian has been recognized for its inclusive workplace culture that inspires innovation and collaboration.

“Being named to Fortune’s 100 Best Companies to Work For - our highest ranking ever - is a powerful validation of the people-first culture our teams create every day,” said Jeff Softley, chief executive officer of Experian North America. “This recognition is especially meaningful because it’s driven by employee feedback and reflects an environment where people feel respected, trusted, and able to do work that truly matters.”

Fortune’s 100 Best Companies to Work For list is based on the results of the Great Place to Work survey: 94% of employees agree they feel welcome when they join Experian, 93% of colleagues say Experian's flexible ways of working enable them to work productively and 91% are proud to tell others they work for Experian.

Experian’s culture combines innovation with purpose. From employee hackathons that spark financially inclusive products and services, to the award-winning use of AI to accelerate career growth and leadership development, Experian empowers employees to develop solutions that help people clients and consumers thrive. The strong communities of employee resource groups deepen a sense of belonging and shared purpose.

For this year’s 100 Best list, Great Place to Work® surveyed more than 1.3 million employees and gathered data from companies representing more than 7.3 million employees. The survey enabled employees to share confidential feedback about their organization’s culture by responding to 60 statements that – when put together – describe a great employee experience, defined by high levels of trust, respect and credibility.

Experian has also been honored with the 2026 BIG Innovation Award for groundbreaking generative AI-powered tool, Experian Assistant, Top Score in the 2026 Equality 100, Best Place to Work for Disability Inclusion, and as one of the 25 World’s Best Workplaces™ 2025. Learn more in the Experian 2025 Power of YOU Reports:English | Portuguese | Spanish

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 31 Mar 2026 06:36:00 GMT

Costa Mesa, Calif., March 31, 2026 — Experian®, a global data and technology company, today announced that it has enhanced its Experian ConnectSM API platform to offer VantageScore® 4.0[1] for use in rental screening. This addition will enable consumers, property managers, landlords, and rental screening providers to leverage a more modern credit scoring model when evaluating prospective renters. Zillow is among the platforms now leveraging VantageScore 4.0 through Experian’s Connect API platform to support rental screening.

The enhancement follows the Federal Housing Finance Agency’s (FHFA) recent approval of VantageScore 4.0 for use in mortgage decisions, a move aimed at modernizing mortgage credit evaluation and increasing access to homeownership. Making the same scoring model available in rental screening helps create greater consistency across the housing journey.

The Experian Connect API platform provides secure, scalable access to differentiated credit data and analytics that rental screening providers, landlords and property managers can use to help identify qualified applicants. With VantageScore 4.0, clients can now incorporate a score that uses trended credit data, rental payment history, and alternative data to better reflect consumers’ financial behaviors.

“Modernizing credit decisioning is critical to expanding access across the housing ecosystem,” said Michele Bodda, President of Verification Solutions, Employer Services and Housing at Experian. “By enabling access to VantageScore 4.0 through our Connect API platform, we are helping ensure that the tools used to evaluate renters today more closely align with those used to evaluate future homeowners. Combined with our leadership in rent reporting, this helps more consumers demonstrate creditworthiness and progress along their housing journey.”

Key benefits of VantageScore 4.0 via Experian Connect API

VantageScore 4.0 is the first tri‑bureau scoring model to combine trended credit data with machine learning, offering a more dynamic view of consumer credit behavior across 24 months. The model also scores roughly 33 million consumers who may have been unscoreable under older scoring models. The key benefits of VantageScore 4.0 include:

Greater accuracy through trended credit data and expanded predictive attributes More inclusive scoring, particularly for renters and consumers with thin credit files Alignment with mortgage standards as lenders adopt VantageScore 4.0 following FHFA modernization Easy integration, with no changes required to existing API workflows

“A renter’s financial story is more than a single snapshot,” said Michael Sherman, senior vice president of Zillow Rentals. “VantageScore 4.0 helps housing providers better understand applicants and gives renters the opportunity to have more of their financial history considered in the application process — helping ensure they are evaluated with the most complete picture currently possible.”

Experian’s analysis shows that more than 83% of consumers see a credit score increase when positive rental payments are added, with an average boost of more than 24 points. Additionally, 15.2% of previously unscoreable consumers become scoreable, and one‑third move into a higher credit score band. As the first credit bureau to incorporate positive rental payment data in credit reports, Experian enables renters to build credit through Experian® RentBureau® and Experian Boost®[2]. These innovations, combined with access to VantageScore 4.0 through Experian Connect API platform, advance a more inclusive and modern credit ecosystem for renters nationwide.

To learn more about Experian Connect API, please visit https://www.experian.com/connect/api/.

About Experian

We operate across a range of markets, including financial services, healthcare, automotive, agrifinance, insurance, and many other industry segments.

Learn more at experianplc.com.

Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.

[1] VantageScore is a registered trademark of VantageScore Solutions, LLC.

[2] Results will vary. Not all payments are Boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.

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Tue, 24 Mar 2026 07:23:00 GMT

Costa Mesa, Calif., March 24,, 2026 — Experian Health today released its annual 2026 State of Patient Access Survey, revealing that while operational efficiencies and digital tools are driving measurable improvement, persistent staffing shortages and growing financial strain continue to impede patient access and overall experience. Nearly half of providers (46%) believe patient access is better than last year (up from 36% in 2025), while only 18 percent of patients believe it’s better (up from 16% in 2025).

Access to care challenges

Authorizations, insurance verification and the cost of care are the top roadblocks to patient access:

36% of patients have had difficulty with authorizations for a procedure 28% of patients experienced care delays due to insurance verification issues 73% of providers say patients at least occasionally delay or forfeit care if they can not get an estimate 36% of providers say regulatory changes create access obstacles for patients

Staffing shortages remain a major barrier

Though technology is helping to improve operations, healthcare organizations continue to struggle with workforce capacity and training deficits, which directly affect patients’ ability to receive care:

64% of providers say staffing shortages reduce patient access (up from 57% in 2025) 39% of providers report that insufficient staff training negatively impacts access Access to practitioners remains the top patient-reported challenge (27%), consistent for the fourth year

“Technology is helping close operational gaps in patient access, but the industry still must address financial and staffing pressures to truly streamline the patient journey," said Mindy Fortson, Chief Client Officer at Experian Health. "With growing opportunities for AI to ease front-office workloads and reduce claims denials, there’s reason for optimism about overcoming some of these challenges.”

Financial strain is worsening for patients

Adding to the mix, rising healthcare costs are creating significant friction for consumers and affecting providers’ ability to support patients:

63% of patients say they would feel more confident if offered tailored payment plans 57% of providers say patients occasionally struggle to pay while 36% say patients often struggle to pay 32% of patients say paying for healthcare has worsened since last year

Among patients who say paying for healthcare has improved (14%) or stayed the same (54%) over the last 12 months, greater transparency around costs is a key reason why, particularly the ability to understand how much care will cost prior to receiving services (40%) and being able to submit registration information prior to the visit (25%) as top reasons.

Strategic focus areas for providers

As financial and operational pressures intensify, providers are prioritizing several urgent initiatives to improve access. Many of these revolve around processing data more efficiently with 44% saying implementing faster, more comprehensive insurance coverage review and delivering accurate estimates as top urgencies.

Additionally, to future-proof patient access and the revenue cycle, providers say automation (35%) and AI (28%) are non-negotiable to extend optimization in ways that were not previously possible.

The survey, conducted among more than 200 healthcare providers and 1,000 patients, explored sentiment on the non-clinical patient experience and how the chronic staffing shortage is impacting the revenue cycle. To download the full 2026 State of Patient Access report, click here.

Experian Health offers a variety of solutions to simplify healthcare and address the evolving needs of patients and providers including patient engagement solutions and AI-powered products, such as AI Advantage and Patient Access Curator, that reduce claim denials.

About Experian Health At Experian Health, we serve more than 60 percent of U.S. hospitals and more than 7,500 medical practices, labs, pharmacies and other healthcare providers with data-driven platforms and insights that help our clients make smarter business decisions, deliver a better bottom line and establish strong patient relationships.

Experian invests in talented people and new advanced technologies to unlock the power of data and innovate. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of25,200people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

For more information about Experian Health, visit http://www.experianhealth.com. Learn more about Experian at www.experianplc.com or visit our global content hub at our global news blog for the latest news and insights from the Group.

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Mon, 23 Mar 2026 08:45:00 GMT

Costa Mesa, Calif., March 23, 2026 – When financial stress takes over, it drowns out everything that truly matters in life. Experian knows this reality all too well and that's why the company has evolved its award-winning “Big Financial Friend” (BFF) campaign to deliver even more powerful, relatable support. Launching this week, the next bold chapter reintroduces the 12-foot-tall BFF—brought to life once again by the brilliantly deadpan actor Sam Richardson—as consumers’ unwavering financial companion.

Your BFF Has Words of Wisdom

In the previous rounds of ads, the silent, gentle giant connected through warmth and visual charm but now has a voice. With Richardson’s signature wit and grounded wisdom, he cuts through the chaos, offering sharp, practical guidance that puts the consumer back in control.

“Money has a way of pulling people out of the moment and taking over everything else,” said Dacy Yee, President of Experian Consumer Services. “With this next chapter of BFF, we’re turning that noise into clarity—bringing personalized guidance to life so people can take control with confidence. It’s how we use our data and technology to deliver support that’s truly tailored to each person’s financial situation.”

To view the ad, click here.

A Demolition Derby, a Distracted Driver, and One Very Helpful BFF

The first new spot, “Derby Buddies,” drops viewers into a chaotic demolition derby, but the main character remains completely calm because she’s deep in her budgeting and bill‑planning. Even as cars collide around her, she stays focused thanks to the clarity and confidence she gets from the Experian app. With Experian’s tools at her fingertips, she can stay grounded and in control no matter what life throws her way.

Steve Hartmann, Vice President of Marketing at Experian Consumer Services, explains, “With ‘Derby Buddies,’ we took the feeling of financial stress and turned it into full-on chaos. By placing BFF in the middle of that moment, we show how Experian helps people cut through the noise and stay in control through a character who’s approachable, reassuring and there with you every step of the way.”

“I'm excited to be able tobring a sense of comedy and warmth to the BFF character. Giving him avoice helps makes it feel more relatable and supported,"said Sam Richardson.

The BFF Is Just Getting Started

“Derby Buddies” marks the first release in an expanded creative rollout set to continue throughout the year.Additionalspots will explore how financial stress can creep into everydaylife and how Experian’s suite of tools empowers consumers to make smarter decisions, feel more confident, and worry a lot less.

“People see themselves in these moments,” Hartmann said. “The BFF shows that even when life feels overwhelming, Experian is right there with you — supportive, dependable, and always available to help.”

That reassurance comes to life through the many tools available to Experian members, including the ability to check their Experian credit report, potentially save money,shop for auto insurance,or receive personalized information from the AI-powered Experian Virtual Assistant,and more by enrolling in a membership atwww.experian.com.

Thecampaignwill debut during March Madness and will be featured in the upcoming professional basketball playoffs on ABC and Amazon, during Formula 1® coverage on AppleTV, and across most streaming platforms.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Mon, 23 Mar 2026 10:24:00 GMT

Some motorists could also save an average of £924 a year by refinancing their cars.

Brits with multipledebtscouldconsolidatetheir debts andreduce their total repayments by more than £1,600 a yearthroughReFipowered loans on theExperian Marketplace.

London,23March2026 –New data from Experian,the data and technology company,reveals that British households could save £2,881.20thisspring by reviewing their current financial products and switching to more competitive deals.

Ashouseholdsbegin theirspring cleaningroutines, Experian is reminding consumers nottooverlooktheir finances. Newdatafrom the companysuggests thatcarrefinancing andswitchingcreditcard balances toa 0%balance transfer cardcould reduce the overall cost of borrowing-depending on individual circumstances.For thosewith lower eligibilitywanting toconsolidatemultiple debts,ReFienabled loans could reduce the total amount repaid by more than£1,600 a year.

To highlight the impact that switching could have on people’s wallets, Experian hascalculatedthe savingspeoplecouldmake byswitchingtomore competitive deals.

Balance transfer cards

Experian data suggests that credit card holders paying interest could save an average of £289.20 a yearby switching their existing balances to a 0% balance transfer card, depending on their eligibility.

The average active card balance in the UK is £1,869 according to Experian data.A customer with this balance, paying the minimum monthly payment of 5% (£94) with the average APR of 24.65%, could save £530.20 if they were to transfer their balance to a balance transfer cardwith a 22-month interest free period, which works out to be £289.20 per year.

Car refinancing

Data from lenders on the Experian Marketplace suggeststhata motorist witharound£11,100 outstanding on their car loan, who took out a five year agreement at approximately 18% APR and has been repaying it for six months, could cut their monthly repayments by up to £77 by refinancing 7.9% APR, depending on eligibility. With 54 monthsremaining, current repayments of around £301 per month could fall to £224 per month if refinanced over a new five-year term.That’sa potential saving of up to £924 a year, although actual savings will depend on individual circumstances and any applicable fees.

Sowith car finance often arranged over several years, reviewingagreementsregularly mayhelp households avoid paying moreinterestthannecessary.

Debtconsolidation throughReFi

For those with lowereligibility,Experian’sReFienabled loans are designed toenable them toconsolidatemultiple debts into a single, affordable repayment.Typically,thosewho combinedebts of around £8,000,ReFienabled loans can reduce monthly repayments by approximately £139 and cut the total amount repaid by more than £5,000 over the term of the loan–working out to be £1668 per year.

Unlike traditional consolidation loans,ReFisettles existing debts directly with creditors, meaning lenders assess only the new loan. This removes the issue of “double counting” and may improve access to affordable credit for people facing barriers to debt consolidation.

JohnWebb, Headof Consumer Affairsat Experian, said: “Household budgets continue to feel stretched,somany of us are exploring ways to help make ends meet.One way to reduce your outgoings istrying to moveexisting debt to cheaper deals, such as car refinancing,0%balance transfercredit cardsor consolidation loans.

“Keep in mind that balance transfer credit cards often come with a small fee, so make sure you factor that into your calculations.It’salso worth remembering that with some consolidation loans, you might end uppaying more interest overall or extending the length of your loan.Always do your research to make sure that any switch is the right choice for your circumstances before committing.

Whenyou’relooking toswitchdebt and save, free comparison services like Experiancan be useful.You’llbe able to check youreligibility and find thedealsyou’remorelikely tobeaccepted for, without damaging your credit score.If you take any new credit, make sure you make the payments ontime,so youdon’timpactyour credit score. If you can figure out a way to pay any extra during a promotional period, you might be able to clear your debt sooner.

And ifyou are struggling with repayments,or falling behind,it’sa great idea to speak toa free debt advice servicelikeStepChangeorChristians Against Povertywhocan helpsupportyou.”

Ends

Notes to editors:

[1]

Calculations by Experian Marketplace on Balance Transfer cards. Savings claim is based on Experian’s bureau data that shows £1,869 as the averageactive card balanceper person in the UK.

A customer with this balance, paying a 5% minimum (£94) at a 24.65% APR, could save £530.20 by switching to a 22‑month 0% balance‑transfer card paying the same 5% min payment (£94). This works out as £530.20 ÷ 22 = £24.10 saved per month, equivalent to £24.10 × 12 = £289.20 per year.

24.65% APR is the current average APR according to theBank of Englanddatabase

[2]

Data from Experian Marketplace lenders, February 2026.

Representative savings are illustrative and based on anonymised lender data from the Experian Marketplace panel. The example compares a typical customer with £11,100 (the average amount on the Experian panel) outstanding on a five‑year car finance agreement taken out at an APR of around 18%, after six months of repayments, refinancing to an APR of 7.9% over a new five‑year term. Average APRs on the Experian Marketplace panel for car refinance products are currently around 9.0%, while 7.9% reflects rates available from specific lenders on the panel. Actual rates,eligibilityand potential savings will vary depending on individual circumstances, credit profile, lendercriteriaand any fees associated with refinancing. Savings are not guaranteed and applicants may not be offered the example rate

[3]Experian marketplace data, September 2025. Acustomer taking out aReFienabled loan on the Experian Marketplace has saved over £5,000 in interest over the term of a 36-month loan.

£5000 ÷ 36= £138.889 – monthly saving rounded up is £139

£139 × 12 = £1668 – monthly saving x 12 to get the yearly saving

Media contact:

ElizaOdire-Boadi, Consumer PR Manager, Experian UK&I

Tel: 07816192572 / Email:eliza.odire-boadi@experian.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analyticsand software. We alsoassistmillions of people to realise their financial goals and help them to save time and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive,agrifinance, insurance, and many more industry segments.

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Thu, 19 Mar 2026 05:51:00 GMT

Costa Mesa, Calif., March 19, 2026 — For the third consecutive year, Experian® has been recognized as a Lighthouse Tech Awards winner by Lighthouse Research & Advisory. Experian’s I-9 Management with virtual I-9 completion was celebrated as a Core HR/Workforce and Best Innovative or Emerging Tech Solution for its ability to address compliance gaps and reduce risk in the Form I-9 process for all employers, whether their workforce is remote, hybrid or fully onsite.

“We built our I-9 Management solution to help make identity verification easier for employers and employees alike, especially when teams are spread out across different locations,” said Anne Obee, vice president of Experian Employer Services.“By offering an alternative to the traditional in-person process, we assist companies in maintaining compliance without adding complexity. Our recognition reflects our continued focus on making compliance simpler and more efficient for our clients.”

The Form I-9 is a critical component of onboarding, yet errors and noncompliance can lead to significant financial penalties. Traditional paper-based processes are vulnerable to risks, such as:

Outdated government-issued forms Incorrectly completed fields Lost or damaged physical forms Untimely retention or deletion of records

In today’s complex regulatory environment, Experian helps to simplify the process for employers and new hires, mitigates risk, and leverages our specialists’ deep expertise and strong alignment with E-Verify for successful completion.

“Experian’s latest I-9 capabilities make the process faster and easier through mobile document upload capabilities, secure virtual Section 2 appointments, real-time document review and immediate E-Verify submission,” said the Lighthouse Research & Advisory Awards judging panel. “These enhancements deliver a smoother onboarding experience for both HR teams and new hires.”

To learn more about Experian’s Employer Services business, visit https://www.experian.com/employer-services/.

About Experian 

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Tue, 17 Mar 2026 07:21:00 GMT

COSTA MESA, Calif. (March 17, 2026) — In a move to help reduce costs and streamline employment verification for mortgage lenders, Experian® today announced the launch of the Experian Verify™ Preview Report, a new capability that gives mortgage lenders early visibility into a borrower’s employment data, at no cost.

The Experian Verify Preview Report provides lenders with an upfront view of all employers associated with a specific borrower, allowing lenders to see which employment records are available for instant verification through Experian Verify before obtaining a full verification of income and employment report. The solution requires no new integration work and can be requested through the same processes lenders already use to order Experian Verify instant verification reports.

As the mortgage industry continues to evolve toward greater automation and data-driven decisioning, mortgage lenders are increasingly feeling pressure to improve efficiency, reduce costs and streamline the homebuying process. The Experian Verify Preview Report offers lenders greater transparency, accessibility and control at a critical point in the origination process. By confirming employment data upfront, lenders can avoid unnecessary verification orders and potential delays in loan closing timelines, as well as optimize workflows and make more informed decisions, earlier in the loan process.

“The mortgage industry is transitioning into a new era; one where a legacy approach no longer meets the demands of today’s market. The market demands greater precision and efficiency at every stage of origination,” said Michele Bodda, President of Verification Solutions, Employer Services and Housing at Experian. “The Experian Verify Preview Report gives lenders clarity before they commit to spend. We are leveraging our data assets to deliver real, usable insights that help lenders control costs, streamline operations, and get people into the homes they deserve more quickly.”

The Experian Verify Preview Report leverages Experian’s unique payroll records along with employment data contributed through trusted provider relationships. It gives lenders a consolidated view of available employment records tied to a borrower, enabling them to:

Improve certainty and loan pull-through by confirming data availability upfront Reduce operational costs by limiting unnecessary verification orders Enhance the borrower experience through faster decisions and fewer documentation requests Support confident, data-driven underwriting using trusted Experian employment data assets

To learn more about Experian Verify Preview Report, please visit https://www.experian.com/mortgage/experian-verify-preview-report.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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Mon, 16 Mar 2026 07:28:00 GMT

Costa Mesa, Calif., March 16, 2026 — Experian today unveiled the next evolution of the Experian Virtual Assistant, EVA™, a significant advancement in its Consumer First AI strategy that expands personalized, conversational financial guidance to millions of consumers.

“This next generation of EVA reflects the direction of our consumer AI strategy,” said Debbie Hsu, Executive Vice President of Product, Experian Consumer Services. “We are bringing together conversational AI, personalization, and our trusted data foundation to deliver guidance that is intuitive, relevant, and actionable. Our focus is on helping consumers make smarter financial decisions in ways that feel simple and empowering.”

Built to scale intelligent financial guidance through a more adaptive experience, the enhanced EVA expands beyond credit insights to provide near real-time spending analysis, tailored recommendations, and relevant financial offers based on available account data. Powered by Experian’s proprietary data, consumer-permissioned information, and advanced artificial intelligence capabilities, EVA is available to deliver intelligent financial support to more than 85 million members.

This evolution reflects Experian’s broader commitment to embedding adaptive AI across the consumer journey and transforming how people engage with their financial information.

A Financial Copilot for Everyday Decisions*

Since launch, EVA has helped consumers better understand their credit through secure, real-time conversations. With this latest evolution, members gain visibility into how everyday spending affects their overall financial picture through insights from connected financial accounts.

Spending trends over time can be tracked, top categories and largest transactions identified, and opportunities to reduce unnecessary expenses uncovered. Members may also explore personalized credit card offers from third-party lenders available through Experian Marketplace within a seamless, guided experience.

By translating complex financial data into clear, practical next steps, EVA serves as an intelligent financial copilot, helping consumers move from insight to action with confidence.

For example, instead of only displaying a FICO® Score[i], EVA can analyze a member’s connected accounts and highlight recent spending patterns, such as increased dining or subscription costs compared to prior months. The assistant can identify top spending categories, flag larger transactions, and help members manage upcoming bills and subscriptions by surfacing expected due dates, predicted amounts, and total monthly recurring spending.

In simple terms, EVA helps members clearly see where their money is going in near real time and understand how everyday spending fits into their overall financial picture — all within a seamless, conversational experience.

Intelligent, Adaptive and Built on Trusted Data

Interactions with EVA evolve in real time based on how each member engages. The assistant tailors explanations, surfaces relevant insights, and prioritizes recommendations aligned with an individual’s credit and financial goals. Experian designs and monitors its AI systems using established governance, testing, and oversight frameworks to promote fairness, transparency, and consumer protection.

Grounded in Experian’s credit expertise, data, and consumer permissioned financial information, EVA delivers personalized guidance designed with privacy and security as core principles. The experience supports consumers as they navigate important financial decisions with greater clarity and confidence.

Whether someone is new to credit, managing monthly expenses, or exploring new financial opportunities, EVA translates complexity into clarity and action.

“By combining advanced AI with consumer first design and a foundation of trusted data, we are expanding access to personalized financial tools and creating more opportunities for financial inclusion,” Hsu added.

Consumer First AI in Action

This milestone builds on Experian’s broader strategy to embed intelligent, trusted AI across the consumer ecosystem. Through advancements in EVA’s adaptive financial guidance and the launch of Experian Insurance Marketplace app integrated with the ChatGPT platform, Experian continues meeting consumers wherever they are with personalized insights and relevant financial opportunities delivered through conversational experiences.

Collectively, these innovations reflect Experian’s long-term vision to combine proprietary data, advanced AI, and the trust of a Big Financial Friend (BFF) to enable more intuitive financial decision-making in the moments that matter most to consumers.

EVA is available to Experian members through the Experian mobile app and website. To learn more or enroll, visit www.experian.com.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

*EVA provides general information and educational insights only. It is not a financial advisor and does not provide personalized investment, legal, tax, or accounting advice, nor does it establish any advisor-client or fiduciary relationship. Any financial offers displayed are provided by third-party lenders and are subject to the lenders’ eligibility and approval processes. Users should consult a qualified, licensed professional for personalized advice. Experian’s AI tools operate under internal governance, testing, and privacy controls designed to promote accuracy, fairness, and consumer protection.

ChatGPT is a trademark of OpenAI. The Experian Insurance Marketplace app is developed and operated by Experian and is not affiliated with or endorsed by OpenAI.

# # #

[i] Credit score calculated based on FICO®Score 8 model. Your lender or insurer may use a different FICO®Score than FICO®Score 8, or another type of credit score altogether.Learn more.

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Mon, 16 Mar 2026 07:33:00 GMT

London, U.K., 16 March 2026–New research*released for Credit Awareness Weekrevealsaknowledgegaparound debt consolidation,stoppingmanyhouseholdsfrommakingpotential savingsand taking control of their finances.

Two in three people (65%)with debt say it affects their ability to make important financial decisions, such as building savings or making larger purchases.Yetonly 17% feeltheyunderstand and know a lotaboutdebt consolidation, despite itsabilitytosimplify repaymentsand reduce interest costs.

Experian’slatestFinancial Inclusion Whitepapershowsthatpeoplecould savean average of£1,257 a year in interestchargesbyconsolidatingunoptimiseddebt. Wideradoption of debt consolidation technology couldalsounlock £15.1 billion in household spending and generate £2.1 billion in extra savings annually.

During Credit Awareness Week, Experian is calling for the industry toimprove awarenessand prioritisethe use ofdebt consolidationtoolstosupport people managing multiple debts.

By bringing multiple debts into one single, manageable monthly payment,consolidationalsohelpseasethe everyday pressures of managing debt. The mostcommon challengesreported by those surveyed were managing cash flow, keeping track of payment dates, risk of missing payments and remembering multiple logins.

Innovations in the market are already helping simplify the process. Experian’sReFitechnology, for example,pays off existing debts directly with creditors and removes ‘double counting,’so lenders assess only the new loan.

ReFihasalreadyhelped settle more than £70millionof consumer debt and contributed to a 68% rise in successful consolidation applications for some lendersover the last year.In addition, recent activity on Experian’s Marketplace showsone in three loan searches is now fordebtconsolidation anddemandin balance transfer cards has risen 8.5% in the pastyear.**

Edu Castro, Managing Director of Experian Consumer Services UK&I, said:“These findings highlight just how important clarity and confidence are for people managing debt. As an industry, we need to ensure consolidation options are easier to understand and easier to act on.Tools likeReFialready playa key rolein helping people access affordable credit, andwe’llkeep building on this by using data and AI to deliver even better outcomes for people.”

Kate Pender, CEO of Fair4All Financesaid: “Juggling multiple, usually higher-cost debts is exhausting and stands in the way of people living financially secure lives. Whereappropriate, debt consolidation lending can be a game changer and can cut the amount of interest people have to pay each month and provide peace of mind through having to manage just one monthly payment.

We want to make sure that products like these are accessible to those who need them most, helping to level the playing field for the millions of households currently feeling the squeeze. Experian's technology to enable consolidation lending -ReFi- is a great enabler of this kind of lending, making it easier for the lender to make life better for the borrower.

Fair4All Finance is thrilled to be supporting lenders to trial adopting this vital technology and we have provided £1millionavailable through Experian to encourage lenders to go further and faster on helping people in financially vulnerable circumstancesconsolidatedebt.”

Now in its ninth yearand delivered in partnership with Credit Strategy,Credit Awareness Weekcontinues to champion financial inclusion and consumer confidence, As part of this year’s activity, Experian willjoin the Credit Strategy Parliamentary Reception at the House of Commons to share insights on debt consolidation innovation and engage withindustry and regulatory leaders on key issues such as access to finance.

ENDS

Notes to Editors:

*All figures, unless otherwisestated, are from YouGov Plc.  Total sample size was 2104 adults. Fieldwork was undertaken between 12th - 13th February 2026.  The survey was carried out online. The figures have been weighted and are representative of all UK adults (aged 18+).

**Data referenced is from Experian’s bureau analysing debt consolidationloansearcheson the Experian Marketplacein January 2026.

Media contact:

Vicki Cook, Head of Corporate and B2B PR, Experian UK&I

Tel: +44 7977 798 173 / Email:vicki.cook@experian.com 

About Experian:

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analytics,and software. We alsoassistmillions of people torealisetheir financial goals and help themto savetime and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive,agrifinance, insurance, and many more industry segments.

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Fri, 13 Mar 2026 09:18:00 GMT

London, 13thMarch 2026-Experian, the data and technology company,today announced the launchoftheUK’s first ever credit score appwithin ChatGPTapps– introducing anewpostcodebasedcredit score comparison toolthat bringsExperian’s trusted datadirectly into one of the world’s most widely used AI platforms.

Thetool uses aggregated and anonymisedExperian Credit Score data, the UK’s most trustedscore, toshow how typical scores compare across postcode areas and age groups.In a few seconds,consumerscan see local and demographic score averages, providing helpful context as part of everyday financial education.

As morepeopleturn to conversational AI for quick, clear answers on financial topics, Experian’s partnership ensures they can now access reliable score insights in a format that is simpleand fast.

The new tool offers:

Local and age-basedbenchmarks: average credit scores by age and postcode.

Easy sign- up:asimple route for consumers tocheck theirExperiancredit scorewhenthey’reready.

More intuitive financialguidance: A conversational experience thathelps more people feel confident and in control, offering an accessible wayfor the 92% of adults with low financial capabilityto engage with financial information at their own pace.1

This launch isa significant moment in Experian’s strategy to deliver secure, intelligent experiences across external AI platforms. With18–34-year-oldsmaking up more than half of ChatGPT’s userbase yetbeingamongthe least likely tohave checked their credit score, the tool creates a valuable new pathway into financial education for younger consumers.

Edu Castro, Managing Director of Experian Consumer Services UK&I, said:“Bybringing the power of Experian’s trusted data into a leading AI platform, we’re giving peopleaquick and simpleway to explore how their credit score compares locally and by age- making iteasier for themto signup to Experian to discover their personalised score and insights.

This launch isonly the first step,it’san importantmilestonein our strategy toprovidesecure, intelligent experienceswherever people choose to engage with us,and asignificant stepinbringingthe UK’s most trusted credit scoreto more people”

By embedding credit score insights directly into ChatGPT, Experian is enabling more people to engage with financial information in a familiar, accessibleenvironment.To get started, userssimply connecttothe Experian app via the App Store or Google Play before tagging it inChatGPT.The Experian credit score tool in ChatGPT can be foundhere.

Note to editors

[1] Figure from FCA Financial Lives survey, published on 16thMay 2025https://www.fca.org.uk/publication/financial-lives/financial-lives-survey-2024-key-findings.pdf

Media contact:

ElizaOdire-Boadi, Consumer PR Manager, Experian UK&I

Tel: 07816192572 / Email:eliza.odire-boadi@experian.com

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data,analyticsand software. We alsoassistmillions of people to realise their financial goals and help them to save time and money.

Weoperateacross a range of markets, from financial services to healthcare, automotive,agrifinance, insurance, and many more industry segments.

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Mon, 09 Mar 2026 14:12:00 GMT

Costa Mesa, Calif., March 9, 2026 — Experian today announced it will offer VantageScore® 4.0 at $0.99 per mortgage origination score, reinforcing its commitment to expanding credit score competition and delivering meaningful cost savings to the mortgage industry.

Experian has worked closely with the Federal Housing Finance Agency, Fannie Mae, Freddie Mac, and industry stakeholders to support a thoughtful transition to updated credit score models. The company remains encouraged by the progress to date and committed to collaborating across the ecosystem to ensure smooth and responsible implementation.

Today’s announcement, based on a standalone purchase of VantageScore, builds on Experian’s previously announced Score Choice bundle, which provides VantageScore 4.0 at no cost to lenders who obtain a FICO® score in 2026. Together, these steps give lenders immediate, low-cost access to competitive scoring options.

“Competition should translate into measurable savings,” said Michele Bodda, President of Experian Housing, Verification Solutions, and Employer Services. “By reducing the price of a standalone VantageScore 4.0 to $0.99 while continuing to offer it at no cost through the Score Choice bundle, we are taking decisive action to help lenders lower expenses while maintaining rigorous credit standards.”

To simplify adoption, VantageScore 4.0 is integrated across Experian’s mortgage ecosystem - from the Ascend Platform™ to servicing and capital markets solutions - enabling lenders to model portfolio impact, validate performance, and implement seamlessly from origination through secondary market execution. These capabilities are strengthened by Experian’s differentiated data assets, including rental payment data, trended credit data, and alternative data insights, enhancing predictive power while responsibly expanding access to homeownership.

“Our focus is clear,” Bodda added. “Increase transparency, strengthen competition, and ensure the benefits are delivered to lenders and consumers alike.”

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

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